Anticipating interest rate movements can help you make money when you invest in bonds or banks' fixed deposits.
Yes Bank customers will be able to access full banking services from Wednesday evening, as the moratorium will be lifted earlier. The RBI had on March 5 put a moratorium on Yes Bank restricting withdrawals to Rs 50,000 per depositor till April 3. However, the government in a notification on Saturday said the moratorium will be lifted by 18:00 hrs on March 18.
Invest with a fund house with pedigree and reputation.
In the past two years, investors in gold have lost money.
Interest rates on bank FDs have started coming down and rates on other fixed-income products will also decline. Investors should lock in to instruments offering higher returns.
Use this window to lock into bank FDs; unless govt cuts small savings rates, banks may not cut deposit rates
Want your investments to make money as well as save tax for you? Anil Rego has some advice
With real estate -- NRIs's favourite investment vehicle in the past -- unlikely to do well in the near future, there is a strong case for NRIs to shift to equity and debt mutual funds, says Prateek Mehta.
Running a SIP plan for more than six years almost completely eliminates the chances of earning negative returns.
By November-December 2014, investors should also look at debt funds.
The general nervousness because of the IL&FS default will prevail in the system for now.
Depending on your liquidity requirement, invest in the right debt instruments.
Most bankers say they will look at reducing deposit rates from April.
SBI has twice hiked interest rates on fixed deposits within a month, but an investor still gets better returns at the post office.
Anil Rego, CEO, Right Horizons, answers your personal income tax queries.
Omkeshwar Singh, Head, Rank MF, a mutual fund investment platform, answers your queries.
What investing can you do with just Rs 100? Well, you can become a crorepati, says Vatsal Ramaiya
Even if interest rates go down, they may continue to offer better returns than fixed deposits.
Wondering if you did the right thing with your mutual fund investments?
Indian households put bulk of savings in bank deposits and insurance; the returns are minimal. If you're part of this, change.
Getting locked into instruments before the new regime kicks in would be a good strategy.
Every financial plan needs to be tweaked periodically.
One should base the decision on one's potential liability under the new tax rules.
Many millennials believe that they have enough time to plan for long-term goals, hence they do not worry about goals such as retirement.
Keep regular track of financials, including cash flow and management changes
Lock into these long-term bonds for higher interest rates and capital appreciation
Thanks to Budget 2018, seniors can invest more and also save more.
Salaried employees get several benefits under Sections 80C, 80D, 80G and others.
While an impending rate cut is a good reason to enter debt funds, another is the high valuations in equity markets.
Sandeep Shanbhag, a chartered accountant and director of Wonderland Consultants, a tax and financial advisory firm, discussed the impact of Budget proposals in a chat with Rediff.com's readers.
Equity investing is still fraught with peril and is riddled with sink holes that investors need to be wary of
The Reserve Bank of India's latest data indicate that spending per card is rising steadily - something that consumers should worry about
Besides return and risk, investors also need to weigh the liquidity of the instrument they are putting money in
Be willing to learn from mistakes.
An excerpt from 'Money Smart: The Indian Woman's Guide To Managing Wealth' by Reenita Malhotra Hora and Divya Vij that reveals various options to help you save tax as well as invest for creating long-term wealth.
Sandeep Shanbhag offers tips on post Budget taxation rates.