Investors should avoid jumping from their current funds into those that have outperformed lately, advises Arnav Pandya, a certified financial planner.
Individuals often postpone tax planning till the end of the financial year. As the deadline for showing proof of investments draws near, they invest randomly in any product that will help them save tax for that year. Later, they realise that it is not suited for them, so they abandon it. Tax planning should not be a standalone, one-off activity, but should be in sync with your overall financial plan, says Sanjay Kumar Singh.
Investors can sell their entire equity and move to debt when stocks get expensive
With the introduction of 10 per cent tax both on long-term capital gains and on dividend, choose funds based on investment horizon and risk appetite, not on tax advantage, experts tell Sanjay Kumar Singh.
NPS still has critics despite being in business for a decade and mopping Rs 24,000 crore as of 2013-14.
Omkeshwar Singh, Head, Rank MF, a mutual fund investment platform, will answer your queries.
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Gold companies have started reducing production. This implies that gold prices will not go on a free fall anytime soon
The aggressive life cycle fund will allow equity exposure of up to 75%, up from the current limit of 50%.
Consensus continues to be cautious with analysts pointing towards tougher days ahead
Balanced funds are generally equity-oriented with at least 65 per cent exposure to equities and the rest of the corpus invested in fixed income securities
Reduction in the mandatory minimum contribution and extension to invest in the scheme from 60 years to 70 years has made the National Pension Scheme more friendly, says Anil Chopra, Group CEO & Director Bajaj Capital
Life insurers are launching these again. Invest if you are conservative.
For rest of the year, the issue is largely going to be the balance between growth rates and macro stability versus interest rates, says Sankaran Naren.
It is best not to get carried away by returns or take a short-term view of the markets, says Bhavana Acharya.
Indian market probably has more headroom than the US, says Geoff Lewis, senior strategist for Asia, Manulife Asset Management.
Education inflation abroad is high and the depreciation of the rupee can also set you back, says Vishal Dhawan
Expect more volatility in the coming year as the economy and markets price in the demonetisation drive.
Investors should take this opportunity to look at asset allocation and realign their portfolio.
If you are not already lost in the zeros this wealth stands at Rs 257 lakh crore or Rs 257 trillion, according to a report unveiled by Karvy Private Wealth for the year 2014.
So what money lessons did we learn after watching Rohit Sharma's magnificent, world record inning unfold? Read on...
Measured by returns in 2013, the top 10 funds had only three from large houses; nimble strategy could be a factor.
Find out if you do these 6 things to become one
Mutual fund investments come in various shapes and forms -- ranging from the passive index funds to the actively managed funds. Two of the most popular mutual fund types are balanced funds and dynamic funds. Let us take a deeper look at what each one is and how they are different.
Do keep the tax impact and exit load in mind before you take a decision to sell, says Vishal Dhawan.
Reserve Bank of India Governor Shaktikanta Das tells Anup Roy, Raghu Mohan and Niraj Bhatt that it is time for banks to lower interest rates and start lending to cash-starved finance companies after due credit appraisal and proper risk assessment.
Mutual funds are better than Portfolio Management Schemes where costs crystallise only at the end of the investment period, says Shashank Khade.
The whole game is about 'who wants who' more desperately?
India's finance minister has emphasised that "it is the real economy that is going to matter.
In the first six months of the year, the average number of deals a month stood at 1,264, against 1,484 in the six months ended December 2012
A market where prices are not likely to go up is excellent for the long-term investor.
Start 2017 with these five simple financial resolutions and you will put your family on solid ground financially, says D P Singh, executive director and chief marketing officer, SBI Mutual Fund.
'...and defensive until the global macro headwinds turn more benign.'
S Naren of ICICI Prudential says long-term investors needn't worry.
As Prime Minister Narendra Modi visits US, fund managers from India and abroad expect improving sentiments and impressive returns from Indian markets to help attract billions of dollars flowing into the country's asset management industry.
Global markets could correct 5-10 per cent. If that happens, Indian markets will correct about 10 per cent
Investors should now be looking at trimming their portfolio and making prudent investment decisions
There will be higher charges for bank account-holders.
Finance Minister must be hoping that Indians get over gold-addiction.
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