A few important factors to keep in mind while applying for a home loan, and strategies to manage it, whatever your age.
'The fact that you did not receive the rent through a bank will not take away the taxability of the rent in your hands.'
It is difficult for an NRI to get a loan in India, says personal finance expert Harsh Roongta.
In an affidavit filed by Union finance ministry on behalf of the Union of India, it said that the relief to all borrowers in respect of compounding of interest during the period of moratorium would be admissible to the categories specified irrespective of whether the borrowers had availed the moratorium or not.
It makes sense to let your head do the leading when you buy a car. Especially, since it is a depreciating asset and won't give you any returns.
Housing loan customers may have to repay part of their borrowings or suffer very high EMIs, as there is a scurry among banks to avoid bad debts following successive interest rate hikes in the last six months.
'We have been telling the government that we need handholding.' So, we sent a series of recommendations to the government, but nothing happened.' 'And the condition of industry became worse.'
Make the most of the income that you earn by invest the money in the right instruments. The advantages of starting early and investing right cannot be overstated, says financial planner Harshad Chetanwala.
'Opt for this facility only after doing a cost-benefit analysis: Will the savings in interest cost by parking your surpluses in the home loan overdraft account outweigh the higher interest cost of this loan?'
Banks offer to extend repayment tenures up to 25 yrs.
'Business will be 20% of what it was before the lockdown.'
Harshala Chandorkar of CIBIL answered your credit score related queries in an online chat, February 3.
As campaigns against Chinese brands intensify and the virus keeps people indoors, Vivo plays it slow with a digital-first launch plan.
More interest hike shocks are to come with no signs of the rates having peaked up.
Tempted? Good. Now read this!
Harshala Chandorkar, senior vice president, CIBIL, answered readers' queries on the risks related to guaranteeing a loan in an online chat with readers, January 27
In an online chat with Get Ahead readers, Harshala Chandorkar, senior vice president, CIBIL, answered their queries on auto loans.
Look at the pros and cons of both the options and take a decision yourself!
But don't buy this product blindly! Here's what you must know before you sign on the dotted line
'It is crucial to understand that the ultimate goal of your investments isn't to pay lesser tax, but to create long-term wealth for you and your family,' says Satyen Kothari, founder and CEO, Cube Wealth.
Despite a complex interface, online banking is fast gaining acceptance.
After banning 0% interest rate, central bank could crack down on EMI waiver too.
Increasing instances of theft and break downs means you could easily lose expensive items.
Homework you must do before approaching a bank
A home loan is settled by this cover if the borrower meets an untimely death
'A decade ago, even though the sentiment might have been felt in large parts of the media, it was not expressed.' 'There was a reserve and there was a culture that adhered to the principles expressed in the Constitution,' observes Aakar Patel.
In a fresh bid to check its falling market share, smartphone maker BlackBerry on Thursday unveiled premium flagship offering Z30 featuring its latest operating system 10.2 version in India priced at Rs 39,990.
Contrary to popular belief, it does make sense to live on rent in your dream house, and own a smaller property, says Manish Shah.
Harshala Chandorkar, Senior Vice President -- Consumer Relations, Communication & CIC Compliance Credit Information Bureau (India) Limited will answer questions related to your home loans and CIBIL Credit Score on Monday, August 5 between 3 pm and 4 pm.
Tips to help you save money before, while and after taking the loan
The ATMs are fully up now and customers can withdraw up to Rs 50,000 from Yes Bank as well as from other banks' ATMs.
Avoid these at all costs or there goes your dream of owning a house.
Meanwhile, outlook for global emerging markets remained relatively weak in September.
A mortgage is a great responsibility that you must bear on able shoulders for a long period of time. If you already have a mortgage or are planning to avail of one soon, you are obviously confident of your finances, but a few tips to save money on your home loan couldn't hurt, right? Read on to find out more!
RBI kas hiked short-term lending (repo) rate by 0.25 per cent to 7.5 per cent.
Gifts for loved ones, spending on yourself on impulse buying on EMIs and credit cards can leave your financial health completely stressed by the end of the year, says Harshala Chandorkar, Senior Vice President -- Consumer Relations, CIBIL
Until your home loan is sanctioned, some silly mistakes on your part before making the first move can derail the most important goal of your life.
However, compared to August, vehicle sales increased by 15.25 per cent on the back of discounts. Maruti led the market in offering heavy discounts and incentives for buyers and dealers, reports Arindam Majumder.
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