Credit Information Report is one piece of information that can tell if you are a defaulter or not
Here are the many pros and some cons of going for such an arrangement
Harshala Chandorkar of CIBIL offers tips on how to keep your finances intact and shop smart this festive season.
Here's how to get out of this situation without hurting your CIBIL score.
Tempted? Good. Now read this!
Harshala Chandorkar, senior vice president, CIBIL, answered readers' queries on the risks related to guaranteeing a loan in an online chat with readers, January 27
In an online chat with Get Ahead readers, Harshala Chandorkar, senior vice president, CIBIL, answered their queries on auto loans.
Harshala Chandorkar, Senior Vice President -- Consumer Relations, Communication & CIC Compliance Credit Information Bureau (India) Limited (CIBIL), on Monday, August 12, to get answer to all your queries.
There are four distinct advantages the most important being getting a good credit score
Harshala Chandorkar of CIBIL answered queries on how to manage your debt smartly in 2014.
If you are the owner of multiple credit cards, here are some dos and don'ts you need to know about credit card management.
Make your 'dream-home' dream come true
About 50 per cent of the accounts that availed of the EMI moratorium amid the pandemic, which made things worse in an already slowing economy, are expected to be restructured, and of these accounts that would undergo restructuring, one-third, or Rs 6-9 trillion, could turn into NPAs.
Lenders had filed 1,251 cases to recover Rs 24,765.5 crore. Wilful defaulters are the entities that do not pay back money despite the ability to do so. Defaulters above Rs 1 crore were considered for this exercise.
In order to cripple and check the activities of wilful tax defaulters, the Income Tax department has decided to "block" Permanent Account Number (PAN) of such entities, get their LPG subsidy cancelled and take measures to ensure that they are not sanctioned loans.
Harshala Chandorkar of CIBIL answered readers' queries on the risks associated with guaranteeing loans.
There is a fair amount of half-baked knowledge and myths propagated that makes people wary about how credit bureaus function and credit rating takes place.
Harshal Chandorkar of CIBIL answered queries on credit report and in an online chat with Get Ahead readers on october 28.
In order to be eligible for a loan when you really need one, it is imperative to maintain a good credit score. By having a good mix of debt and servicing it regularly, you can maintain a good credit score and be loan ready at all times.
Harshala Chandorkar of CIBIL answered readers' queries on home loan on Monday, October 21.
In an online chat with Get Ahead readers on September 30, Harshal Chandorkar of CIBIL answered their auto loan queries.
If you're considering settlement as a solution to end your debt problems, take a step back and consider the risks associated with such settlements.
Read on fore the most common problems people faced while pulling out their credit report and how to solve them!
The more you know about using a new credit card, the more you reap!
Lenders have lined up a number of home loan products that can fit every aspirant's annual income.
If allowed to go unchecked, this addiction can wreck you financially as well as emotionally.
Instant approval, no due diligence, conversion to easy-to-pay EMIs, nominal processing fees are some of the reasons why credit card loans are better
The fate of all your future loan applications lies hugely on how you service your education loans.
Do you save to spend or spend to save? If you belong to the second category, reward points can only harm your financial health.
How and why too many credit inquiries can hurt your CIBIL score and hence make lenders wary of lending to you
Even before the first salary is credited, there is an EMI to be paid.
And get lenders offer you the best possible interest rates on home, personal and car loans.
Surprised? Here's how a credit can benefit you.
India's five leading wilful defaulters are Winsome Diamonds & Jewellery Ltd and associate Forever Precious Jewellery & Diamonds, Zoom Developers, Kingfisher Airlines, Beta Naphthol and Raza Textiles
Harshala Chandorkar of CIBIL on why you must not delay your credit card payments
Gandhiji inspired the nation to believe in their dream. He continues to be an inspiration to each one of us by making us believe in our dreams. Make that home loan work for you and don't give up till you sign on the dotted line for owning your dream home.
Lenders have lined up a number of home loan products that can fit every aspirant's annual income.
Credit card loans and personal loans are two prime examples of unsecured loans that must always be avoided.
Banks will also consider requests from MSMEs for restructuring their stressed standard assets. So far, only 25 per cent of the around 1 million eligible MSMEs have taken benefit of the RBI's special dispensation.
BoB's offer of a lower home loan rate to customers with credit scores of 760 and above makes it incumbent on everyone to pay heed to this all-important number.
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