Arbitrage schemes can give investors better post-tax returns than debt funds.
While there is little one can do when the fund house restricts redemptions, it's best to exit even if it means some losses.
You can look at equity-oriented balanced funds.
Only if you are a conservative investor satisfied with index returns; but over long term actively managed funds give better returns in Indian markets
In these times of global uncertainty, be cautious in selecting the right market and fund.
Invest 5 to 10 per cent in a banking sector fund. Ensure that mutual fund's portfolio includes all three players -- private sector banks, public sector banks and NBFCs.
Experts believe that one should not allocate more than 5-10 per cent of one's equity portfolio to international funds.
With the introduction of 10 per cent tax both on long-term capital gains and on dividend, choose funds based on investment horizon and risk appetite, not on tax advantage, experts tell Sanjay Kumar Singh.
In 5 years, the AMC has clocked a growth rate of 40% with its AUM up nearly 4 times.
How do you pick a mutual fund scheme that suits your needs?
Experts say you may invest in small-sized funds and benefit from their nimbleness.
In a growth market, these funds should not form more than 10-15% of your portfolio. Invest with a horizon of at least 5 years
Balanced funds are suitable for investors who have low-risk appetite or are new to equities.Those with more than seven-year investment horizon should look at funds that have higher equity exposure.
Equity investments are fruitful over the very long 20-year term.
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