'Investing in these funds makes sense if their net yield over better-quality funds -- corporate bond funds or banking and PSU funds -- is meaningful.'
'A dynamic bond fund acts like a gilt fund in a rate cut scenario and like a conservative short-term bond fund when rates rise.'
Investors should view the increase in the LTCG tax rate in conjunction with the increase in capital gains exemption from Rs 1 lakh to Rs 1.25 lakh, which will provide some relief.
While near-term performance is difficult to predict after a huge run-up, fund managers believe the PSU theme's prospects remain sound over the medium to long term.
In an online chat with readers on August 10, Vidya Bala, Vidya Bala, head of mutual fund research at FundsIndia, answered their queries. For hose who missed the chat, here is the transcript.
Since MAAFs invest across multiple asset classes, they offer diversification.
While equity savings funds could offer higher returns over three-five years, they would also be more volatile.
Join us for an online chat with Vidya Bala, Head of Mutual fund research at FundsIndia.com, on Wednesday, August 10, between 2 pm and 3 pm.
However, it is noteworthy that foreign investors pumped in money on the day of election results as the mandate became clear
'Largely, new demat accounts are now being opened by the younger crowd, particularly GenZ.' 'This is great news since younger investors start their journey with very little capital, so they are risking less.'
Investors who cannot manage an asset-allocated portfolio or rebalance regularly, or do not have an advisor, may opt for these funds, but only after a detailed study of their strategy, suggests Sanjay Kumar Singh.
Staggered pull-out will help investors if the market continues to rise.
Holding cash may actually help fund managers limit downside in the current environment, but large cash component poses the risk of missing out sharp upsides in a broader market rally, reports Jash Kriplani.
With a 'yes' vote, there is a more foreseeable outcome, while a 'no' could result in greater uncertainty, for which retail investors may not have the appetite.
If you are a retail investor, you can allocate a portion of the portfolio to the medium- to long-term debt fund category instead of gilt funds.
'Investors should allocate about 5% to 10% to such funds.'
'Investors need to understand that these schemes may not do well in the market that is in a bull run, but quality stocks would protect the downside.'
Drop in the number of schemes is less than 3%, despite merger of 38 schemes between Sept 2017 and May this year
The tax filing season is here, and mutual funds have launched tax-saving products.
Given its focus on the real estate sector, financial planners feel this scheme is not meant for first-time investors and any investor should only have 5 to 10 per cent exposure to this fund.
ETFs may be an option if you are considering only large-cap funds, experts tell Tinesh Bhasin.
Invest in liquid funds if you have a horizon of three months, ultra-short-term for six months, and low-duration funds for one year.
For investors, every cost-saving means higher returns.
Experts say investors need not tinker with their debt portfolio as shifting won't be tax-efficient.
Ideally, one should opt for a 5 to to 10- year period in an MF scheme or exit when the goal is reached.
Investors with shorter horizon of three-five years can also look at balanced funds and also those looking to invest lump sum money.
Now STPs or variable SIPs can earn better returns than vanilla SIPs.
New retirement schemes from MFs offer Section 80C benefit but locks in your money for five years
Tata Mutual Fund's 'own a piece of India' offering is suitable for informed investors.
Inflation indexed bonds assure a positive return over inflation.
While the number of international MF schemes is increasing, so is the confusion for investors.
Analysts say those taking exposure through stocks could look at firms focused on domestic business
It was because of strong inflows into debt-oriented schemes that saved 2019 from being a "dark-dull year of investing" as inflows into equity funds has dropped this year due to a volatile market.
Sukanya Verma looks at some striking age gaps between the onscreen romantic couples of Hindi movies.
Given that the ETF has given exceptional returns over the past year, start small and buy more in a staggered manner.
While stocks are at cheap valuations, the volatility can be unnerving.
Investors can sell their entire equity and move to debt when stocks get expensive
They help diversify portfolio and are less risky.
Experts say the size of the fund shouldn't be a primary criterion for selection.
Balanced funds may be a good option for first-time investors.
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