Aadhaar authentication is an online real-time service and only responds with a yes or no.
An Aadhaar-based payment structure is likely to be outlined in this year's Budget.
Pandey is a Maharashtra cadre IAS officer of 1984 batch.
Nilekani is the president of NCAER's governing body, while Rohini Nilekani is the Founder-Chairperson of Arghyam, a foundation that supports initiatives around the country for safe and sustainable water and sanitation.
The app uses a traveller's mobile GPS to predict a train's delay.
Nilekani said that in India which has the total population of over one billion, only 50 million people had passports which was mere five per cent of total population, around 30 million people paid taxes and over 150 million people had driver licence.
Nilekani, whose name is doing the rounds for Bengaluru South constituency, however, did not say when he will join Congress party.
This is likely to put a brake on the fast pace at which Aadhaar cards have been issued so far to more than 400 million people.
The government must be the initial driver.
He has a core team of engineers to develop this platform.
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