Mahavir Chopra compares mutual funds and Ulips to help investors decide.
Focus on large-caps and ensure that the portfolio is balanced.
The fund house says it is doing this to protect the interests of existing investors.
Now insurance companies will train agents not only to get new business but retain existing customers.
Experts believe that one should not allocate more than 5-10 per cent of one's equity portfolio to international funds.
Retail investors have matured and have moved away from investing in only in-vogue products, says the managing director and chief executive officer of ICICI Prudential AMC.
Let us take a look at some of the steps that are involved in getting your finances in order.
It is important to celebrate when your first paycheck arrives, but is equally important to ensure that you take the time to learn some very important personal finance lessons, so that you can put your salary to work for you and grow a savings corpus.
It could be a tough week In the run-up to such an event, the market is always nervous.
Expect more volatility in the coming year as the economy and markets price in the demonetisation drive.
Systematic withdrawal plans in equity funds can spell trouble in a falling market, points out Deepesh Raghaw.
So unless you are convinced of getting your market timing absolutely bang on everytime, opting for SIPs is more realistic from a logistical and psychological standpoint, says Larissa Fernand
Mutual fund investments come in various shapes and forms -- ranging from the passive index funds to the actively managed funds. Two of the most popular mutual fund types are balanced funds and dynamic funds. Let us take a deeper look at what each one is and how they are different.
One category which stands out is fixed maturity plans due to its tax benefits, notes Prateek Mehta, CEO and company-co-founder, Upwardly.in.
Let us take a look at some of the things that one should keep in mind.
Sebi directs freezing of all demat accounts not linked to Aadhaar by December 31
In January 2008, the Sensex hit then all-time high of 21,207 (closing high of 21,004 was achieved in November 2010).
Experts believe that financial planning should always start as soon as we become financially independent. This helps in building a sizeable corpus over time and is also easy on our pockets
To make money, invest in both good and bad times; otherwise the entire exercise is futile, experts tell Joydeep Ghosh & Sanjay Singh
Irdai's push will make insurance cheaper for consumers and enable a consolidated view of all policies.
Joydeep Ghosh takes stock of personal finances after the life-altering surprises of 2016.
'Debt mutual funds are a good option now because interest rates are coming down.' 'Retail investors must put a majority portion of your money in short-term debt funds (1 to 3 years) and only a small portion in actively managed dynamic funds.'
As emotional beings, humans tend to be their own worst enemy when it comes to making investment decisions, says Holly Cook
'We are in the middle of an unprecedented SIP revolution.' 'Monthly inflow through SIPs will be Rs 15,000 crore to Rs 20,000 crore soon.' 'Traditional avenues of Indian savings like bank fixed deposits, gold or real estate are no longer attractive to invest.'
A tax plan is not only to save taxes, it should also assist you in achieving your other financial goals such as buying a home, a car, children's education, retirement to name a few. Here are some top ways in which you could plan for your tax savings
The government has also built in mechanism to protect investors from price fluctuation.
Salil Dhawan explains how as you progress in your career you can also grow your money at a phenomenal pace if you start investing early.
A 'timing plus SIP' method could match the commitment of x in ordinary months and commit say, 2x or 3x in months where there has been a big correction.
Novices should enter markets via SIPs of equity mutual funds.
It should cover mandatory expenses, insurance premiums and loan installments for six months to a year.
'To ensure you remain with the better performers, you need to consistently monitor your MF portfolios and weed out the non-performers, even if they are from a star fund manager or a fund house with a sound record.'
If you want to create wealth IGNORE these excuses!
Money saved is money earned, and cutting down your expenses could well be the single-most important step towards an organised financial life. Naval Goel shows you how to keep your finances organised.
With stock prices at elevated levels, investors must cut valuation risks in their portfolio
Financial planning tips for the salaried in their 20s
For a while, it seemed the markets were going on a free fall.
Equity investing is still fraught with peril and is riddled with sink holes that investors need to be wary of
'We have great demographics, and are the fastest growing large economy. And we save.' 'All of which is great for financial services,' Aditya Birla Capital CEO Ajay Srinivasan tells Niraj Bhatt.
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