You will be much better off buying the required plans directly from life and general insurers, experts tell Chirag Madia
It's not easy to ignore the newspaper ads with Diwali offers.
Rather than one-year returns, look at benefits of long-term investment in equity.
Use whole life term policies for legacy planning. By doing so, your annual outgo will come down and returns will improve, suggest Chirag Madia and Tinesh Bhasin.
Evaluate recurring investment products and do the numbers before making any investments.
There will be higher charges for bank account-holders.
A new approach called life planning can help you prioritise the use of your time and money.
Sell the property if bought for investment purpose.
Retirees have better options that offer liquidity, better returns and are more tax-efficient.
'To ensure you remain with the better performers, you need to consistently monitor your MF portfolios and weed out the non-performers, even if they are from a star fund manager or a fund house with a sound record.'
To curb mis-selling of policies and rationalise commissions, radical changes have been proposed to help investors.
Perils of retiring at 45 His goals include retirement by 45, after which he would pursue his passion for golf, travel and music.
The deduction will be higher and net take-home pay will fall.
Equity-linked savings scheme, PPF and Sukanya Samriddhi Yojana are recommended instruments.
Depending on your liquidity requirement, invest in the right debt instruments.
An emergency fund, as the name suggests, is one in which you have three months to six months' salary.
Women have been leaving the investment decision to husbands.
These homes offer services that help lead a smooth retired life.
With the Union Budget over, it is a good time to start the rebalancing exercise. Take cues from last year's market performance
Even retail investors are talking about investing in start-ups.
High savings, aggressive asset allocation and a frugal lifestyle can help you hang up your boots a decade early.
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