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The famous five taking on shady Chinese lending apps

A bunch of CEOs in their mid-30s and early 40s are trying to rectify the scenario where shady lending applications trap hapless borrowers with astronomically high interest rates and even......

Why MFIs could end up losing Rs 1,500 cr

Industry fears waiver of interest on interest would distort credit culture, may encourage borrowers who can pay to defer repayment. Illustration: Dominic Xavier/Rediff.com The microfinance......

Normalcy returning for shadow lenders, albeit slowly

For smaller MFIs, resuming operations is more difficult because they haven’t got any fresh bank credit sanctioned from their lenders. Illustration: Uttam Ghosh/Rediff.com With the government......

RBI's TLTRO 2.0 gets cold-shoulder from banks

Such cold-shoulder by banks also indicates a credit freeze that is hard to overcome, unless the government comes out with credit guarantee schemes for loans given by banks. Since that is not......

Banks, HFCs ride on sub-prime borrowers

While the total disbursement of housing loans by PSBs as well as HFCs witnessed a deceleration in 2016-17, there was significant growth for the lower slabs Illustration: Uttam Ghosh/Rediff.com......

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