News for '-investment-advisor'

Investors warned against illegal prize money schemes

Investors warned against illegal prize money schemes

Rediff.com30 Aug 2016

The advisory follows several such 'trading leagues' coming to light, including one by a film star and her husband, wherein the general public is asked to guess returns for some particular stocks and get prizes for right bets, among others.

Post FM's lifeline, markets to see best Monday so far in 2019?

Post FM's lifeline, markets to see best Monday so far in 2019?

Rediff.com24 Aug 2019

Market experts on why the bulls will be on the rampage first thing on Monday after the scrapping of enhanced surcharge on FPIs and other measures to ease the systemic liquidity squeeze and boost demand. Prasanna D Zore reports.

Ageing parents? How to meet medical expenses

Ageing parents? How to meet medical expenses

Rediff.com22 Nov 2019

'Children should include their parents in the group health insurance cover provided by the employer at the earliest.' 'However, the elderly should not depend on it alone and should also buy a personal health cover,' suggests Sanjay Kumar Singh.

Your home loan queries answered!

Your home loan queries answered!

Rediff.com24 Dec 2019

Chartered accountant and Sebi registered investment advisor, Harsh Vardhan Roongta, answers your home loan queries

Loan against MF? Yes, and it's online too

Loan against MF? Yes, and it's online too

Rediff.com7 Jun 2018

Customers need to weigh whether they will be better off selling their mutual fund holdings or taking a loan against it.

Why you must buy shorter-term debt funds

Why you must buy shorter-term debt funds

Rediff.com23 Oct 2017

With RBI holding on to rates, investors should avoid longer duration funds for the near future, experts tell Joydeep Ghosh

BEST options to beat higher home loan payout

BEST options to beat higher home loan payout

Rediff.com10 Sep 2018

It makes sense to shift to a home loan provider offering a lower interest rate or make occasional prepayments by using bonuses or other windfalls, says Sanjay Kumar Singh.

You can still convert your black money into white!

You can still convert your black money into white!

Rediff.com9 Nov 2016

How will the government's decision to demonetise Rs 500 and Rs 1,000 notes help curb the creation and flow of black money into the Indian economy?

How to save the property market

How to save the property market

Rediff.com21 Nov 2017

The real estate sector is a major employment provider and the economy cannot afford its hard landing. Harsh Roongta suggests measures that can revive the under-construction market

Want to be SMART investor? Follow these 4 tips

Want to be SMART investor? Follow these 4 tips

Rediff.com26 Sep 2019

Irrational behaviour, born out of incomplete understanding, biases, overconfidence, fear or greed, has led investors to make less than half of what they could have in the capital markets, says Erik Hon.

Buying life insurance? Please read this

Buying life insurance? Please read this

Rediff.com7 Aug 2018

Agents often influence customers into buying new products every year instead of continuing with their existing policies

How lenders game the system

How lenders game the system

Rediff.com28 Oct 2017

Yet, no bank has been taken to task for its actions, says Harsh Roongta.

Save money buying policies etc online

Save money buying policies etc online

Rediff.com9 May 2017

Sanjay Kumar Singh tells you what to watch out for when buying insurance and investing in MFs online.

Investing in stocks? Key points to remember

Investing in stocks? Key points to remember

Rediff.com25 Aug 2015

Growth concerns on China, which has already seen the yuan getting devalued twice in August, have rattled global financial markets, including that of India.

Lump sum investments dry up for MFs

Lump sum investments dry up for MFs

Rediff.com24 Feb 2017

SIPs keep MFs afloat as investors redeem Rs 1.3 lakh crore in one year

Listed equities: Should exemption on long-term capital gains go?

Listed equities: Should exemption on long-term capital gains go?

Rediff.com27 Jan 2018

An argument used for removal of this exemption is that it is used to launder black money and bring it in as clean tax paid money by manipulating the price of less liquid shares in the market, says Harsh Roongta.

Is there a Rs 1.25 trillion hole in the EPS?

Is there a Rs 1.25 trillion hole in the EPS?

Rediff.com17 Jan 2018

'How is the scheme running despite running such massive deficits?' 'This is because the number of new members are much more than earlier members who are drawing pension.' 'If this was done by a private organisation, it would have been called a Ponzi scheme in which the contribution by new members is being used to pay off old members,' says Harsh Roongta.

Why this is the best time to buy low-cost house

Why this is the best time to buy low-cost house

Rediff.com7 Aug 2017

Provisions of RERA, subsidy under PMAY and relaxation in PF withdrawal to buy a house will aid affordable housing, points out Harsh Roongta.

How to pick winning mutual funds

How to pick winning mutual funds

Rediff.com31 Jan 2017

'To ensure you remain with the better performers, you need to consistently monitor your MF portfolios and weed out the non-performers, even if they are from a star fund manager or a fund house with a sound record.'

How high bank charges hurt us

How high bank charges hurt us

Rediff.com24 Jul 2017

Some of their tactics would put a snake oil salesman to shame, says Harsh Roongta.

Want to buy gold this Dhanteras? Look at Sovereign Gold Bonds

Want to buy gold this Dhanteras? Look at Sovereign Gold Bonds

Rediff.com5 Nov 2018

The best part is that an investor gets price appreciation and earns interest income as well, which is unique only to sovereign gold bond.

Want to withdraw your PF to buy a home?

Want to withdraw your PF to buy a home?

Rediff.com3 Jul 2017

It's such a well-kept secret that even well-heeled financial planners aren't aware of it, says Harsh Roongta.

Home loan at 4 per cent! Should you go in for it?

Home loan at 4 per cent! Should you go in for it?

Rediff.com30 Nov 2017

Sanjay Kumar Singh speaks to experts to find out if Tata Housings new loan offer should interest you.

How expense ratio impacts MF returns

How expense ratio impacts MF returns

Rediff.com6 Apr 2018

The average difference in expense ratios between a regular and direct plan is 100 to 120 basis points. For those who need hand holding, spend the 100 to 120 basis points and get advice on the right schemes that suit you. Don't land up buying a scheme with low expense, but lower returns.

When markets heat up: Stay invested or sit on cash?

When markets heat up: Stay invested or sit on cash?

Rediff.com24 May 2017

Monitor how long the high cash position lasts. If it lasts for a month or two, it is fine. But if it continues for a couple of quarters, seek your advisor's opinion on whether to exit the fund.

Closing insurance policy midway? YOU are the loser

Closing insurance policy midway? YOU are the loser

Rediff.com27 Oct 2017

Allowing it to lapse leaves you unprotected and can, in some cases, cause loss of premiums paid, experts tell Sanjay Kumar Singh.

Should you invest in NCDs?

Should you invest in NCDs?

Rediff.com3 May 2017

'Many of those who invested in NCD issues are those who traditionally put their money in fixed deposits...'

Got a job? Invest, but avoid these mistakes

Got a job? Invest, but avoid these mistakes

Rediff.com12 Mar 2019

Those just starting their careers should avoid adding to their liabilities, especially if they already have an education loan. They should think hard before taking a car or home loan.

Private bank CEOs' bonus goes missing in 2017-18

Private bank CEOs' bonus goes missing in 2017-18

Rediff.com13 Aug 2018

HDFC Bank managing director Aditya Puri, ICICI Bank MD and CEO Chanda Kochhar, and Axis Bank MD and CEO Shikha Sharma did not receive their bonuses in full for financial year 2016-17

Domestic investors increase clout in stock market

Domestic investors increase clout in stock market

Rediff.com22 Feb 2017

The total value of holdings of domestic institutional investors as a percentage of the value of FII holdings has reached its highest level in four years.

Best time to take bigger risk for better returns?

Best time to take bigger risk for better returns?

Rediff.com7 Feb 2017

'Avoid taking excessive credit risk via mutual funds such as high-yield fixed maturity plans and credit opportunity funds.'

Investors beware! Save your investments from ruin

Investors beware! Save your investments from ruin

Rediff.com26 Jul 2017

When selecting investments, pay attention to potential return, risk and how easily you can exit it.

Pay hike: How to spend your money wisely

Pay hike: How to spend your money wisely

Rediff.com30 Jun 2016

The Pay Commission's award will provide a windfall that can be used to both spend and invest wisely.

NPS returns better than EPF

NPS returns better than EPF

Rediff.com24 Jan 2017

Taxation has played spoilsport despite double digit returns.

Budget: How to make a fortune from stocks

Budget: How to make a fortune from stocks

Rediff.com24 Feb 2015

There is a lot of optimism as regards the defence, railway and manufacturing sectors.

Sebi cracks down on fake stock tips

Sebi cracks down on fake stock tips

Rediff.com5 Jul 2017

Writes to Trai, Mumbai Police to catch unauthorised SMS senders

Why fixed maturity plans work better than FD

Why fixed maturity plans work better than FD

Rediff.com14 Mar 2019

Heed your liquidity needs before investing in an FMP.

Want to invest in NPS? Please read this!

Want to invest in NPS? Please read this!

Rediff.com17 Jan 2019

Given its features as a retirement product (long lock-in and compulsory annuitisation), investors should have other investments they can fall back on in case they need funds

The real story behind delayed tax refunds

The real story behind delayed tax refunds

Rediff.com15 Sep 2016

Prompt refunds have been made for small amounts. For larger amounts, time has been sought till March 2018

How You can achieve your financial goals

How You can achieve your financial goals

Rediff.com19 Oct 2018

Goals like buying a car or travelling abroad are short-term goals whereas purchasing a house or retirement planning are medium and long-term goals.