Depending on your liquidity requirement, invest in the right debt instruments.
In the past two years, investors in gold have lost money.
Omkeshwar Singh, Head, Rank MF, a mutual fund investment platform, answers your queries.
Scams happen with high regularity because the price of getting caught is insignificant. Aggrieved investors run from the police to already clogged courts to find redress for issues for which financial regulators have been specifically set up. For over 3,750 years we have known what to do, but we don't do it, observes Debashis Basu.
Risk-averse investors must now look for investment options that can give them that extra return, a role that was until now played by FMPs and FDs.
Tax deductions and prioritising their sequence will help you streamline your investments for efficient tax saving.
Omkeshwar Singh, Head, Rank MF, a mutual fund investment platform, answers your queries.
Children have to get into the role of advisors to help parents steer their retirement funds in the right direction
Even if interest rates go down, they may continue to offer better returns than fixed deposits.
High volatility in the stock market coupled with falling inflation has brought back fixed deposits as an attractive investment avenue for the investors who are looking for fixed returns.
The steady increase in Indian interest rates is making bank deposits a popular investment option among the Gulf-based Non-Resident Indians.\n\n
'I have been advising investors since the last couple of months to at least take their capital out.' 'Most of the people have made 50-60 per cent in the market, if not more, they must at least take their capital out.'
If a fixed deposit is the instrument which suits your profile, go ahead and get invested; but ensure that the downsides are reduced to the extent possible.
The general nervousness because of the IL&FS default will prevail in the system for now.
While planning for retirement, the key is to let your money be idle, says Amar Pandit.
Besides return and risk, investors also need to weigh the liquidity of the instrument they are putting money in
The chief minister assured the family of all the possible help and also met the two daughters and consoled the family promising strict action against the guilty.
Every financial plan needs to be tweaked periodically.
Higher interest rate will be payable to FDs of over Rs 1 cr.
Else, repent when you reach your golden years
Dear readers, we had asked you to send in your personal finance queries to be answered by Basis founder and CEO Hena Mehta. Here's the first batch of responses.
Retirees have better options that offer liquidity, better returns and are more tax-efficient.
"As an organisation committed to the rule of law, our operations in India have always conformed with our national regulations. The principles of transparency and accountability are at the heart of our work.".
In an online chat with Rediff.com readers, personal finance expert Anil Rego answered queries about the new tax regime announced in the Union Budget.
What investing can you do with just Rs 100? Well, you can become a crorepati, says Vatsal Ramaiya
Those taking up a job abroad should notify their bank about the change in status and open appropriate NRI accounts
Assets include Kalanithi Maran's shares worth Rs 139 cr in Sun Direct.
Salil Dhawan explains why you must invest early in life.
Omkeshwar Singh, Head, Rank MF, a mutual fund investment platform, answers your mutual funds-related queries.
'People can start making a safety net, and that safety net should be at least three months of your monthly salary.' 'If somebody is earning Rs 25,000 then s/he should have at least Rs 75,000 in her/his bank account, so that if anything like this (lockdowns) happens in the future, they are not struggling.'
The Reserve Bank of India's latest data indicate that spending per card is rising steadily - something that consumers should worry about
A bad Cibil credit score can limit your borrowing options; however there are few other options which you can explore for credit.
Both the RBI and the central government should see that the transmission of the rate reduction by the banks happens soon, otherwise the whole exercise is futile, says Subramanian MV.
For the wealthy, post-tax returns of debt funds would work out better
ICICI Prudential has tied up with the healthcare service provider to enable investors in its ICICI Prudential Savings Fund use the money seamlessly for medical purpose.
Proper planning is absolutely essential when you are thinking of redoing your home, says Rajiv Raj
Lock into these long-term bonds for higher interest rates and capital appreciation
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