News for '-director-credit-vidya'

5 long term investments you must make

5 long term investments you must make

Rediff.com18 Sep 2016

Only commitment and planning can help you reap the benefits of long-term investments, says Abhishek Agarwal

Four good reasons to refinance your home loan

Four good reasons to refinance your home loan

Rediff.com3 Jul 2015

Despite these advantages consider your options carefully and make a decision based on your abilities and your financial goals, says Abhishek Agarwal.

4 credit report errors that can cost you dearly

4 credit report errors that can cost you dearly

Rediff.com20 Apr 2015

An error does not become a mistake until you refuse to correct it. Errors in your CIBIL credit report can become costly mistakes if you do not rectify them in time. So next time you get your CIBIL report, do not just see the score and tuck it away.

Which Harry Potter character would have the best CIBIL score

Which Harry Potter character would have the best CIBIL score

Rediff.com19 Nov 2015

Here's why these Harry Potter characters will have the best or worst credit scores.

Bad credit score? You can still get a loan

Bad credit score? You can still get a loan

Rediff.com19 Oct 2015

A bad Cibil credit score can limit your borrowing options; however there are few other options which you can explore for credit.

5 myths you must know about your credit score

5 myths you must know about your credit score

Rediff.com9 Aug 2016

Outright fear and lack of awareness can harm your CIBIL score

Avoid these 4 home loan mistakes at any cost!

Avoid these 4 home loan mistakes at any cost!

Rediff.com16 Dec 2014

Until your home loan is sanctioned, some silly mistakes on your part before making the first move can derail the most important goal of your life.

4 simple ways to finance your home renovation

4 simple ways to finance your home renovation

Rediff.com17 Sep 2016

Proper planning is absolutely essential when you are thinking of redoing your home, says Rajiv Raj

Home loans: 3 advantages that women have over men

Home loans: 3 advantages that women have over men

Rediff.com15 Jul 2016

Lower interest rate, lower stamp duty and higher chances of loan application being accepted give women an edge over men when fulfilling purchase of their dream home

7 more reasons why your credit card could be declined

7 more reasons why your credit card could be declined

Rediff.com3 Feb 2015

If you ever face a situation where your card transaction is declined, it is advisable to call your bank and check with them for the cause. In most cases, unless it's a fraudulent issue, the problems will be resolved on the phone.

7 tips to get out of 'vacation debt'

7 tips to get out of 'vacation debt'

Rediff.com2 Nov 2015

Here are 7 ways you can get out of debt after going on a great holiday!

5 things your credit card tells about you

5 things your credit card tells about you

Rediff.com16 Jul 2016

Who could have thought that credit card spending offers a peep not only into the financial health but also into the behaviour of a person!

How to choose the right mutual fund?

How to choose the right mutual fund?

Rediff.com5 May 2016

Five parameters that will help you make a winning decision

5 occasions you should never use your credit card

5 occasions you should never use your credit card

Rediff.com15 Jul 2015

Here's how you can plan better and pay smarter!

Look before you leap for that home loan!

Look before you leap for that home loan!

Rediff.com27 Jan 2016

If one has to draw a parallel to a home loan, marriage comes pretty close. There is a high involvement of finances, emotions and a long time commitment. But don't let this analogy send your thought trail in a frenzy! Just like marriage, this can turn out to be the best decision of your life.

Renovating your home? 6 smart money tips

Renovating your home? 6 smart money tips

Rediff.com12 Sep 2016

Go make a beautiful home but spend smartly and wisely!

Five tips to ace credit card management

Five tips to ace credit card management

Rediff.com31 Jul 2016

Credit cards, if used properly, can be a great way to build one's CIBIL score.

Buying a new home? 5 mistakes to avoid

Buying a new home? 5 mistakes to avoid

Rediff.com29 Nov 2015

Most people make compromises when they are seeking out their first homes, but the pertinent question to be asked here is how far should you go while making sacrifices? Read on to find out more.

The pros and cons of credit card reward points

The pros and cons of credit card reward points

Rediff.com13 Nov 2015

Reward points should not be considered as a primary factor when choosing a card. Always remember these points should be considered as an auxiliary benefit you derive due to using your card or staying loyal; they should never become an inducement to spend more.

Poor CIBIL score can cost you your dream job

Poor CIBIL score can cost you your dream job

Rediff.com22 Apr 2016

What's a job got to do with your CIBIL score? Surprised? Well, here's the connection

5 ways to avoid credit card frauds

5 ways to avoid credit card frauds

Rediff.com17 Jan 2016

Whether it is the virtual world or the physical one using your credit card with a few precautions go a long way in keeping it safe. Be cautious and do not become a statistic in the growing credit card fraud!

Co-signing a home loan? Stop, right now!

Co-signing a home loan? Stop, right now!

Rediff.com9 Jan 2016

Co-signing a loan is a huge responsibility and can impact you greatly. Here's what you need to know before your generous streak gets the better of you!

Are you living in fear of your credit score?

Are you living in fear of your credit score?

Rediff.com26 Nov 2015

If your answer is yes, this is just what your need to read today.

Host a fantastic party when on a budget

Host a fantastic party when on a budget

Rediff.com10 Nov 2015

Here are 6 simple ways to do it!

Do you have financially smart friends?

Do you have financially smart friends?

Rediff.com9 Oct 2015

Friendships bring joy. And if you have friends who are smart about managing their money, then it shall bring you riches too.

Cheat sheet to increase your savings

Cheat sheet to increase your savings

Rediff.com3 Jun 2015

You can still save a little more than you already are by changing a few spending habits.

8 ways to rock the weekend, on a shoestring budget!

8 ways to rock the weekend, on a shoestring budget!

Rediff.com5 Mar 2015

Weekends can be fun without spending too much only if you could think a little creatively. It is indeed possible to have a killer weekend, even when on a budget!

How to get a good CIBIL score at a young age

How to get a good CIBIL score at a young age

Rediff.com8 Apr 2016

Here are four simple tips

Credit card safety in 8 easy ways

Credit card safety in 8 easy ways

Rediff.com30 Oct 2014

It is better to be safe than sorry!

5 silly excuses that stop you from getting rich

5 silly excuses that stop you from getting rich

Rediff.com8 Jun 2015

If you want to create wealth IGNORE these excuses!

New to CIBIL score? 5 useful tips for you

New to CIBIL score? 5 useful tips for you

Rediff.com2 Dec 2015

Just like optimum blood pressure, sugar and the likes are the measure of your physical health, a good CIBIL score is a measure of your financial health and you must do the needful to keep your CIBIL score at a satisfactory level.

What's Facebook got to do with your loan or credit card?

What's Facebook got to do with your loan or credit card?

Rediff.com19 May 2015

Your social media profile may soon be your ticket to a loan or a credit card, says Abhishek Agarwal

7 ways credit card rewards can backfire on you!

7 ways credit card rewards can backfire on you!

Rediff.com15 May 2015

Do you save to spend or spend to save? If you belong to the second category, reward points can only harm your financial health.