Bindisha Sarang And Karthik Jerome

Stories by Bindisha Sarang And Karthik Jerome

Why Long-Duration Funds Are Losing Money

Why Long-Duration Funds Are Losing Money

Rediff.com   1 days ago

'Existing investors who have not acted so far may consider holding on to these funds with the understanding that the higher returns they expected from them may now take longer to materialise.'

Why Insurance Claims Get Rejected

Why Insurance Claims Get Rejected

Rediff.com   7 days ago

'Many policyholders do not understand that non-medical expenses, cosmetic treatments, and certain other procedures are not covered by health insurance policies.'

Poor Credit Score May Cost You Jobs

Poor Credit Score May Cost You Jobs

Rediff.com   14 Apr 2026

Over the past three years, the appointments of 20 candidates selected through the Institute of Banking Personnel Selection were cancelled or offers were withdrawn due to poor credit history.

Still Haven't Made Your Tax-Saving Investments?

Still Haven't Made Your Tax-Saving Investments?

Rediff.com   26 Mar 2026

In the rush to complete tax-saving investments at the end of the financial year, many taxpayers choose instruments that do not match their long-term financial goals.

Bitcoin correction calls for decisions based on risk, allocation, horizon

Bitcoin correction calls for decisions based on risk, allocation, horizon

Rediff.com   5 Mar 2026

Bitcoin has fallen from its peak of $1,26,251.3 on October 6, 2025, to $65,405.5, a decline of 48.2 per cent. Investors must recognise that sharp volatility is inherent to Bitcoin and avoid kneejerk reactions.

Should You Invest In Multi-Asset Funds?

Should You Invest In Multi-Asset Funds?

Rediff.com   3 Mar 2026

Their assets under management (AUM) rose from Rs 1.04 trillion (January 31, 2025) to Rs 1.75 trillion (January 31, 2026), an increase of 68.3 per cent.

Watch for Portfolio Overlap Before Adding Funds

Watch for Portfolio Overlap Before Adding Funds

Rediff.com   2 Feb 2026

Overlap refers to the same stocks appearing across fund portfolios.

Why Flexicaps Make Sense Now

Why Flexicaps Make Sense Now

Rediff.com   29 Jan 2026

Flexicap fund performance depends heavily on the fund manager's decisions.

Weaker Rupee: Plan Overseas Goals

Weaker Rupee: Plan Overseas Goals

Rediff.com   26 Dec 2025

Investors must account for currency depreciation in their financial plans and use instruments that can cushion the erosion in purchasing power.

27% Bitcoin Slide: What Must Investors Do?

27% Bitcoin Slide: What Must Investors Do?

Rediff.com   11 Dec 2025

'Exiting during corrections tends to lock in losses. Patient investors have benefited from holding through similar drawdowns in past cycles.'

Don't Exit Midcaps. Think Long Term

Don't Exit Midcaps. Think Long Term

Rediff.com   5 Dec 2025

'Stopping now would defeat the core purpose of an SIP, which is to average out the purchase cost over market cycles.'

How to Beat the Festive Debt Trap

How to Beat the Festive Debt Trap

Rediff.com   5 Nov 2025

Those who have binged on credit must spend less, cut discretionary expenses, and focus on repayment.

Missed Investing In Gold? Read This

Missed Investing In Gold? Read This

Rediff.com   24 Oct 2025

New investors should not allow themselves to fall prey to FOMO and rush headlong into gold.

Why 80% Indian Households Avoid Financial Risk

Why 80% Indian Households Avoid Financial Risk

Rediff.com   22 Oct 2025

'It takes time and the experience of a few market cycles to develop awareness about one's true risk appetite.'

Home Loans: Banks Roll Out Festive Offers

Home Loans: Banks Roll Out Festive Offers

Rediff.com   6 Oct 2025

'Do exhaustive research and then select the one that best fits your budget and requirements.'

Want To Invest In MMFs? Read This

Want To Invest In MMFs? Read This

Rediff.com   26 Sep 2025

'They are positioned as defensive products and can potentially give marginally higher returns than liquid funds.'

Want To Buy Farm Land?

Want To Buy Farm Land?

Rediff.com   25 Sep 2025

'Legally clean farmland is difficult to find. It requires time, money, and legal effort to verify the title.'

Loan Against Insurance? Read This

Loan Against Insurance? Read This

Rediff.com   24 Sep 2025

Use these loans to meet emergency needs, and not to fund holidays or luxury purchases.

Limit Crypto Bets: 2%-5% Is Safe Zone

Limit Crypto Bets: 2%-5% Is Safe Zone

Rediff.com   5 Aug 2025

Investors should be mindful of the high volatility in cryptos: Bitcoin has fallen more than 80 per cent in past corrections.

How to Choose Right Home Insurance

How to Choose Right Home Insurance

Rediff.com   28 Jul 2025

Understand policy inclusions and exclusions to avoid surprises during claims.