'Value index funds are most appropriate for long-term investors who can withstand deeper drawdowns.'
'Investors with foreign currency-denominated goals, such as foreign education or foreign travel, should go for US equity funds.'
India's thriving mutual fund (MF) industry is drawing interest from several firms, with multiple applications submitted to the Securities and Exchange Board of India (Sebi) for asset management company (AMC) licences.
The number of active SIP accounts is nearing the 100 million milestone.
Follow this 15 x 15 x 15 rule to become a crorepati without taking big risks. Ramalingam Kalirajan explains how
'If you invest in a rush at the last moment, you could compromise on selecting the best tax-saving options.'
If you lack an emergency fund or it is depleted, use part of your bonus to build or replenish it.
Investors need to carefully assess country-specific risks. 'This is especially true of a market that is less transparent than the US.'
'A 20 per cent equity allocation to ESG funds is a good start.' 'As more evidence on ESG performance builds, investors may increase allocations.'
Lord Ganesha's teachings offer valuable insights for investors in the Indian stock market. By thinking big, working consistently, starting early, and approaching investing with a rational mindset, investors can increase their chances of achieving their financial goals.
Let's explore three different ways to reach the Rs 100-crore mark, each taking advantage of the power of compounding, consistent investing, and some smart planning
Out of 3,871 recovery certificates issued by the regulator in various cases, 807 have been certified as difficult to recover.
Redemptions from systematic investment plan (SIP) accounts scaled a new high of Rs 14,367 crore in July, indicating investors booked profits following back-to-back months of gains in the market. Volatility triggered by Budget announcements also played on investor sentiment. "July 2024 saw a peak in the Nifty, which may have prompted profit-booking among investors nearing the end of their goal tenure.
'The correction in the markets in the initial part of August provided investors a good buying opportunity.'
The mutual fund industry's QAAUM (Quarterly Average Assets Under Management) was up 37 per cent year-on-year (Y-o-Y) (9 per cent Q-o-Q) to hit Rs 59 trillion (end Q1FY25). The equity segment grew 55 per cent Y-o-Y and equity formed 56 per cent of total AUM, up 49 per cent in Q1FY24. Sequentially, AUM grew by Rs 5 trillion.
'More investors now view the stock market as a valuable opportunity, though many still seek quick gains, leading to a rise in futures and options trading.'
Inflows into equity mutual funds (MFs) continued their strong momentum in July, despite the market volatility triggered by the Union Budget.
The MF investor count, which stood at around 38 million in April 2023, has surged by 19 per cent in the past year.
'Choose an equity allocation that will allow you to remain invested even if the market falls by 50 to 60 per cent.'
New investors should gradually build a 5 to 10 per cent allocation to gold.
Equity-focused schemes may perform better in a bull market, while debt-oriented ones may offer greater stability during volatile periods.
Mutual Fund inflows in FY25 have already reached two-thirds of the total inflows seen in the entire FY24, with net inflows standing at Rs 1.3 trillion.
'It's advisable not to go overboard on a banking sector fund or any other sector fund.'
'The biggest near-term risk to Indian equities is the outflow of investments to China as tactical trades by foreign investors.'
More than 50 per cent of SIP accounts come from semi-urban and rural areas.
'For those seeking regular income, these funds provide a steady stream of income through dividends.'
'In an economy that is set to double in the coming years, stopping SIPs will take investors out of this growth path.'
Long-term tax-saving FDs can also be considered after the PPF limit has been exhausted.
'Indian investors have always been debt-heavy but with growing financial awareness they are getting comfortable with equities.'
Investors pumped in a record Rs 40,608 crore into equity mutual funds in June, 17 per cent higher than in May 2024, industry body Amfi said on Tuesday. The flows into the systematic investment plans (SIPs) also reached a new high at Rs 21,262 crore for the month, which was higher than the previous high of Rs 20,904 crore recorded in May, it said. The net assets under management (AUM) for the entire MF industry on equity schemes stood at Rs 27.67 lakh crore, while the same from SIPs was Rs 12.43 lakh crore, the body said.
'In phases when smaller stocks do well, an equal-weight index performs better than its market cap-weighted peer.'
Experts say you should be certain of living in a city and locality for a long time before purchasing a home.
Unperturbed by election uncertainty, investors poured record sums into equity mutual fund (MF) schemes in May, driving India closer to a $5 trillion market capitalisation. The Rs 34,697 crore net inflows into actively managed equity funds last month surpassed the previous high of Rs 28,463 crore recorded in March 2022. In April 2024, equity schemes had garnered nearly Rs 19,000 crore.
Given gains in equity prices, it is not surprising that the earnings of asset management companies (AMCs) are growing quicker. The earnings momentum looks set to continue. Good fund performances have thus led to AMC earnings upgrades although valuations are high. Recent market performance and net flow trends have led to earnings upgrades by between 3-8 per cent for FY25-27.
Investors keen on mid and smallcap stocks but wary of volatility should consider multicap equity schemes over standalone midcap or smallcap schemes.
Investors with a long-term horizon and high-risk appetite seeking capital appreciation can consider investing in ELSS.
'An equity-based index fund should be held for more than five years to average out market volatility and achieve financial goals.'
The current spurt in the stock market is on account of strong fundamentals and robust corporate earnings and retail investors can look for buying opportunities to accumulate quality stocks, experts said.
From connectivity woes to infrastructure advancements and the startup boom, there is a gulf between claims and reality in India's economic landscape, points out Devangshu Datta.
Smallcap mutual funds recorded net outflows for the first time in 30 months in March as investors pulled out money after the markets regulator, the Securities and Exchange Board of India (Sebi), warned against "froth" in the mid and smallcap space. Active equity mutual fund (MF) schemes raked in Rs 22,600 crore in March. The March inflow is 16 per cent lower than the two-year high inflow of Rs 26,860 crore in February, shows data from the Association of MFs in India (Amfi).
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