Individuals often postpone tax planning till the end of the financial year. As the deadline for showing proof of investments draws near, they invest randomly in any product that will help them save tax for that year. Later, they realise that it is not suited for them, so they abandon it. Tax planning should not be a standalone, one-off activity, but should be in sync with your overall financial plan, says Sanjay Kumar Singh.
Retail investors may burn their fingers investing in them, especially if the markets correct, experts tell Sanjay Kumar Singh
The Supreme Court-appointed Special Investigations Team on black money has also proposed that holding more than Rs 15 lakh in cash be made illegal for individuals and for companies, report Tinesh Bhasin and Sanjay Kumar Singh.
Developers are likely to start announcing their festive season offers soon, reports Sanjay Kumar Singh.
'If you retain your account with the EPFO for 10 years, you get a life-long pension.'
Sanjay Kumar Singh draws up a mediclaim policy checklist.
Expect more volatility in the coming year as the economy and markets price in the demonetisation drive.
Experts suggest six ways to play stocks that tank suddenly and make money as Sanjay Kumar Singh listens in
How do you pick a mutual fund scheme that suits your needs?
Large-cap scrips are still trading at a discount to mid-caps.
Before participating, consider company's long-term prospects, premium offered and acceptance ratio.
Software employees can opt for company-run programmes, online courses, boot camps to upgrade skills.
If banks won't lend, seek a loan from fintech lenders or P2P platforms to help you get out of a debt trap.
While Indians don't buy property during May-September due to the holidays/rains/ religious reasons, buyers should scout for property now.
As protectionism grows from the United States to Australia, Sanjay Kumar Singh draws up a comprehensive financial checklist for those shifting to India.
Sanjay Kumar Singh tells you what to watch out for when buying insurance and investing in MFs online.
At the time of filling the KYC (Know Your Customer) documents (when joining), do not sign wherever you are asked to. In particular, look closely at the power of attorney (PoA) section, experts tell Sanjay Kumar Singh
Experts say you may invest in small-sized funds and benefit from their nimbleness.
Novices should enter markets via SIPs of equity mutual funds.
Interest rates on bank FDs have started coming down and rates on other fixed-income products will also decline. Investors should lock in to instruments offering higher returns.
The challenges authorities face in cleaning Ganga and other holy rivers in Varanasi.
'The rate of interest from the EPF is still attractive compared to the rates on fixed deposits, National Savings Scheme, Public Provident Fund...'
India has reached a significant milestone on Friday (November 28) by achieving Rs 100 lakh crore or 100 trillion market cap.
