You will lose out on discounts and have to pay a higher premium.
Debt-ridden Reliance Capital ready to cede control in home finance - Blackstone, Carlyle, Brookfield, and Piramal group are in talks to buy a large stake in Reliance Home Finance.
With mobile data getting cheaper, insurers are introducing technologies that eases buying and lodging claims.
Advait Rao Palepu reports how a recent Supreme Court order will impact motor vehicles insurance policies.
Parts of electric cars are costlier and repairing often means replacing an entire system, which drives insurance premium rates up.
More asset sales may be only way out, though most of the group companies' ratings have been downgraded and their combined market value is now a fraction of their combined debt.
The rupee, which has depreciated about 23 per cent since May, has increased the loss ratios for the travel insurance segment.
Instead of enhancing the sum insured of your basic policy, a more cost-effective option is buying a super top-up policy.
Apart from rail mishaps, the coverage would take care of terrorist attacks and accidental fall of a passenger from a train and normal accidents, riots, robbery and dacoity
Life insurance companies are balancing the increasing use of celebrity endorsers by limiting the association to short, event-led campaigns.
Buying medical insurance? Make sure that you know what you are getting and what you are not.
FM proposed rationalisation of various tax exemptions.
Cyber crimes caused by the insured's employees also get covered under the policy but would exclude the actual perpetrator.
These plans aren't likely to put substantial cash in your hands.