Harshala Chandorkar of CIBIL answered queries on how to manage your debt smartly in 2014.
If you are one of those who is now staring at your credit card bill and wondering how to go about it, here is the way out.
You can even check your CIBIL status or credit history by yourself. This can be done online by just logging on to www.cibil.com and submitting certain details.
In this weekly self-help series, mental health and life coach Anu Krishna tells you how to take control of your life.
To most of us they are one and the same and are often used interchangeably in conversation. But they are not the same thing.
Plastic money that lets you buy almost everything by just swiping the card can also turn out to be your worst nightmare.
Ways on how consumers can maximise benefits.
Prime Minister Narendra Modi on Friday said the Centre has transferred around Rs 1,35,000 crore so far under the Pradhan Mantri Kisan Samman Nidhi (PM-KISAN) scheme with the payment of eighth instalment on Friday and is also procuring higher quantity of paddy and wheat at minimum support price to boost farmers' income.
In this weekly self-help series, mental health and life coach Anu Krishna tells you how to take control of your life.
The Reserve Bank on Tuesday asked all lending institutions, including non-banking financial companies, to implement the waiver of interest on interest for loans up to Rs 2 crore for the six months moratorium period beginning March 1, 2020.
In July 2013, RBI warned banks against sending unsolicited cards.
Spend more and earn more seems to be the mantra for credit card companies.
Journalist Chandan Mitra, who passed into the ages on Wednesday night, will be missed for his courage to go against the grain, mourns Dr Sudhir Bisht.
The credit card industry in India is forced to grope in the dark
The decade of 1950s is marked with some of the major scientific innovations. Here are few of them that are still relevant today.
Sacrifice these common misconceptions to improve your credit score this Eid
The pandemic should force you to take a hard look at the downside risks that could jeopardise your finances.
HDFC Bank offers credit cards in areas with population of less than 10,000.
Tata Motors has offered the Nano small car to consumers who wish to buy it using credit cards.
We invite our readers to send their useful ideas and suggestions on how to get out of a credit card debt trap for the benefit of those who are finding it difficult to cope with it.
If bank and service provider are not compliant, pay manually, or give standing instruction linked to bank a/c, suggests Bindisha Sarang.
Roopam Asthana, CEO and whole-time director, Liberty General Insurance Ltd, will answer your queries on HEALTH insurance and AUTO insurance.
Samar Roy applied for a credit card with a leading private sector bank last month. Though the world has changed since the days banks chased customers to offer credit cards, Roy was confident he would get one. He was earning a reasonably good salary and had no loans or credit cards to his name.
Here's how you can reward yourself for having a good CIBIL score.
While some of the banks mentioned in the report said they have not come across any such fake apps, others have started an inquiry and also informed the CERT-In -- the national nodal agency for responding to computer security incident.
While the likely intensity of the third wave is still a matter of debate, wisdom lies in being financially prepared for it, advises Bindisha Sarang.
Some experts say that if there is a perception that the industry you are working for is likely to suffer in this meltdown, banks may want to reduce their exposure to you on a war-footing, something employees in financial, automobile and business process outsourcing sectors discovered last year.
The Reserve Bank has asked troubled digital wallet firm MobiKwik, which is facing data breach allegations, to get a forensic audit done without any delay. Though the Gurugram-based firm has been claiming that its systems are secure and that there is no basis to the allegations of data breach, a group of hackers on Tuesday said that they accessed personal and financial data of nearly 10 crore MobiKwik customers. On Wednesday, sources in the know of the development told PTI that the RBI has ordered an immediate forensic audit of the company's systems by a certified auditor. When contacted, an RBI spokesperson refused to comment. MobiKwik refused to give a direct answer to a query on whether the RBI has ordered a forensic audit.
If you have too many loans, here's how to get rid of them smartly.
If re-elected, his government will set up a National Traders' Welfare Board, bring trader credit cards and a pension scheme for small shopkeepers besides making a provision to provide loans of up to Rs 50 lakh without collateral.
Postpone the purchase of big-ticket consumer durable items, recreational spending on holidays, and other such expenses unless your financial position is very secure, advises Sarbajeet K Sen.
ICICI Bank's new offer is for those with savings in fixed deposits but no immediate liquidity
Do you have parents who have turned 60? You may want to forward Sarbajeet K Sen's suggestions to them.
In a bid to gain a bigger share of the customer's wallet, banks are ramping up their cross-selling initiatives.
There is no overnight solution and it requires plenty of patience and discipline to set it right
'Usually, customers who don't get loans from banks approach NBFCs.' 'This is one reason NBFCs price their loans costlier than PSBs or private banks.' 'NBFCs will have higher delinquencies levels than private banks for most products.'
Assuring its users that their credit card information on Zomato is fully secure, the company said 'payment related information on Zomato is stored separately.
Just being able to make your credit card payment doesn't cut it. Find out what does.
Managing your money in January will set the trend for rest of the year, says Adhil Shetty.
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