Here's why it happens and how you should avoid it.
Middle class Indians have grown up with the belief that living on credit is essentially a bad thing. You are in trouble if you think the same, cautions Rajiv Raj
Wondering what's the connection? Here goes...
These will save you some money and lots of hassles.
There is a fair amount of half-baked knowledge and myths propagated that makes people wary about how credit bureaus function and credit rating takes place.
Sometimes being a good borrower and repaying your loans before time can also lead to a drop in your credit score
Surprised? Here's how a credit can benefit you.
A bad Cibil credit score can limit your borrowing options; however there are few other options which you can explore for credit.
A dream home can be closer to reality if you live a financially disciplined life. All that it takes is to make smart moves at the right time in your life and career.
If you ever face a situation where your card transaction is declined, it is advisable to call your bank and check with them for the cause. In most cases, unless it's a fraudulent issue, the problems will be resolved on the phone.
If you do not overspend, we advise you to get yourself a credit card. It will open up a whole new world of benefits.
Here's how to get out of this situation without hurting your CIBIL score.
If you are one of those who is now staring at your credit card bill and wondering how to go about it, here is the way out.
Just like our older generation, you should realise that a penny saved now would come in handy when you need a penny.
To ease the process of decision making while buying a house, we have put together important factors you need to consider.
Work fetches money and that is what keeps us going. But how about money fetching more money? We plan to give you what you need to get started.
Answers to six commonly asked questions about CIBIL score that will help clear your confusions
Credit card loans and personal loans are two prime examples of unsecured loans that must always be avoided.
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