Deferred payment plans may come with a cost, which may not be immediately visible.
New investors should avoid short-term, tactical entries and instead go for staggered buying via ETFs to manage volatility.
'Choose an FD tenure that provides a balance between returns and the horizon for which you can invest.'
Equity mutual funds witnessed a remarkable surge in inflows to nearly Rs 4 lakh crore in 2024, more than double the amount recorded in the preceding year, reflecting strong investor confidence and a continued shift towards long-term investing, particularly through Systematic Investment Plans (SIPs).
FMPs remain an option for investors who believe interest rates could head downward over time and wish to lock in the current rates. TMFs have very low expense ratios, which makes them cost-efficient.
Those who have crossed 50 must show the greatest urgency. They need to achieve a corpus that can sustain them and their spouses for at least 25-30 years after retirement.
We asked readers to help Tiger out by suggesting titles for his new film with Hrithik Roshan, and we got many responses!
