The perils mentioned here may seem few in number, but each of it encompasses an entire set of dangers posed by the free online tax filing offers.
With enough liquidity in the system, lending and deposit rates are likely to fall further
Getting locked into instruments before the new regime kicks in would be a good strategy.
For those who find the online facility difficult, there is an electronic tutorial, and staff to assist you.
Every financial plan needs to be tweaked periodically.
Many house owners are not aware of this option and hence end up taking personal loans to renovate their homes
There are instances where the insurance company will not pay out claims... Beware!
It's also important to understand the rationale behind choosing particular stocks and when to sell.
A good advisor can make or break your financial future
RBI said the outlook for economic growth for 2016-17 has turned uncertain after the unexpected loss of momentum by 50 basis points in Q2 and the effects of the withdrawal of banned notes
Equity investments are fruitful over the very long 20-year term.
The huge pressure on the currency market largely went unnoticed because of the demonetisation exercise.
Diversify! Go for SIPs in equity MFs or buy debt funds! Don't time the market! Don't trade intra-day! So simple!
If new goals have emerged, this is the time to make fresh investments.
Rather than one-year returns, look at benefits of long-term investment in equity.
Used prudently, plastic money is among the most useful, powerful and non-polluting kind of plastic invented. Be smart with it!
Look at those offering 100-300 bps more and have good rating; it will improve your portfolio's returns.
Physical assets such as gold and real estate have their own positives and negatives, while other financial assets such as mutual funds, stocks and bonds come with their pluses and minuses. Let us look at both options in a little more detail.
Expect more volatility in the coming year as the economy and markets price in the demonetisation drive.
To ensure a better financial future, resolve yourself to follow these simple money tips.
Financial planning need not be boring or solely be a man's job. It can be made fun and be used as another way to increase a couple's closeness and happiness! Try it!
Here's why ULIPs have become an attractive long-term investment option
Let us take a look at why it is important to opt for travel insurance even for domestic use.
Let us take a look at some of the steps that are involved in getting your finances in order.
Mutual fund investments come in various shapes and forms -- ranging from the passive index funds to the actively managed funds. Two of the most popular mutual fund types are balanced funds and dynamic funds. Let us take a deeper look at what each one is and how they are different.
It is important to celebrate when your first paycheck arrives, but is equally important to ensure that you take the time to learn some very important personal finance lessons, so that you can put your salary to work for you and grow a savings corpus.
If your child is 20 when s/he decides to pursue higher eduction and her/his current age is 3 years, then here's a plan for you...
Without them your financial security is at a huge risk...
A rightly chosen ULIP can be a competitive investment, but the investor needs to ensure that his relationship manager has put him ahead of the commissions that the product pays, says Anil Rego, CEO, Right Horizons.
Let us take a look at some of the things that one should keep in mind.
Take a moment to consider ways to improve your finances.
The government has also built in mechanism to protect investors from price fluctuation.
Let us look at this scheme a little more in detail.
Home loan cover from the lender may not be the best option
A simple primer on how much money taxpayers can save under various sections of the Income Tax Act.
A tax plan is not only to save taxes, it should also assist you in achieving your other financial goals such as buying a home, a car, children's education, retirement to name a few. Here are some top ways in which you could plan for your tax savings
A budget is nothing but a tool to keep your spending under control and ensure that the monthly expenses are lower than your monthly income. Here are some tips on how you can make your budget work
Financial planning tips for the salaried in their 20s
Besides return and risk, investors also need to weigh the liquidity of the instrument they are putting money in
Before you take the leap, get your financial house in order