From the financial year 2025-2026, the government has introduced a new column in the tax return form for presumptive taxpayers, requiring them to disclose their year-end investments. This requirement was not present last year.
Younger customers should opt for increasing cover as their financial commitments are likely to rise in the future.
Ask rediffGURU Reetika Sharma your insurance, mutual fund and personal finance-related questions.
'Market momentum and investor interest are at unprecedented levels, making this the opportune moment.'
Ensure the sum insured for the super topup is enough to cover even worst-case scenarios.
Only a small percentage of passengers who traveled on the trains involved in the June 2, 2023 accident in Odisha had availed of travel accident insurance while booking their tickets online on the IRCTC portal.
Cardiac care plans are ideal for individuals with pre-existing heart conditions or a family history of heart issues. Those who can't get coverage under a comprehensive plan should opt for these plans.
Health insurance coverage should be hiked periodically to keep pace with medical inflation, or increase in healthcare costs.
The cover will pay only for the construction cost of the building.
Choose a higher sum insured if you are going on a long trip, and if your age is above 45.
While insurance companies are yet to finalise the premiums, there are chances that group health premiums could see an increase.
All payments made via debit and credit cards, net banking and mobile wallets will be entitled to discounts.
There are few lapses in the healthy insurance proposals.
Insurance company will bear the cost of digitising. It will in turn benefit from lower expenses on servicing policies.
While regulators are trying to do their bit, the onus is on you to prove it.
Instead of getting confused by what agents tell you, check waiting period, claim-settlement ratio, price comparison etc to make the right choice.
The branch managers have come out of their glass cabins and the sellers' market has transformed into a buyers' market, but there is no end to the harassment of customers, asserts Tamal Bandyopadhyay.
Consider factors like time, risk profile, return requirements, expenses, liquidity needs, etc. Make sure to have insurance and opt for a term plan, says Amar Pandit.
Shikha Verma explains how child insurance plans can help you achieve your child's financial dreams.
2015 is set for a lot of changes - and some that we would like to happen
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