Drop us a mail at getahead@rediff.co.in and our expert, Harsh Roongta, will answer your home loan queries.
This single amendment, unfortunately, overshadows much of the Budget's promise, explains Harsh Roongta.
Sebi is working with other regulators to expand the CAS framework.
A phone number and e-mail are often enough for a fraudster to trick a lender into pulling your report and disbursing a loan.
The tax department has created many circular traps -- flawed reporting formats, penalties for those who point out the flaws, and faceless assessors with no accountability. The result: Millions of taxpayers face needless harassment and procedural dead ends, highlights Harsh Roongta.
Just as Gandhiji's spinning wheel became a symbol of resistance, Indian travellers today can turn their passports into instruments of peaceful protest, argues Harsh Roongta.
So, the next time someone tempts you with a slightly higher FD rate from a lesser-known bank, point them to hybrid funds that can deliver extra returns without the administrative and emotional rollercoaster.
DAP does not consider past I-T returns to match a taxpayer's resources with their expenditures or investments, points out Harsh Roongta.
'Tax officials view most taxpayers as evaders.' 'The I-T department has a perverse incentive to raise unreasonable demands since the one-fifth tax collected counts towards officials' collection targets,' observes Harsh Roongta.
The life insurance industry does not have a good track record when it comes to passing on tax benefits to policyholders, points out Harsh Roongta.
Keeping surplus money in a bank account has become perilous, alerts Harsh Roongta.
F&O trading is a zero-sum game where one person's loss is another's gain. Only one per cent of traders gained the money lost by 93 per cent, warns Harsh Roongta.
The best solution would be the one followed in 2018 -- allow cost indexation until March 31, 2024 -- but exit at any time. The second-best alternative would be to allow time until March 31, 2025 for investors to exit their investments under the old indexation regime, points out Harsh Roongta.
There are a number of steps taken that will leave more money in the hands of the taxpayers.
These include the reduction in tax rates under the new tax regime, increase in standard deduction, allowing tax collected at source to be adjusted against tax deducted at source from salaries, notes Harsh Roongta.
Have a query regarding your home loan? Maybe we can help. Drop us a line and our expert, Harsh Roongta, will answer it.
In an online chat with readers, Investment Advisor Harsh Roongta answered their queries on the ban on Rs 500 and Rs 1000 notes.
Have a query regarding your home loan? Maybe we can help. Drop us a line and our expert, Harsh Roongta, will answer it.
Home loan expert Harsh Roongta answers readers' home loan queries.
Is your lender not reducing interest rate on your floating rate home loans? Here's what you must do.
A few steps that will help ease your home loan transfer to another lender.
Home loan expert Harsh Roongta advises readers on what they should do if they are prepaying their home loans.
Home loan expert Harsh Roongta advices borrowers on points to consider before going to a home loan lender.
Get Ahead home loan expert Harsh Roongta on tax benefits fo availing a home loan.
Investment advisor Harsh Roongta will answer your queries on the ban on Rs 500 and Rs 1000 notes and what you should be doing.
Have a query regarding your home loan? Maybe we can help. Drop us a line and our expert, Harsh Roongta, will answer it.
Home loan expert Harsh Roongta answers your home loan queries.
All your home loan queries answered by our expert Harsh Roongta.
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