HDFC charges 9.85 per cent for women and 9.9 per cent for others.
India has 26 public sector banks, 22 private sector banks and 56 regional rural banks.
Global supply is staying in excess of demand.
"I am an academic and I have always made it clear that my ultimate home is in the realm of ideas," Rajan said in a letter to staff.
Rajan tells RBI colleagues he will be returning to academics
On Monday, RBI announced that 26 entities, including Tata Sons, LIC Housing Finance, Aditya Birla Nuvo, Department of Posts, Reliance Capital, L&T Finance and Bajaj Finserv, applied for grant of bank licences.
Sensex dull at close, Infosys rules, ITC drags.
Lending rates in certain segments may be increased; fixed depositors may lock into existing rates.
Without cash flows, one can hardly aspire to better living conditions.
Parekh ensures that he never forgets the importance of correctness.
As probe into suspected black money stashed abroad by Indians gathers steam, banks in Switzerland are running from pillar to post to safeguard their interest.
'SBI is already too big. Too big to fail.' 'It already is a moral hazard. What will it do with 20,000 branches that it cannot do with 14,000, especially in these days of online and mobile banking?'
'The approach towards Mallya is not right because his unit could have been turned around earlier with additional funds from his side and the bank's side.'
A customer wanting to buy a car would have to wait a long time for delivery.
The corporate sector does not care from where the money is coming.