While the stress is lower than projections, it would be higher than what we saw last year because of the pandemic: Axis.
The Reserve Bank of India's latest data indicate that spending per card is rising steadily - something that consumers should worry about
Banks are pushing into credit cards and personal loans, using blanket advertising, cold call campaigns and even sending employees to malls to lure customers.
Experts hail 2014 as the worst year for banks.
Frequent balance transfer in search of a lower rate can be tricky for borrowers, if property prices fall
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