Jobs requiring AI skills carry a significant wage premium, with some roles offering up to a 25 per cent increase in wages, notes Manoj Nagpal, vice president, professional services, OpenText, an information management company.
Industry body Amfi to hold meeting to decide on road map.
'A subscriber will know exactly how much of his money is in debt and how much in equity.'
'Avoid taking excessive credit risk via mutual funds such as high-yield fixed maturity plans and credit opportunity funds.'
Taxation has played spoilsport despite double digit returns.
If a risk taker and young, NPS would suit her/him. Otherwise, s/he should go for EPF.
When selecting investments, pay attention to potential return, risk and how easily you can exit it.
From April 1, subscribers will be able to change investment option & asset allocation twice a year, instead of once. Use greater flexibility offered by pension scheme judiciously.
The move to allow payments through digital wallets could give a fillip to distribution and reach for these investment vehicles, say experts.
For longer tenure products, they offer higher returns compared to other instruments. But for shorter tenures, things are getting tighter for investors.
Because of a new notification, any retirement planning done by non-resident Indians through PPF will go for a toss, experts tell Sanjay Kumar Singh.
Retail investors should not invest for bonus or dividend because in order to make money over the long term.
Markets now expect the Fed to normalise rates gradually.
Don't get carried away by the current rally; be picky and take a stock-specific approach.
Only tactical investors lose money in a downturn due to their short investment horizon
If you plan to send your child to the US five years from now and expect the rupee to depreciate five per cent every year, adding US funds to your portfolio might be a good idea, says Ashley Coutinho.
If the changes being considered by the EPFO become a reality, investors may have to be more active in deciding equity preference and when to withdraw money, reports Sanjay Kumar Singh
You can look at equity-oriented balanced funds.
The aggressive life cycle fund will allow equity exposure of up to 75%, up from the current limit of 50%.
In these times of global uncertainty, be cautious in selecting the right market and fund.
Experts believe that one should not allocate more than 5-10 per cent of one's equity portfolio to international funds.
While regulators are trying to do their bit, the onus is on you to prove it.
Novices should enter markets via SIPs of equity mutual funds.
Go for high quality and low-to-medium-duration funds in your debt portfolio
Debt fund managers think the Reserve Bank governor might at best go for one rate cut in April.
In a growth market, these funds should not form more than 10-15% of your portfolio. Invest with a horizon of at least 5 years
'The rate of interest from the EPF is still attractive compared to the rates on fixed deposits, National Savings Scheme, Public Provident Fund...'
Be willing to learn from mistakes.
The fund industry may have embraced machines and robots, but managing money still needs the human touch