Shifting to floating rate deposits can work as an anaesthetic gel for some customers, points out Tamal Bandyopadhyay. IMAGE: The scene inside a bank. Kindly note the image has been posted only for......
With the rise in interest rates, bond yields have been on the rise; this will dent banks' treasury profits.Also, many retail borrowers may find it difficult to service their loans when the loan......
But there are challenges, observes Tamal Bandyopadhyay. Photograph: PTI Photo In Samuel Beckett's classic, Waiting for Godot, two tramps, Vladimir (nicknamed Didi) and Estragon (Gogo), are engaged......
Indeed, there were frauds, and the politician-banker-industrialist nexus played a role in the rise of NPAs, but governance issues in Indian banking are far more nuanced and complex, reveals Tamal......
We'll need to wait a couple of years to see how many restructured loans turn bad and whether some banks fall victim to their obsession for growth, explains Tamal Bandyopadhyay. IMAGE: Kindly note......