India's mutual funds are seeing a surge in stock investments from the hinterland as growing ranks of provincial retail investors help drive a two-year long rally.
Take a call to stay put or opt our based on whether you think the company will be able to find a strategic investor, suggests Sanjay Kumar Singh.
The turmoil on the Street and a continued fall of the rupee may affect growth stocks, pushing equity investors back to the relative safety of defensive counters, or forcing them to flee markets, or both.
'From a retail investor's perspective, therefore, it is essential not to get swayed by the short-term correction in the equity market and macro noise, and stay the course with their long-term financial plans,' notes Ashwin Patni.
Tata Group shares were among the top losers while Adani Ports emerged as the top gainer
This works only for longer-tenured ones such as income funds, as the element of interest rate risk is reduced.
Go for open-ended scheme that allows redemption, in case the fund does not perform
Gilt funds make sense only if you want to take a tactical view on interest rates and are looking for a short-term duration.
Market recovery on the cards in 2014 as investors are likely to chase higher yields
Focus on large-caps and ensure that the portfolio is balanced.
Banks have taken this aggressive posture even as liquidity has become comfortable on the back of increased government spending.
'Everyone is still trying to understand the quantum of impact demonetisation will have on the economy.'
With the Sensex again nearing 28,000 points, investors can make good returns with a one-two year horizon.
The cutback on export credit refinance facility is another step towards a shift away from sector-specific liquidity allocations.
The fund industry may have embraced machines and robots, but managing money still needs the human touch
Omkeshwar Singh, Head, Rank MF, a mutual fund investment platform, will answer your queries.