In order to push more long-term products, insurers are trying to push long-term unit-liked plans by giving incentives to agents who sell Ulips with higher tenure.
The minimum entry age for both plan is 18 years.
It will bring in more transparency and reduce mis-selling
It is important to preserve copies of benefit illustration and product features.
Combination of term plans and mutual funds will provide the same benefits.
Its not so tough to improve insurance coverage at nominal cost.
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