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Mutual funds to buy now!

By Omkeshwar Singh
March 17, 2020 09:00 IST
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Wondering if mutual fund investments can earn you enough money for your retirement and child's marriage?

Omkeshwar Singh, Head, Rank MF, a mutual fund investment platform, answers your queries.

 

If you want his advice on your mutual fund investments, please mail your questions to getahead@rediff.co.in with the subject line, 'Mutual Fund Query', along with your name, and Omkeshwar will offer his unbiased views.

Mutual Fund

Dinesh P: I am holding units of DSP Tiger fund for the last 10 years. Kindly advise another good equity fund of DSP for switchover as this fund has not been performing consistently. Please note that I am already invested in Equity Opportunities fund, Top 100 fund and Equity fund. Also which option is better-Dividend or Growth?

Fund name Catgory Star Rating
Dinesh P    
DSP Tiger fund Equity - Thematic Funds: - Other 1
DSP Equity Opportunities fund Equity - Large & Mid Cap Fund 3
DSP Top 100 fund Equity - Large Cap Funds: 4
DSP Equity fund Equity - Multi Cap Funds: 4

Omkeshwar Singh: You may continue with the 4 rated funds; however for thematic and large cap better alternatives are available.

Equity - Thematic Funds:

- Tata Digital India Fund-Regular Plan-Growth

- Franklin Asian Equity Fund - Growth Plan

Equity - Large Cap Funds:

- LIC MF Large Cap Fund-Regular Plan-Growth

- Axis Bluechip Fund - Regular Plan - Growth

- Kotak Bluechip Fund - Growth

- Mirae Asset Large Cap Fund - Growth Plan


Sandip Kumar: I have invested in many equity and hybrid funds but my question is about short term funds. I have around 2 lakhs of surplus money with me at present. I am thinking of investing it in short term funds for 2 years. Should I go for a lump sum investment or choose SIP? 

Omkeshwar Singh: Short term funds are majorly into debt funds therefore lumpsum is better option.

Short Duration Funds:

- Aditya Birla Sun Life Short Term Fund - Growth

- Icici Prudential Short Term Fund - Growth Option

- Hdfc Short Term Debt Fund - Regular Plan - Growth


H K Dikshit: Kindly advise me regarding following funds in which I am investing Rs. 8000/- per month. Should I continue or switch over to other funds?

Fund name Catgory Star Rating
H K Dikshit    
1. Aditya Birla Sun Life Banking And Financial Services Fund - Regular Gr Equity - Sectoral Fund - Banks & Financial Services 4
2. HDFC Small Cap Fund - Gr Equity - Small cap Fund 1
3. SBI Banking & Financial Services Fund - Gr Equity - Sectoral Fund - Banks & Financial Services 5
4. SBI Focused Equity Fund - Regular Plan – Gr Equity - Focused Funds: 4

Omkeshwar Singh: You may continue with the 5 & 4 rated funds; however for Small cap better alternative is available

Equity - Small cap Fund: Axis Small Cap Fund - Regular Plan - Growth


Santanu Das: I have the following funds. Few since last 10 years & few since last 2 years. Would request your views for continuation/discontinuation please? 

Fund name Catgory Star Rating
Santanu Das    
Aditya Birla Sun Life Tax Relief 96 Dividend Equity - ELSS 2
Aditya Birla Sun Life Frontline Equity Dividend    
Dividend Reinvestment Equity - Large Cap Funds: 2
Dividend Payout Equity - Large Cap Funds: 2
Aditya Birla Sun Life Focused Equity Growth Equity - Focused Funds: 4
Aditya Birla Sun Life Tax Relief'96 Growth Equity - ELSS 4
DSP Investment Tax Saver Fund Equity - ELSS 3
Franklin Templeton India Equity Fund Growth Equity - Multi Cap Funds: 2
HDFC Mid Cap Opportunities Growth Equity - Mid Cap Funds: 2
HDFC Top 100 Dividend    
Dividend Reinvestment Equity - Large Cap Funds: 2
Dividend Payout Equity - Large Cap Funds: 2
HDFC Equity Fund Growth Equity - Multi Cap Funds: 2
HDFC Top 100 Growth Equity - Large Cap Funds: 3
ICICI Prudential Infrastructure Dividend    
Dividend Reinvestment Equity - Sectoral Fund - Infrastructure 1
Dividend Payout Equity - Sectoral Fund - Infrastructure 1
Kotak Standard Multi Cap Growth Equity - Multi Cap Funds: 3
L&T Equity Fund Growth Equity - Multi Cap Funds: 3
L&T Tax Advantage Dividend Equity - ELSS 2
Quantum Long Term Equity Value Growth Equity - Value Funds: 3
Reliance/Nippon India Power & Infra Dividend Equity - Sectoral Fund - Energy & Power 1
Reliance/Nippon India Multi Cap Fund Growth Equity - Multi Cap Funds: 2
UTI Dividend Yield Dividend    
Dividend Reinvestment Equity - Dividend Yield Fund 4
Dividend Payout Equity - Dividend Yield Fund 4
Mirae Asset Hybrid Equity Growth Hybrid - Aggressive Hybrid Fund 4
SBI Equity Hybrid Growth Hybrid - Aggressive Hybrid Fund 5

Omkeshwar Singh: You may continue with the 5 & 4 rated funds; however avoid any Equity - Sectoral Fund – Infrastructure OR Energy & Power funds ,  at present and for others better alternative is available

Equity – ELSS:

- Canara Robeco Equity Taxsaver Fund - Regular Plan - Growth

- BOI AXA Tax Advantage Fund-Regular Plan- Growth

- Aditya Birla Sun Life Tax Relief '96 - Growth Option

Equity - Large Cap Funds:

- LIC MF Large Cap Fund-Regular Plan-Growth

- Axis Bluechip Fund - Regular Plan - Growth

- Kotak Bluechip Fund - Growth

- Mirae Asset Large Cap Fund - Growth Plan

Equity - Multi Cap Funds:

- Motilal Oswal Multicap 35 Fund (MOF35)-Regular Plan-Growth Option

- JM Multicap Fund - Growth option

- UTI - Equity Fund-Growth Option

Equity - Mid Cap Funds:

- Motilal Oswal Midcap 30 Fund (MOF30)-Regular Plan-Growth Option

- DSP Midcap Fund - Regular Plan - Growth

Equity - Value Funds:

- Tata Equity P/E Fund Regular Plan -(Growth Option)

Equity - Focused Funds:

- Axis Focused 25 Fund - Regular Plan - Growth Option

- Motilal Oswal Focused 25 Fund (MOF25)- Regular Plan Growth Option


khuzema shuja: I AM INVESTING IN BELOW FUNDS. PLEASE SUGGEST FOR LONG TERM GOAL WHICH FUND TO HOLD/START/EXIT.

Fund name Catgory Star Rating
Khuzema Shuja    
Reliance Vision Fund - RETAIL PLAN GROWTH PLAN Equity - Large & Mid Cap Fund 2
Reliance+Tax+Saver+Fund+-+Growth+-+Regular+Plan Equity - ELSS 1
Reliance-focused-equity-fund---regular-plan Equity - Focused Funds: 2
Axis Long Term Equity Fund - Growth - Equity - ELSS Equity - ELSS 5
Birla Sun Life Tax Relief 96 - Growth - Equity - ELSS Equity - ELSS 4
SBI Magnum Equity Fund - Growth - Equity - Diversified   Equity - Thematic Funds: - Other
SBI Blue Chip Fund - Regular Plan - Growth   Equity - Large Cap Funds: 3
SBI Magnum Tax Gain Scheme 93 - Dividend - Equity - Equity - ELSS
ICICI Prudential Value Discovery Fund - Regular Plan - Growth - Equity - Equity - Value Funds: 2
HDFC Top 200 Fund - Equity - Diversified HDFC Equity - Large Cap Funds:
Kotak Midcap Fund - Regular Plan - Growth - Equity - Diversified Equity - Mid Cap Funds:
Dsp-blackrock-top-100-equity-fund---regular-plan Equity - Large Cap Funds: 4
sundaram-rural-india-fund---regular-plan   Equity - Thematic Funds: - Other 4

Omkeshwar Singh: You may continue with the 5 & 4 rated funds; however for others better alternative is available

Equity – ELSS:

- Canara Robeco Equity Taxsaver Fund - Regular Plan - Growth

- BOI AXA Tax Advantage Fund-Regular Plan- Growth

- Aditya Birla Sun Life Tax Relief '96 - Growth Option

Equity - Large Cap Funds:

- LIC MF Large Cap Fund-Regular Plan-Growth

- Axis Bluechip Fund - Regular Plan - Growth

- Kotak Bluechip Fund - Growth

- Mirae Asset Large Cap Fund - Growth Plan

Equity - Mid Cap Funds:

- Motilal Oswal Midcap 30 Fund (MOF30)-Regular Plan-Growth Option

- DSP Midcap Fund - Regular Plan - Growth

Equity - Value Funds: Tata Equity P/E Fund Regular Plan -(Growth Option)

Equity - Focused Funds:

- Axis Focused 25 Fund - Regular Plan - Growth Option

- Motilal Oswal Focused 25 Fund (MOF25)- Regular Plan Growth Option

Equity - Large & Mid Cap Fund

- BOI AXA Large & Mid Cap Equity Fund Regular Plan- Growth

- Canara Robeco Emerging Equities - Regular Plan - GROWTH

- Tata Large & Mid Cap Fund- Regular Plan - Growth


abhijit rao: I have invested in the following funds. Please share your feedback.

Fund name Catgory Star Rating
Abhijit Rao:    
HDFC Hybrid Equity Fund - Direct Growth Hybrid - Aggressive Hybrid Fund 4
HDFC Top 100 Fund - Direct Plan - Dividend Equity - Mid Cap Funds: 2
HDFC Top 100 Fund - Direct Plan - Growth Equity - Multi Cap Funds: 2
L&T Tax Advantage Fund Direct Plan - Divident Payout Equity - ELSS 2
SBI Blue Chip Fund - Growth Equity - Large Cap Funds: 3
ICICI Prudential Balanaced Advantage Fund - Div    
Dividend Reinvestment Hybrid - Balanced Advantage 4
Dividend Payout Hybrid - Balanced Advantage 3
ICICI Prudential Banking and Financial Services Fund - Direct Plan - Growth Equity - Sectoral Fund - Banks & Financial Services 2
Mirae Asset India Equity Fund - Direct Equity - Large Cap Funds:
Mirae Asset Tax Saver Fund – Direct Equity - ELSS 3

Omkeshwar Singh: You may continue with the 4 rated funds; however for others better alternatives are available

Equity – ELSS:

- Canara Robeco Equity Taxsaver Fund - Regular Plan - Growth

- BOI AXA Tax Advantage Fund-Regular Plan- Growth

- Aditya Birla Sun Life Tax Relief '96 - Growth Option

Equity - Large Cap Funds:

- LIC MF Large Cap Fund-Regular Plan-Growth

- Axis Bluechip Fund - Regular Plan - Growth

- Kotak Bluechip Fund - Growth

- Mirae Asset Large Cap Fund - Growth Plan

Equity - Multi Cap Funds:

- Motilal Oswal Multicap 35 Fund (MOF35)-Regular Plan-Growth Option

- JM Multicap Fund - Growth option

- UTI - Equity Fund-Growth Option

Equity - Mid Cap Funds:

- Motilal Oswal Midcap 30 Fund (MOF30)-Regular Plan-Growth Option

- DSP Midcap Fund - Regular Plan - Growth

Equity - Sectoral Fund - Banks & Financial Services

- LIC MF BANKING AND FINANCIAL SERVICES FUND-REGULAR PLAN-GROWTH

- Tata Banking And Financial Services Fund-Regular Plan-Growth

- SBI BANKING & FINANCIAL SERVICES FUND - REGULAR PLAN - GROWTH


Nitpalsingh: I request to guide me regarding MF investment. I invest SIP Rs 8000 in following funds.

Fund name Catgory Star Rating
Nitpal Singh    
·L&T Equity fund-Reg (G)  Rs. 2000 Equity - Multi Cap Funds: 3
·Kotak infra & eco reform fund (G)  Rs. 2000 Equity - Sectoral Fund - Infrastructure 1
·Principal Balanced Advantage Fund (G) Rs.2000 Hybrid - Dynamic Asset Allocation 3
·Nippon India (ELSS) Fund (G) Rs 1000 Equity - ELSS 1
·Franklin India - Growth Rs 1000  Equity - Multi Cap Funds: 2

Omkeshwar Singh: Better alternatives are available; avoid any Equity - Sectoral Fund – Infrastructure.

Equity – ELSS:

- Canara Robeco Equity Taxsaver Fund - Regular Plan - Growth

- BOI AXA Tax Advantage Fund-Regular Plan- Growth

- Aditya Birla Sun Life Tax Relief '96 - Growth Option

Equity - Multi Cap Funds:

- Motilal Oswal Multicap 35 Fund (MOF35)-Regular Plan-Growth Option

- JM Multicap Fund - Growth option

- UTI - Equity Fund-Growth Option

Hybrid - Dynamic Asset Allocation

- Motilal Oswal Dynamic Fund - Regular Growth

- Axis Dynamic Equity Fund Regular Plan Growth 


bhupathy magesh babu: I would like to invest in mutual fund via sip route 5k- 10k per month. What is the best option? Large Cap, Mid Cap, Small Cap or Diversified fund? Is it better to invest in more than 1 MF fund say 3k-4k per mutual fund or invest in a single fund which is better? I would like to invest in order to have peaceful retirement life say invest for 10-15 years. 

Fund name Catgory Star Rating
Bhupathy Magesh Babu    
1. Adithya Birla sun life Mutual Fund. Adithya Birla Focused equity –Growth Equity - Focused Funds: 4
2. Adithya Birla sun life Mutual Fund. Adithya Birla Focused equity –Growth Equity - Focused Funds: 4
3. Adithya Birla sun life Mutual Fund. Adithya Birla Mid cap fund Equity - Mid Cap Funds: 2
4. HDFC Mutual fund. HDFC Mid cap opportunities -Growth Equity - Mid Cap Funds: 2
5. HDFC Mutual fund. HDFC Top 100 fund Equity - Multi Cap Funds: 2
6. Nippon India Mutual Fund. Nippon India Retirement fund  Solution Oriented - Retirement Fund Complete name not provided
7. Nippon India Mutual Fund. Nippon India Retirement fund Solution Oriented - Retirement Fund Complete name not provided 
8. L & T Mutual Fund. L & T India value fund Equity - Value Funds: 2

Omkeshwar Singh: You may continue with the 4 rated funds; however for others better alternatives are available

Equity - Multi Cap Funds:

- Motilal Oswal Multicap 35 Fund (MOF35)-Regular Plan-Growth Option

- JM Multicap Fund - Growth option

- UTI - Equity Fund-Growth Option

Equity - Mid Cap Funds:

- Motilal Oswal Midcap 30 Fund (MOF30)-Regular Plan-Growth Option

- DSP Midcap Fund - Regular Plan - Growth

Equity - Value Fund: Tata Equity P/E Fund Regular Plan -(Growth Option)

Equity - Focused Funds:

- Axis Focused 25 Fund - Regular Plan - Growth Option

- Motilal Oswal Focused 25 Fund (MOF25)- Regular Plan Growth Option


Ashwani Kumar Mishra: I am 35 year old. Earlier I was a trader in share market for last 8 years but in that 8 years, i have booked huge loss. Now i want to invest 5 lakh for long term (10 year) so that i can recover the loss. Kindly suggesst me some best mutual fund (i can take risk).

Omkeshwar Singh:

Top rated Equity schemes as per RankMF are as under

- UTI Equity Fund - Growth

- Axis Focused 25 Fund - Growth

- Motilal 30 mid cap fund – Growth

- LIC MF Large cap fund - Growth


Santosh Sahoo: I want to invest Rs 2000/- in MF for a long time for my 6-yr-old daughter’s marriage without tax benefit. Kindly suggest me where to invest for quite assured high return though MF investment is subject to market risk.

Omkeshwar Singh: Equity schemes are best suited for creation wealth in long run and the suitable schemes are as under ( Can start SIP of Rs. 500 in each of these 4 funds)

- UTI Equity Fund - Growth

- Axis Focused 25 Fund - Growth

- Motilal 30 mid cap fund – Growth

- LIC MF Large cap fund - Growth


N Bhaskaran: I am 46 Years old. I have not started investing in MFs so far. I want to start investing 6K - 8K for now & increase 10 per cent every year for 10 years. & withdraw the money after my retirement in 14 years. Which MF should I invest so that I can maximise my returns for my retirement funds? Kindly guide me so that I can start at least now.

Omkeshwar Singh: Equity schemes are best suited for creation wealth in long run and the suitable schemes are as under (Can start SIP of Rs. 1500-Rs. 2000 in each of these 4 funds)

- UTI Equity Fund - Growth

- Axis Focused 25 Fund - Growth

- Motilal 30 mid cap fund – Growth

- LIC MF Large cap fund - Growth


Ravindra Kumar: I HAVE BEEN INVESTING IN MUTUAL FUNDS FOR THE LAST SEVERAL YEARS BUT THE RETURNS HAVE NOT BEEN ENCOURAGING. I WOULD LIKE TO KNOW IF I AM INVESTING IN THE RIGHT FUNDS OR SHOULD I SHIFT TO OTHER MFs TO MAXIMISE MY RETURNS. GIVE BELOW IS MY CURRENT HOLDING OF MFs.

Fund name Catgory Star Rating
Ravindra Kumar    
·Aditya Birla Sun Life Pure Value Fund -Growth -Direct Plan Equity - Value Funds: 1
·Aditya Birla Sun Life Pure Value Fund -Growth -Regular Plan Equity - Value Funds: 1
·Canara Rebeco Emerging Equities - Regular Growth Equity - Large & Mid Cap Fund 4
·Franklin India Smaller Companies Fund - Growth Equity - Small cap Fund 2
·HDFC Equity Fund - Regular Plan - Growth  Equity - Multi Cap Funds:
·HDFC Mid-Cap Opportunities Fund -Regular Plan Growth  Equity - Mid Cap Funds:
·ICICI Prudendial Banking and Financial Services Fund - Growth Equity - Sectoral Fund - Banks & Financial Services 2
·Mirae Asset Focused Fund - Direct Plan - Growth Equity - Multi Cap Funds: 2
·Mirae Asset Large Cap Fund - Direct Plan - Growth Equity - Large Cap Funds: 4
·NIPPON INDIA MULTI CAP FUND- DIRECT GROWTH PLAN GROWTH OPTION Equity - Multi Cap Funds: 2

Omkeshwar Singh: You may continue with the 4 rated funds; however for others better alternatives are available

Equity - Multi Cap Funds:

- Motilal Oswal Multicap 35 Fund (MOF35)-Regular Plan-Growth Option

- JM Multicap Fund - Growth option

- UTI - Equity Fund-Growth Option

Equity - Mid Cap Funds:

- Motilal Oswal Midcap 30 Fund (MOF30)-Regular Plan-Growth Option

- DSP Midcap Fund - Regular Plan - Growth

Equity - Sectoral Fund - Banks & Financial Services:

- LIC MF BANKING AND FINANCIAL SERVICES FUND-REGULAR PLAN-GROWTH

- Tata Banking And Financial Services Fund-Regular Plan-Growth

- SBI BANKING & FINANCIAL SERVICES FUND - REGULAR PLAN - GROWTH

Equity - Small Cap Fund:Axis Small Cap Fund - Regular Plan - Growth

Equity - Large & Mid Cap Funds:

- BOI AXA Large & Mid Cap Equity Fund Regular Plan- Growth

- Canara Robeco Emerging Equities - Regular Plan - GROWTH

- Tata Large & Mid Cap Fund- Regular Plan - Growth


Binoy Nair: I am Binoy working in UAE as a sales executive age 39. From kochin, Kerala. May I kindly get some advice for my mutual funds portfolio? I am doing below mutual funds SIP direct growth. & I stopped some SIPs and hold the funds.

Now I am doing 96k SIP. Need to start & continue total 1 lakh SIP for the next 8 to 10 years. Now current total SIP value is around 27 lakhs. This SIP s are for my retirement monthly income 30 to 35k (all are current value) after 10 years, and for my 2 children’s education 35 lakhs lumpsum after 10 & 15 years respectively.

I am thinking to stop ICICI pru blue chip & Birla frontline equity and to start Mirae large cap & one more Multi cap fund. I am moderate to little aggressive risk taker. What are the changes required? Should I hold the stopped funds or I need to redeem and deposit it to another funds? if to do so, in which funds I need to invest this lumpsum amounts?

Please advise me for the necessary changes required to make a good portfolio to invest for the next 8-10 years. Looking forward to get your reply positively. 

Fund name Catgory Star Rating
Binoy Nair    
LARGE CAPS & HYBRID    
AXIS BLUE CHIP EQUITY Equity - Large Cap Funds: 5
ICICI BLUE CHIP EQUITY Equity - Thematic Funds: - Global 4
BIRLA FRONTLINE EQTY Equity - Large Cap Funds: 3
ICICI PRU DEBT& EQUITY Hybrid - Aggressive Hybrid Fund 3
MULTI CAPS    
KOTAK STANDARD MULTCAP Equity - Multi Cap Funds: 3
AXIS MULTICAP Equity - Multi Cap Funds: 5
AXIS FOCUSED 25 Equity - Focused Funds: 5
Franklin India Focused Equity Equity - Focused Funds: 2
MIDCAP, LARGE & MIDCAP    
AXIS MIDCAP Equity - Mid Cap Funds: 3
HDFC MIDCAP Equity - Mid Cap Funds: 2
MIRAE ASSET EMERGING BLUECHIP EQUITY Equity - Large & Mid Cap Fund 4
STOPPED SIPs    
FRANKLIN SMALLER COMPANIES Equity - Small cap Fund 2
BIRLA FOCUSED EQUITY Equity - Focused Funds: 4
HDFC HYBRID EQUITY Hybrid - Aggressive Hybrid Fund 4

Omkeshwar Singh: You may continue with the 5 & 4 rated funds; however for others better alternative is available

Equity - Large Cap Funds:

- LIC MF Large Cap Fund-Regular Plan-Growth

- Axis Bluechip Fund - Regular Plan - Growth

- Kotak Bluechip Fund - Growth

- Mirae Asset Large Cap Fund - Growth Plan

Equity - Mid Cap Funds:

- Motilal Oswal Midcap 30 Fund (MOF30)-Regular Plan-Growth Option

- DSP Midcap Fund - Regular Plan - Growth

Equity - Value Funds:Tata Equity P/E Fund Regular Plan -(Growth Option)

Equity - Focused Funds:

- Axis Focused 25 Fund - Regular Plan - Growth Option

- Motilal Oswal Focused 25 Fund (MOF25)- Regular Plan Growth Option

Equity - Large & Mid Cap Fund

- BOI AXA Large & Mid Cap Equity Fund Regular Plan- Growth

- Canara Robeco Emerging Equities - Regular Plan - GROWTH

- Tata Large & Mid Cap Fund- Regular Plan - Growth

Hybrid - Aggressive Hybrid Fund

- Axis Equity Hybrid Fund - Regular Plan Growth

- Dsp Equity And Bond Fund - Growth

- Motilal Oswal Equity Hybrid Fund-regular Plan Growth


Preshit Upadhye: I am an NRI from USA/Canada. I want to invest 3 lakh to 5 lack in Mutual funds in India. I am looking at 3-5 years window with high returns (I am willing to take high risk). 

1. Shall I invest as SIP or as lumpsum amount considering I can invest 3-5 lacks immediately?

2. I am considering following portfolio (Please note NRI from USA/CANADA are allowed to invest only in 8 MF houses in India). Please advise if it would be appropriate.

  • Sundaram Large and Mid Cap Fund Growth (20 per cent)
  • Sundaram Select Focus Fund Growth (20 per cent)
  • UTI Regular Fund Equity Plan Growth (20 per cent)
  • L&T Mid Cap Fund Growth (20 per cent)
  • L&T India Value Growth (20 per cent)
Fund name Catgory Star Rating
Preshit Upadhye    
·Sundaram Large and Mid Cap Fund Growth (20 per cent) Equity - Large & Mid Cap Fund 2
·Sundaram Select Focus Fund Growth (20 per cent) Equity - Focused Funds: 4
·UTI Regular Fund Equity Plan Growth (20 per cent) Equity - Multi Cap Funds: 5
·L&T Mid Cap Fund Growth (20 per cent) Equity - Mid Cap Funds: 2
·L&T India Value Growth (20 per cent) Equity - Value Funds: 2

Omkeshwar Singh: You may invest with the 5 & 4 rated funds; however for others better alternative is available

Equity - Mid Cap Funds:

- Motilal Oswal Midcap 30 Fund (MOF30)-Regular Plan-Growth Option

- DSP Midcap Fund - Regular Plan - Growth

Equity - Value Funds: Tata Equity P/E Fund Regular Plan -(Growth Option)

Equity - Large & Mid Cap Fund

- BOI AXA Large & Mid Cap Equity Fund Regular Plan- Growth

- Canara Robeco Emerging Equities - Regular Plan - GROWTH

- Tata Large & Mid Cap Fund- Regular Plan - Growth


Essar Nair: I am holding below mentioned SIPs and also single MF investments. Please advise if this can be continued or if fund change required.

Fund name Catgory Star Rating
Essar Nair    
·HDFC Hybrid Equity Regular Growth Monthly Hybrid - Aggressive Hybrid Fund 4
·Birla Sunlife Adv Fund Monthly Equity - Large & Mid Cap Fund 4
·SBI Blue Chip Fund Growth Monthly Equity - Large Cap Funds: 3
·SBI Equity Hybrid Fund Dir Growth Monthly Hybrid - Aggressive Hybrid Fund 5
·Sundaram Selec Midcap Monthly Equity - Mid Cap Funds: 2
·Nippon india large cap fund growth plan growth option Monthly Equity - Large Cap Funds: 2
·Nippon India focused equity growth Monthly Equity - Focused Funds: 2
·ICICI Pru Value Disc Fund Gro Monthly Equity - Value Funds: 2
·Tata Banking and Financial Services Fund Growth Monthly Equity - Sectoral Fund - Banks & Financial Services 5
·Kotak Focused Equity Fund Growth Monthly Equity - Focused Funds: 4
·Kotak Standard Multicap Fund Growth Monthly Equity - Multi Cap Funds: 3
·Axis Focused 25 Fund Growth Monthly Equity - Focused Funds: 5
·IC Pru Value Fund Ser 13 Divi (one time) Single Equity - Value Funds: 2
·ICICI Pru Manufacturing Fund (one time) Single Equity - Thematic Funds: - Other 1
·Hybrid Aggressive Plan Growth (one time) Single (incomplete fund name)  
·Equity plan growh (one time) Single (incomplete fund name)  
·Debt Plan Growth (one time) Single (incomplete fund name)  
·Conservative plan growth (one time) Single (incomplete fund name)  
·Tata Value Fund Series 1 Growth (one time) Single (Not in RankMF)  
·ICICI Pru Retirement Fund (Not in RankMF)  

Omkeshwar Singh: You may continue with the 5 & 4 rated funds; however, for others better alternative is available

Equity - Large Cap Funds:

- LIC MF Large Cap Fund-Regular Plan-Growth

- Axis Bluechip Fund - Regular Plan - Growth

- Kotak Bluechip Fund - Growth

- Mirae Asset Large Cap Fund - Growth Plan

Equity - Mid Cap Funds:

- Motilal Oswal Midcap 30 Fund (MOF30)-Regular Plan-Growth Option

- DSP Midcap Fund - Regular Plan - Growth

Equity - Value Funds:

- Tata Equity P/E Fund Regular Plan -(Growth Option)

Equity - Focused Funds:

- Axis Focused 25 Fund - Regular Plan - Growth Option

- Motilal Oswal Focused 25 Fund (MOF25)- Regular Plan Growth Option

Equity - Large & Mid Cap Fund

- BOI AXA Large & Mid Cap Equity Fund Regular Plan- Growth

- Canara Robeco Emerging Equities - Regular Plan - GROWTH

- Tata Large & Mid Cap Fund- Regular Plan - Growth

Hybrid - Aggressive Hybrid Fund

- Axis Equity Hybrid Fund - Regular Plan Growth

- Dsp Equity And Bond Fund - Growth

- Motilal Oswal Equity Hybrid Fund-regular Plan Growth

Equity - Multi Cap Funds:

- Motilal Oswal Multicap 35 Fund (MOF35)-Regular Plan-Growth Option

- JM Multicap Fund - Growth option

- UTI - Equity Fund-Growth Option


Rajguddu: Please advise me on following

Fund name Catgory Star Rating
Rajguddu    
·AXIS BLUE CHIP FUND-GROWTH Equity - Large Cap Funds: 5
·AXIS MULTI CAP FUND - GROWTH Equity - Multi Cap Funds: 5
·MIRAE ASSET LARGE CAP FUND - GROWTH Equity - Large Cap Funds: 4

Omkeshwar Singh: You have decent very portfolio, please continue without any change.


Gopal Karthika: How to find difference between active fund and passive fund. Which is active mutual fund and passive mutual fund? I would like to start SIP in passive fund how to find best passive SIP to invest. Awaiting your reply. 

Vijai Kumar: I want to invest around Rs 100,000 in Mutual Funds on long term basis with high return. Please advise which would be the best funds among HDFC, SBI, Nippon, Birla or/and ICICI.

Omkeshwar Singh: Please note, RankMF ratings ignore past performance and influence of brand or names, it mainly considers the quality of the portfolio and the margin of safety at with the NAV is currently available on real-time basis.

Top rated schemes of various categories at present are as under, you may select as per your requirement.

Equity - Large Cap Funds:

- LIC MF Large Cap Fund-Regular Plan-Growth

- Axis Bluechip Fund - Regular Plan - Growth

- Kotak Bluechip Fund - Growth

- Mirae Asset Large Cap Fund - Growth Plan

Equity - Mid Cap Funds:

- Motilal Oswal Midcap 30 Fund (MOF30)-Regular Plan-Growth Option

- DSP Midcap Fund - Regular Plan - Growth

Equity - Focused Funds:

- Axis Focused 25 Fund - Regular Plan - Growth Option

- Motilal Oswal Focused 25 Fund (MOF25)- Regular Plan Growth Option

Equity - Large & Mid Cap Fund

- BOI AXA Large & Mid Cap Equity Fund Regular Plan- Growth

- Canara Robeco Emerging Equities - Regular Plan - GROWTH

- Tata Large & Mid Cap Fund- Regular Plan - Growth

Equity - Multi Cap Funds:

- Motilal Oswal Multicap 35 Fund (MOF35)-Regular Plan-Growth Option

- JM Multicap Fund - Growth option

- UTI - Equity Fund-Growth Option


Neeraj Gupta: I have following Mutual Funds since 2017.

1. Nippon Small Cap: Monthly Amount: Rs. 3000
2. Nippon India Focused: Monthly Amount: Rs. 2500/-
3. ICICI Pru- Value discovery: Amount: Rs. 1000/-
4. Franklin- India Equity: Amount: Rs. 2500/-
5. IDFC-Sterling Value: Amount: Rs. 2500/-

I want to stop these and start some performing one. Hence, I request you to suggest some MF for period of above 5 years.

Fund name Catgory Star Rating
Neeraj Gupta    
1. Nippon Small Cap: Monthly Amount: Rs. 3000 Equity - Small cap Fund 1
2. Nippon India Focused: Monthly Amount: Rs. 2500/- Equity - Focused Funds: 2
3. ICICI Pru- Value discovery: Amount: Rs. 1000/- Equity - Value Funds: 2
4. Franklin- India Equity: Amount: Rs. 2500/- Equity - Multi Cap Funds: 2
5. IDFC-Sterling Value: Amount: Rs. 2500/- Equity - Value Funds: 1

Omkeshwar Singh: Better alternatives are available

Equity - Focused Funds:

- Axis Focused 25 Fund - Regular Plan - Growth Option

- Motilal Oswal Focused 25 Fund (MOF25)- Regular Plan Growth Option

Equity - Multi Cap Funds:

- Motilal Oswal Multicap 35 Fund (MOF35)-Regular Plan-Growth Option

- JM Multicap Fund - Growth option

- UTI - Equity Fund-Growth Option

Equity - Value Fund: Tata Equity P/E Fund Regular Plan -(Growth Option)

Equity - Small cap Fund: Axis Small Cap Fund - Regular Plan - Growth


Ankit Rawat: I am investing 6k/month in SBI blue chip & DSP blackrock tax saver fund. Now thinking of investing 3.5k/mnth in balanced fund but confused among ICICI prudential bal. Adv, SBI equity hybrid & HDFC bal. Adv. Fund.

Can you review my profile as if it lacks any type of fund and tell me which balanced fund is going to be good for me? I am 30 yrs old and my investment horizon is of 10 years and my risk appetite is moderate.

Omkeshwar Singh: You may consider Aggressive Hybrid schemes looking at long term tenure of 10 year.

Hybrid - Aggressive Hybrid Fund

- Axis Equity Hybrid Fund - Regular Plan Growth

- Dsp Equity And Bond Fund - Growth

- Motilal Oswal Equity Hybrid Fund-regular Plan Growth

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