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Large cap and mid cap MFs you must buy!

Last updated on: November 06, 2019 15:22 IST

Wondering if you did the right thing with your mutual fund investments?

Omkeshwar Singh, Head, Rank MF, a mutual fund investment platform, will answer your queries.

 

If you want his advice on your mutual fund investments, please mail your questions to getahead@rediff.co.in with the subject line, 'Mutual Fund Query', along with your name, and Omkeshwar will offer his unbiased views.


Dilip B Gurnani: Dear Sir, I have a portfolio comprising the following MFs. Since the number of MFs is more it is difficult to handle this portfolio. I intend to keep it limited to only 4 or 5 MFs. Kindly advise the best MFs for a period of 4 to 5 years and monthly contribution Rs 30,000 as I will be retiring after 4 years. Portfolio: SIPs

Funds Category
1] Canara Robeco Emerging Equities Reg G Large & Mid cap
2] Franklin Templeton India Focused Equity Fund Reg G  Focused
3] ICICI Prudential Value Discovery Reg G  Value
4] Kotak Standard Multicap Fund Reg G Multicap
5] Nippon India Small Cap Reg G Small cap
6] SBI Bluechip Reg G  Large cap
7] Tata Hybrid Equity Fund Reg G Agg /hybrid
9] SBI Contra, Direct Contra
10] UTI Opportunities fund, Direct Value
11] L&T Mid Cap fund , Direct Midcap
12] Nippon India Liquid Fund, Direct Liquid
13] SBI Dynamic bond fund, Direct Dynamic
8] UTI Mid Cap Reg G Midcap

Omkeshwar Singh:

Large cap: Suitable options considering quality and value for money at present levels is Mirae Asset Large Cap Fund

Large and Midcap: Suitable options considering quality and value for money at present levels is Kotak Equity Opportunity

Multicap: Suitable options considering quality and value for money at present levels are:

  • UTI Equity fund
  • Axis Multicap
  • Motilal Oswal Multicap 35

Focused: Suitable options considering quality and value for money at present levels are:

  • Axis Focused 25
  • Motilal Oswal Focused 25

Mid cap: Suitable options considering quality and value for money at present levels are:

  • DSP Midcap
  • Axis Midcap

Bhaskar Beley: Dear Sir, how is HDFC Balanced Advantage Fund monthly dividend plan? After 12 months whether we will get our principal amount invested back?

Omkeshwar Singh:

  • HDFC Balanced Advantage Fund monthly dividend plan is a 3-star fund; ICICI Prudential Balance Advantage fund is 5-Star fund in the same category.
  • Mutual funds investments are subject to market risks therefore second part of the question is dependent upon the same

Arvind: I have been investing in Franklin India Equity fund direct growth for last three years. Please suggest if I should continue investing in same or shift to some other scheme namely Kotak Multicap Fund Growth?

Omkeshwar Singh: Franklin India Equity fund is a multicap fund and is 3 star fund , the category best 5 star funds are UTI Equity fund and Axis Multicap funds.


Wilson Dsouza: I have invested in mutual funds to the tune of Rs 4 lakh in the last 3 years. All the funds I hold are SIPs amounting to Rs 10,000 each. These funds have not generated profits or met my expectations with their desired outcome. I don't claim to be in loss, but these funds have not performed or accelerated as promised by these fund managers. Could you please guide me in investing in the right funds? I'm not a professional or expert in investments, just a working class 56 years old layman. Looking to retire with savings for the rainy day. I hold online ICICI Direct account. My MF SIPs:

Fund Category
ADITYA BIRLA SUN LIFE FRONTLINE EQUITY FUND – GROWTH Rs 10,000 SIP Large Cap
ICICI PRUDENTIAL BLUECHIP FUND – GROWTH Rs 10,000 SIP Large Cap
Mirae Asset Large Cap Fund Growth Plan Rs 10,000 SIP Large Cap
SBI BLUE CHIP FUND - REGULAR PLAN – GROWTH Rs 10,000 SIP Large Cap
EDELWEISS MID CAP FUND - REGULAR PLAN - GROWTH OPTION Rs 10,000 SIP Midcap
LNT Mid Cap Fund-Regular Plan-Growth Rs 10,000 SIP Midcap

Omkeshwar Singh: Most of the top rated performing large cap and large & mid cap funds now at present market levels have very low value for money, therefore better options available are:

Large cap: Suitable options considering quality and value for money at present levels is Mirae Asset Large Cap Fund

Large and Midcap: Suitable options considering quality and value for money at present levels is Kotak Equity Opportunity

Multicap: Suitable options considering quality and value for money at present levels are:

  • UTI Equity Fund
  • Axis Multicap
  • Motilal Oswal Multicap 35

Focused: Suitable options considering quality and value for money at present levels are:

  • Axis Focused 25
  • Motilal Oswal Focused 25

Mid cap: Suitable options considering quality and value for money at present levels are:

  • DSP Midcap
  • Axis Midcap

Vikas: Would really appreciate if you can get the below query answered: I have a monthly SIP in the below funds for last five years. Wanted your advice if I should make any changes in my portfolio:

  1. Mirae Asset Emerging Bluechip Fund - Regular Plan Growth Option 
  2. PRINCIPAL EMERGING BLUECHIP FUND - GROWTH PLAN
  3. ICICI PRUDENTIAL BLUECHIP FUND - GROWTH 
  4. SBI BLUE CHIP FUND - REGULAR PLAN - GROWTH 
  5. HDFC EQUITY FUND - REGULAR PLAN - GROWTH 
  6. Franklin India Smaller Companies Fund GROWTH

Omkeshwar Singh: Large cap: Suitable options considering quality and value for money at present levels is Mirae Asset Large Cap Fund

Large and Midcap: Suitable options considering quality and value for money at present levels is Kotak Equity Opportunity

Mid cap: Suitable options considering quality and value for money at present levels are:

  • DSP Midcap
  • Axis Midcap

Multicap: Suitable options considering quality and value for money at present levels are:

  • UTI Equity Fund
  • Axis Multicap
  • Motilal Oswal Multicap 35

Focused: Suitable options considering quality and value for money at present levels are:

  • Axis Focused 25
  • Motilal Oswal Focused 25

Small cap: Suitable options considering quality and value for money at present levels are:

  • Kotak Small Cap
  • Axis Small Cap

Ather Masood: Dear Sir, Greetings! I have the following on going SIPS. Kindly advise me if I should continue or switch.

Ather Masood  
Name of the Fund Category
Axis BluechipFund Equity - Large Cap Fund
Kotak Focused Equity Fund Equity - Focused Fund
Kotak Standard MultiCap Fund Equity - Multi Cap Fund
L&T Emerging Business Fund Equity - Small cap Fund
SBI SmallCap Fund Equity - Small cap Fund

Omkeshwar Singh:

Large cap: Suitable options considering quality and value for money at present levels is Mirae Asset Large Cap Fund

Multicap: Suitable options considering quality and value for money at present levels are:

  • UTI Equity Fund
  • Axis Multicap
  • Motilal Oswal Multicap 35

Focused: Suitable options considering quality and value for money at present levels are:

  • Axis Focused 25
  • Motilal Oswal Focused 25

Small cap: Suitable options considering quality and value for money at present levels are:

  • Kotak Small Cap
  • Axis Small Cap

Nandkumar Patil: Details of my mutual fund portfolio are as under. Kindly advise on above mutual fund schemes as well as on consolidating the portfolio with maximum of 7 funds.

Name of the Fund Category
Axis Blue Chip Mutual Fund Equity - Large Cap Fund
Axis Midcap Fund Growth Equity - Mid Cap Fund
Canara Robeco Equity Diversified Fund Regular Growth Equity - Multi Cap Fund
DSP Small Cap Fund Regular GRowth Equity - Small cap Fund
HDFC Mid cap opportunities Fund Growth Equity - Mid Cap Fund
ICICI Prudential Exports and Services Fund Growth Equity - Sectoral Fund - Service Industry
IDFC Multi cap Fund Regular Growth Equity - Multi Cap Fund
L&T Equity Fund Regular Growth Equity - Multi Cap Fund
L&T India Value Fund Regular Growth Equity - Value Fund
Nippon India Multicap Fund  Equity - Multi Cap Fund
SBI Blue Chip Fund Equity - Large Cap Fund
SBI Consumption opportunities Fund Regular Growth Equity - Sectoral Fund - FMCG
SBI Focussed Equity Fund Regular Growth Equity - Focused Fund

Omkeshwar Singh:

Large cap: Suitable options considering quality and value for money at present levels is Mirae Asset Large Cap Fund

Large and Midcap: Suitable options considering quality and value for money at present levels is Kotak Equity Opportunity

Mid cap: Suitable options considering quality and value for money at present levels are:

  • DSP Midcap
  • Axis Midcap

Multicap: Suitable options considering quality and value for money at present levels are:

  • UTI Equity Fund
  • Axis Multicap
  • Motilal Oswal Multicap 35

Focused: Suitable options considering quality and value for money at present levels are:

  • Axis Focused 25
  • Motilal Oswal Focused 25

Small cap: Suitable options considering quality and value for money at present levels are:

  • Kotak Small Cap
  • Axis Small Cap

SUNILKUMAR TV: Dear Sir, I am holding below list of mutual funds through SIP of Rs 5000 per month for past 2 years. Please let me know if any changes in portfolio. I have a time horizon of 10 years and my age is 43 years.

Name of the Fund Category
MIRAE ASSET EQUITY FUND Equity Large Cap
MIRAE ASSET EMERGING BLUECHIP FUND Equity - Large & Mid Cap Fund
SBI SMALL CAP FUND Equity - Small cap Fund
DSP EQUITY OPPORTUNITIES FUND Equity - Large & Mid Cap Fund
L&T HYBRID EQUITY FUND Hybrid - Aggressive Hybrid Fund

Omkeshwar Singh: Large cap: Suitable options considering quality and value for money at present levels is Mirae Asset Large Cap Fund

Large and Midcap: Suitable options considering quality and value for money at present levels is Kotak Equity Opportunity

Small cap: Suitable options considering quality and value for money at present levels are:

  • Kotak Small Cap
  • Axis Small Cap

Below categories of funds can also to considered:

Multicap: Suitable options considering quality and value for money at present levels are:

  • UTI Equity Fund
  • Axis Multicap
  • Motilal Oswal Multicap 35

Focused: Suitable options considering quality and value for money at present levels are:

  • Axis Focused 25
  • Motilal Oswal Focused 25

Mid cap: Suitable options considering quality and value for money at present levels are:

  • DSP Midcap
  • Axis Midcap

Srinivasa Seshadry: Dear Sir, I have been investing on the below funds thru SIPs. Of late NAVs have tumbled. Please suggest what should I do? I am 46 years and have been investing for about a year now. Please share your thoughts. 

Name of the Fund Category
ABSL pure value fund growth Equity - Value Fund
CanaraRobeco emerging equities regular growth  Equity - Large & Mid Cap Fund
Franklin India equity Advantage fund direct growth  Equity - Large & Mid Cap Fund
L&T emerging business fund direct growth  Equity - Small cap Fund

Omkeshwar Singh:

Large and Midcap: Suitable options considering quality and value for money at present levels is Kotak Equity Opportunity

Small cap:Suitable options considering quality and value for money at present levels are:

  • Kotak Small Cap
  • Axis Small Cap

Value Fund:Suitable options considering quality and value for money at present levels is Tata Equity PE Fund


Vishnu Karthik: Have been investing (monthly Rs 3000) in the below funds from 2016 and is not performing well. Please advise alternate options. Can I pause the SIPs for few months? Can I switch to other plans with the same company?

Name of the Fund Category
FRANKLIN INDIA SMALLER COMPANIES FUND Equity - Small cap Fund
ICICI PRUDENTIAL VALUE DISCOVERY GROWTH Equity - Value Fund
KOTAK STANDARD MULTICAP FUND - REGULAR PLAN Equity - Multi Cap Fund
CANARA ROBECCO EMERGING EQUITIES Equity - Large & Mid Cap Fund

Omkeshwar Singh:

Large and Midcap: Suitable options considering quality and value for money at present levels is Kotak Equity Opportunity

Small cap: Suitable options considering quality and value for money at present levels are:

  • Kotak Small Cap
  • Axis Small Cap

Value Fund: Suitable options considering quality and value for money at present levels is Tata Equity PE Fund

Multicap: Suitable options considering quality and value for money at present levels are:

  • UTI Equity Fund
  • Axis Multicap
  • Motilal Oswal Multicap 35

SUNIL KUMAR SUREKA: FROM KOLKATA AGED ABOUT 45 YEARS. I AM INVESTING Rs 4000 PER MONTH IN 4 MUTUAL FUNDS, EACH Rs 1000. THE DETAILS OF MY SCHEMES IS GIVEN BELOW. KINDLY SUGGEST, WHETHER I SHALL CONTINUE WITH THESE FUND OR NOT? IF NO, THEN SUGGEST ME THE BEST MUTUAL FUND SCHEME:

Name of the Fund Category
ICICI PRU VALUE DISCOVERY FUND GROWTH Equity - Value Fund
L&T EMERGING BUSINESS FUND REG. GROWTH Equity - Small cap Fund
MOTILAL OSWAL LONG TERM EQUITY FUND REG. GROWTH Equity - ELSS
TATA BANKING & FINANCIAL SERVICES FUND REGULAR GROWTH Equity - Sectoral Fund - Banks & Financial Services

Omkeshwar Singh:

Small cap: Suitable options considering quality and value for money at present levels are:

  • Kotak Small Cap
  • Axis Small Cap

Value Fund:Suitable options considering quality and value for money at present levels is Tata Equity PE Fund

ELSS:Suitable options considering quality and value for money at present levels are:

  • Axis Long Term Equity Fund - Growth
  • Invesco India Tax Plan - Growth

Equity - Sectoral Fund - Banks & Financial Services is not advisable presently; instead below categories should be considered:

Multicap: Suitable options considering quality and value for money at present levels are:

  • UTI Equity Fund
  • Axis Multicap
  • Motilal Oswal Multicap 35

Focused: Suitable options considering quality and value for money at present levels are:

  • Axis Focused 25
  • Motilal Oswal Focused 25

Mid cap: Suitable options considering quality and value for money at present levels are:

  • DSP Midcap
  • Axis Midcap

Manish Mahajan: I am 41 year old and have following SIP allocations. Can you please provide your opinion on the allocation? All are direct plan growth option. 

Name of the Fund Category
HDFC TOP100 Fund Equity - Large Cap Fund
HDFC BALANCED ADVANTAGE FUND Hybrid - Balanced Advantage
MIRAE ASSET INDIA EQUITY FUND Large cap
SBI BLUECHIP FUND Equity - Large Cap Fund
DSP BLACKROCK FOCUS 25 Equity - Focused Fund
HDFC TAX SAVER Equity - ELSS
RELIANCE TAX SAVER Equity - ELSS
HDFC MID CAP OPPORTUNITY Equity - Mid Cap Fund
SBI EMERGING BUSINESS Focused Fund
RELIANCE SMALL CAP Equity - Small cap Fund

Omkeshwar Singh:

Large cap: Suitable options considering quality and value for money at present levels is Mirae Asset Large Cap Fund

Large and Midcap: Suitable options considering quality and value for money at present levels is Kotak Equity Opportunity

Mid cap: Suitable options considering quality and value for money at present levels are:

  • DSP Midcap
  • Axis Midcap

ELSS: Suitable options considering quality and value for money at present levels are:

  • Axis Long Term Equity Fund - Growth
  • Invesco India Tax Plan - Growth

Focused: Suitable options considering quality and value for money at present levels are:

  • Axis Focused 25
  • Motilal Oswal Focused 25

Small cap: Suitable options considering quality and value for money at present levels are: 

  • Kotak Small Cap
  • Axis Small Cap

Yogesh: I have a query regarding following two mutual funds in which I have invested through SIPs:

Name of the Fund Category
L & T Emerging Business Fund (Gr) Equity - Small cap Fund
DSP Small Cap Mutual Fund Equity - Small cap Fund

Shall I for buy, sell or hold the above investment and continue to invest through SIPs?

Omkeshwar Singh:

Small cap:Suitable options considering quality and value for money at present levels are:

  • Kotak Small Cap
  • Axis Small Cap

Ashutosh: My age is 47 and remaining service is 13 years. I am also contributing to NPS both for myself and wife with Rs 50,000 annual contribution each. I have two children: one is doing 2nd year B.Arch & other one is in 9th Std. I am having investments in following mutual funds for last 3-4 years, which are not performing well. All SIPs of Rs 5000 pm. What should I do?

Aditya Birla Sunlife Equity Advantage Fund-Growth-Regular Plan Equity - Large & Mid Cap Fund
ICICI Prudential Banking and Financial Services Fund-Growth Equity - Sectoral Fund - Banks & Financial Services
IDFC Sterling Value Fund-Growth Equity - Value Fund
Reliance Small Cap Fund –Growth Equity - Small cap Fund
Tata Equity P/E Fund Regular Plan Growth Equity - Value Fund
Aditya Birla Sunlife Tax Relief 96 Fund - Growth-Regular Plan Equity - ELSS
Franklin India Focussed Equity Fund –Growth Equity - Focused Fund
HDFC Mid Cap opportunity Fund -Regular Plan- Growth Equity - Mid Cap Fund

Omkeshwar Singh:

Value Fund: Suitable options considering quality and value for money at present levels is Tata Equity PE Fund

Large and Midcap: Suitable options considering quality and value for money at present levels is Kotak Equity Opportunity

Mid cap: Suitable options considering quality and value for money at present levels are:

  • DSP Midcap
  • Axis Midcap

ELSS: Suitable options considering quality and value for money at present levels are:

  • Axis Long Term Equity Fund - Growth
  • Invesco India Tax Plan - Growth

Focused: Suitable options considering quality and value for money at present levels are:

  • Axis Focused 25
  • Motilal Oswal Focused 25

Small cap: Suitable options considering quality and value for money at present levels are: 

  • Kotak Small Cap
  • Axis Small Cap

Equity - Sectoral Fund Banks & Financial Services are not advisable presently; instead below categories should be considered:

Multicap: Suitable options considering quality and value for money at present levels are:

  • UTI Equity Fund
  • Axis Multicap
  • Motilal Oswal Multicap 35

Awij A R Shaikh: Respected Sir, Very first thanks for your platform. From Sept 2018, I started investing in mutual fund and my portfolio is given below. I am single earning person in my family and I have 3 year old daughter. So, as per her education and further responsibilities point of view are these funds sufficient and should I continue with these or not? Also my planning is to invest Rs 5000/month more, so please suggest some funds.

Name of the Fund Category
ABSL Tax relief 96 Fund- Direct Growth Equity - ELSS
LnT Tax advantage Fund- Direct Growth Equity - ELSS
IDFC Tax Advantage Fund - Direct Growth Equity - ELSS

Omkeshwar Singh: ELSS: Suitable options considering quality and value for money at present levels are:

  • Axis Long Term Equity Fund - Growth
  • Invesco India Tax Plan - Growth

Suggested categories and funds are as under:

Multicap: Suitable options considering quality and value for money at present levels are:

  • UTI Equity Fund
  • Axis Multicap
  • Motilal Oswal Multicap 35

Focused: Suitable options considering quality and value for money at present levels are:

  • Axis Focused 25
  • Motilal Oswal Focused 25

Mid cap: Suitable options considering quality and value for money at present levels are:

  • DSP Midcap
  • Axis Midcap

Amit: Dear Sir, I have invested in L&T Mutual Fund Emerging Business Fund Growth since two year but is not performing. Shall I keep investing in this MF or withdraw the money? I am investing Rs 2500 per month SIP. Looking forward to hear from you.

Name of the Fund Category
L&T Mutual Fund Emerging Business Fund Growth Equity - Small cap Fund

Omkeshwar Singh: Small cap: Suitable options considering quality and value for money at present levels are:

  • Kotak Small Cap
  • Axis Small Cap

Suggested categories and funds are as under:

Multicap: Suitable options considering quality and value for money at present levels are:

  • UTI Equity Fund
  • Axis Multicap
  • Motilal Oswal Multicap 35

Focused: Suitable options considering quality and value for money at present levels are:

  • Axis Focused 25
  • Motilal Oswal Focused 25

Mid cap: Suitable options considering quality and value for money at present levels are:

  • DSP Midcap
  • Axis Midcap

Pragnesh: I am investing in following mutual funds for the past 3 years: My queries:

  1. Shall I continue or decrease with same monthly investment? 
  2. Shall I stop investment on the above and start investing in other mutual funds?
  3. What is the long term outlook on above investment?

My investments:

Name of the Fund Category
Aditya Birla SunlifeFrontline Equity Fund - Regular growth Equity - Large Cap Fund
IDFC MulticapFund - Regular Growth Equity - Multi Cap Fund
L&T Emerging Business Fund - Regular Growth Equity - Small cap Fund
SundaramMidcap Fund - Regular Growth Equity - Mid Cap Fund

Omkeshwar Singh:

Large cap: Suitable options considering quality and value for money at present levels is Mirae Asset Large Cap Fund

Multicap: Suitable options considering quality and value for money at present levels are:

  • UTI Equity Fund
  • Axis Multicap
  • Motilal Oswal Multicap 35

Mid cap: Suitable options considering quality and value for money at present levels are:

  • DSP Midcap
  • Axis Midcap

Small cap: Suitable options considering quality and value for money at present levels are:

  • Kotak Small Cap
  • Axis Small Cap

Azad: Please advise about the prospect of thee mutual fund schemes. I have invested in them since 3-5 years; returns are not that great.

Name of the Fund Category
HDFC MID-CAP OPPORTUNITIES FUND - REGULAR PLAN – GROWTH Equity - Mid Cap Fund
Franklin India Smaller Companies Fund GROWTH Equity - Small cap Fund
LNT India Value Fund-Regular Plan-Growth Option Equity - Value Fund
 ICICI PRUDENTIAL BLUECHIP FUND-GROWTH Equity - Large Cap Fund

Omkeshwar Singh:

Large cap: Suitable options considering quality and value for money at present levels is Mirae Asset Large Cap Fund

Value Fund: Suitable options considering quality and value for money at present levels is Tata Equity PE Fund

Mid cap: Suitable options considering quality and value for money at present levels are:

  • DSP Midcap
  • Axis Midcap

Small cap: Suitable options considering quality and value for money at present levels are:

  • Kotak Small Cap
  • Axis Small Cap

Srinivas: Sir, my present holdings statement is given below. Kindly analyse and suggest whether I can continue to invest in the said MFs or any adjustment is required. Time for which I plan to hold these are around 4-5 years from now for children’s education / buying house. I am 45 now and serving in PSU at mid-level management. Kindly suggest the better option out of investing in regular funds through direct plans.

Name of the Fund Category
Axis Blue chip Equity - Large Cap Fund
Axis mid cap Equity - Mid Cap Fund
HDFC Small CAP Equity - Small cap Fund
SBI Focussed Equity Equity - Focused Fund
CanaraRobecoEmergingEq Equity - Large & Mid Cap Fund
Mirae Asset Mid cap Equity - Mid Cap Fund
Kotak Standard-Multi Cap Equity - Multi Cap Fund
SBI Focussed Equity - Focused Fund
Franklin India focussed Equity - Focused Fund
Nippon-Large Cap Equity - Large Cap Fund
Nippon Small Cap Equity - Small cap Fund
KotakStdMulticap Equity - Multi Cap Fund
ICICI Pru Banking and Financial services Equity - Sectoral Fund - Banks & Financial Services
ICICI Pru Technology Fund Equity - Sectoral Fund - TECk
Mirae Asset Large cap Equity - Large Cap Fund
Mirae Asset Midcap Equity - Mid Cap Fund
BNP Paribas Large cap Equity - Large Cap Fund
BNP Paribas Multi cap Equity - Multi Cap Fund
Axis Blue chip Equity - Large Cap Fund
Axis Midcap Equity - Mid Cap Fund
BNP Paribas Substantial Eq Hybrid Hybrid - Aggressive Hybrid Fund

Omkeshwar Singh:

Large cap: Suitable options considering quality and value for money at present levels is Mirae Asset Large Cap Fund

Large and Midcap: Suitable options considering quality and value for money at present levels is Kotak Equity Opportunity

Mid cap: Suitable options considering quality and value for money at present levels are:

  • DSP Midcap
  • Axis Midcap

Multicap: Suitable options considering quality and value for money at present levels are:

  • UTI Equity Fund
  • Axis Multicap
  • Motilal Oswal Multicap 35

Focused: Suitable options considering quality and value for money at present levels are:

  • Axis Focused 25
  • Motilal Oswal Focused 25

Small cap: Suitable options considering quality and value for money at present levels are:

  • Kotak Small Cap
  • Axis Small Cap

Rajan D: Dear sir, I have invested in Franklin India Opportunity Fund Growth and HDFC Growth Opportunity Fund Growth for last ten years. Shall I continue or shift to other fund?

Name of the Fund Category
Franklin India Opportunity Fund Growth Equity - Thematic Fund - Other
HDFC Growth Opportunity Fund Growth Equity - Large & Mid Cap Fund

Omkeshwar Singh:

Equity - Thematic Fund - Other is not advisable presently; instead multicap of focused funds are better options:

Multicap: Suitable options considering quality and value for money at present levels are:

  • UTI Equity Fund
  • Axis Multicap
  • Motilal Oswal Multicap 35

Focused: Suitable options considering quality and value for money at present levels are:

  • Axis Focused 25
  • Motilal Oswal Focused 25

Large and Midcap: Suitable options considering quality and value for money at present levels is Kotak Equity Opportunity


Dharamveer Singh: Kindly find the details of my holding in the following mutual funds, starting from 2016. As on date I am having the average return of around 4.17 per cent, which is very low compared to normal investment. How shall I go about it?

Name of the Fund Category
AdityaBSL Pure Value (G) Equity - Value Fund
AdityaBSLSmallCap (G) Equity - Small cap Fund
AdityaBSL TaxRelie96 (G) Equity - ELSS
DSP Focus (G) Equity - Focused Fund
DSP Mid Cap (G) Equity - Mid Cap Fund
DSP Small-Cap (G) Equity - Small cap Fund
Indiabulls Blue Chip (G) Equity - Large Cap Fund
MiraeAssetEmBlue (G) Equity - Large & Mid Cap Fund
NIPPON INDIA Small Cap (G) Equity - Small cap Fund
SBI Small Cap (G) Equity - Small cap Fund
Sundaram Mid Cap (G) Equity - Mid Cap Fund
Tata EquityP/E RP (G) Equity - Value Fund
AdityaBSL Pure Value (G) Equity - Value Fund
Axis LongTermEquity (G) Equity - ELSS
KotakEmergingEquity (G) Equity - Mid Cap Fund
Sundaram Mid Cap (G) Equity - Mid Cap Fund
SundaramRural & Con (G) Equity - Thematic Fund - Other
Tata EquityP/E RP (G) Equity - Value Fund
AdityaBSL TaxRelie96 (G) Equity - ELSS
NIPPON INDIA Small Cap (G) Equity - Small cap Fund

Omkeshwar Singh:

Large cap: Suitable options considering quality and value for money at present levels is Mirae Asset Large Cap Fund

Large and Midcap: Suitable options considering quality and value for money at present levels is Kotak Equity Opportunity

ELSS: Suitable options considering quality and value for money at present levels are:

  • Axis Long Term Equity Fund Growth
  • Invesco India Tax Plan - Growth

Mid cap: Suitable options considering quality and value for money at present levels are:

  • DSP Midcap
  • Axis Midcap

Multicap: Suitable options considering quality and value for money at present levels are:

  • UTI Equity Fund
  • Axis Multicap
  • Motilal Oswal Multicap 35

Focused: Suitable options considering quality and value for money at present levels are:

  • Axis Focused 25
  • Motilal Oswal Focused 25

Small cap: Suitable options considering quality and value for money at present levels are:

  • Kotak Small Cap
  • Axis Small Cap

Equity - Thematic Fund - Other – Sundaram Rural & Con to be continued

Illustration: Dominic Xavier/Rediff.com


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