All stories by Sanjay Kumar Singh
Inflation: Maintain 10-15% Investment In GoldRediff.com15 Jul 2022
Despite its recent underperformance, gold must be a part of your portfolio.
Avoid sector, thematic funds; stick to diversified equity offeringsRediff.com8 Jul 2022
Many retail investors, who are experiencing their first bear market, are shocked at the erosion in the value of their mutual fund (MF) portfolios. The pain is especially acute for those who had taken excessive exposure to sector/thematic and small-cap funds. Even international diversification has failed to stanch the bleed in this downturn.
Need Cash? Opt For Loan Against SecuritiesRediff.com22 Jun 2022
If you pledge market-linked instruments and their value plummets, you will have to provide additional collateral, points out Sanjay Kumar Singh.
Planning To Buy Critical Illness Plan? Read thisRediff.com7 Jun 2022
'A policy that covers a wider range of diseases will offer greater peace of mind.'
Weakening Rupee? How To Neutralise ImpactRediff.com17 May 2022
Having exposure to international funds and gold is a must for those who have foreign currency-denominated goals.
Gold loan: Low-cost option and credit score no barRediff.com22 Apr 2022
Gold loan is currently the fastest-growing loan category (among the various types disbursed to individuals). On February 26, 2021, the outstanding loan against gold jewellery stood at Rs 56,596 crore. By February 25, 2022, it had risen to Rs 71,408 crore, a year-on-year growth of 26.2 per cent, according to the Reserve Bank of India's (RBI's) data. Several factors are driving the demand for gold loans.
Ukraine War: Invest In Multi-Asset FundsRediff.com14 Mar 2022
Multi-asset funds offer exposure to gold, which tends to do well in times of geopolitical tensions and inflationary pressures, suggests Sanjay Kumar Singh.
Planning to Invest in Silver? Read ThisRediff.com22 Jan 2022
Treat silver as part of the procyclical or growth assets in your portfolio, advises Sanjay Kumar Singh.
Want Health Insurance? Read ThisRediff.com8 Jan 2022
Make sure that the waiting period on pre-existing diseases does not exceed two years. Avoid policies that come with room rent and ICU capping, suggests Sanjay Kumar Singh.
Don't Be OVER-OBSESSED With StocksRediff.com3 Jan 2022
Exposure to debt funds and gold is essential even if current returns from these asset classes are low, suggests Sanjay Kumar Singh.
Difficult to Make Money in IPOs with Leveraged BetsRediff.com4 Dec 2021
HNI investors need an optimal mix of oversubscription and listing-day gain to make money on leveraged bets, notes Sanjay Kumar Singh.
Want to invest in a Real Estate fund?Rediff.com1 Dec 2021
These funds have lowered the entry barrier for investors who can now invest with just Rs 5,000, points out Sanjay Kumar Singh.
Don't DELAY Retirement PlanningRediff.com23 Nov 2021
In India, younger workers willing to work at lower salaries are easily available, so you could find yourself out of a job before 60. Therefore, save for retirement with urgency, advises Sanjay Kumar Singh.
Time to book PROFITS in stock markets?Rediff.com8 Nov 2021
Even if the bull run may continue, most experts say some profit booking is called for, points out Sanjay Kumar Singh.
Buying a house this festive season?Rediff.com2 Nov 2021
Experts say this is a good time to buy a house for self-use, points out Sanjay Kumar Singh.
Time to opt for shorter-duration fundsRediff.com19 Oct 2021
Select the exact category by matching your investment horizon to the portfolio duration, suggests Sanjay Kumar Singh.
How you can buy a property in a posh location for a songRediff.com20 Aug 2021
Banks are auctioning 2,362 properties in next 30 days. The foremost benefit of purchasing a property in a bank auction is that you could get it at a significant discount to the market rate.
Why it is not so easy for a retail investor to make money in an IPORediff.com17 Aug 2021
Allotment could be low, and expected listing-day gains can quickly morph into losses if sentiment takes a turn for the worse
Avoid keeping large amounts with brokersRediff.com6 Aug 2021
Keep your mobile number and e-mail updated. When you receive the weekly report on cash holdings, check to ensure there is no discrepancy between the amount you have kept with the broker and what the latter has reported, advises Sanjay Kumar Singh.
Planning to invest in house to rent out?Rediff.com19 Jul 2021
To overcome your fear of the property being taken over, draw an ironclad agreement with a good lawyer's help, recommends Sanjay Kumar Singh.