Sanjay Kumar Singh

All stories by Sanjay Kumar Singh

What You Must Know About Small Savings

What You Must Know About Small Savings

Rediff.com19 Apr 2021

'Decide on an asset allocation you are comfortable with and stick to it for the long term.'

Returns from equities likely to be lower in FY22, say market experts

Returns from equities likely to be lower in FY22, say market experts

Rediff.com8 Apr 2021

Despite the Sensex's 74 per cent run-up over the past year, the Indian equity market could still reward investors if the expected revival in earnings materialises, according to market experts. Returns during the coming year are more likely to be in line with longer-term trends (the Sensex's five-year return is around 14 per cent). Several factors are expected to aid the market's performance this year.

Saral Suraksha Bima: What You Must Know

Saral Suraksha Bima: What You Must Know

Rediff.com22 Mar 2021

'It is a good match for those aged 25-30, who have just started working and need a basic product.'

Want to invest in foreign equities? Read this

Want to invest in foreign equities? Read this

Rediff.com15 Mar 2021

To select the right platform, get the opinions of a few existing users or browse online for feedback. Select a platform that offers a seamless experience. Check that the platform you are going with is a regulated entity, suggests Sanjay Kumar Singh.

Looking for tax-saving options? Opt for ELSS

Looking for tax-saving options? Opt for ELSS

Rediff.com5 Mar 2021

Investors must, however, be prepared for volatility in ELSS, cautions Sanjay Kumar Singh.

Opt for NPS for higher returns

Opt for NPS for higher returns

Rediff.com25 Feb 2021

But be ready for lock-in till the age of 60.

Looking to invest in mid and small-caps?

Looking to invest in mid and small-caps?

Rediff.com23 Feb 2021

The BSE Midcap and the Small-cap Index have run up 25.3 per cent and 31.3 per cent respectively over the past year. Valuations are no longer cheap, notes Sanjay Kumar Singh.

Sensex at 52k. Time for profit-booking

Sensex at 52k. Time for profit-booking

Rediff.com16 Feb 2021

'Do some profit booking and bring your equity allocation back to its original level.'

Want to buy ULIPs? Read this

Want to buy ULIPs? Read this

Rediff.com15 Feb 2021

Stick to low-cost ULIPs launched in the past few years. Go with an insurer with a good investment team and solid track record of long-term returns, suggests Sanjay Kumar Singh.

What type of funds you should invest in?

What type of funds you should invest in?

Rediff.com10 Feb 2021

Retail investors may safely invest in shorter-duration funds, suggests Sanjay Kumar Singh.

Want to invest in US-focused funds? Read this

Want to invest in US-focused funds? Read this

Rediff.com9 Feb 2021

Investing in the US market provides Indian investors a hedge against the rupee's long-term tendency to depreciate against the dollar.

Want to invest in Balanced Advantage Funds?

Want to invest in Balanced Advantage Funds?

Rediff.com29 Jan 2021

Investors who cannot manage an asset-allocated portfolio or rebalance regularly, or do not have an advisor, may opt for these funds, but only after a detailed study of their strategy, suggests Sanjay Kumar Singh.

Sell or Stay Invested in soaring markets?

Sell or Stay Invested in soaring markets?

Rediff.com27 Jan 2021

'This market is very expensive in some pockets, dirt cheap in some, and the belly of the market is reasonably valued.'

Do you have enough insurance?

Do you have enough insurance?

Rediff.com21 Jan 2021

The first and most important check you must run is to see if you have adequate life cover.

2021: Expect modest returns in Mutual Funds

2021: Expect modest returns in Mutual Funds

Rediff.com19 Jan 2021

In 2021, there is the risk of interest rates spiking. Investors should tackle duration risk with a longer investment horizon, suggests Sanjay Kumar Singh.

Planning to invest directly in equities? Read this!

Planning to invest directly in equities? Read this!

Rediff.com8 Jan 2021

Sanjay Kumar Singh suggests key factors investors need to keep an eye on while choosing the direct investment route.

MFs: When is it okay to pull money out?

MFs: When is it okay to pull money out?

Rediff.com30 Dec 2020

Many investors, who have made money in the rising market of the recent past, are pulling out of equity funds, believing that they can earn more by investing directly.

Time to make tax-saving investments

Time to make tax-saving investments

Rediff.com28 Dec 2020

Tax planning should not be left for March. If you do so, you could face a severe cash crunch in that month, warns Sanjay Kumar Singh.

What 'Yes' or 'No' vote mean for Franklin Templeton investors

What 'Yes' or 'No' vote mean for Franklin Templeton investors

Rediff.com21 Dec 2020

With a 'yes' vote, there is a more foreseeable outcome, while a 'no' could result in greater uncertainty, for which retail investors may not have the appetite.

Buying cancer insurance? Read this

Buying cancer insurance? Read this

Rediff.com20 Nov 2020

Bear in mind that the amount you get paid depends on the stage at which cancer is detected, reveals Sanjay Kumar Singh.

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