All stories by Sanjay Kumar Singh
What You Must Know About Small SavingsRediff.com19 Apr 2021
'Decide on an asset allocation you are comfortable with and stick to it for the long term.'
Returns from equities likely to be lower in FY22, say market expertsRediff.com8 Apr 2021
Despite the Sensex's 74 per cent run-up over the past year, the Indian equity market could still reward investors if the expected revival in earnings materialises, according to market experts. Returns during the coming year are more likely to be in line with longer-term trends (the Sensex's five-year return is around 14 per cent). Several factors are expected to aid the market's performance this year.
Saral Suraksha Bima: What You Must KnowRediff.com22 Mar 2021
'It is a good match for those aged 25-30, who have just started working and need a basic product.'
Want to invest in foreign equities? Read thisRediff.com15 Mar 2021
To select the right platform, get the opinions of a few existing users or browse online for feedback. Select a platform that offers a seamless experience. Check that the platform you are going with is a regulated entity, suggests Sanjay Kumar Singh.
Looking for tax-saving options? Opt for ELSSRediff.com5 Mar 2021
Investors must, however, be prepared for volatility in ELSS, cautions Sanjay Kumar Singh.
Opt for NPS for higher returnsRediff.com25 Feb 2021
But be ready for lock-in till the age of 60.
Looking to invest in mid and small-caps?Rediff.com23 Feb 2021
The BSE Midcap and the Small-cap Index have run up 25.3 per cent and 31.3 per cent respectively over the past year. Valuations are no longer cheap, notes Sanjay Kumar Singh.
Sensex at 52k. Time for profit-bookingRediff.com16 Feb 2021
'Do some profit booking and bring your equity allocation back to its original level.'
Want to buy ULIPs? Read thisRediff.com15 Feb 2021
Stick to low-cost ULIPs launched in the past few years. Go with an insurer with a good investment team and solid track record of long-term returns, suggests Sanjay Kumar Singh.
What type of funds you should invest in?Rediff.com10 Feb 2021
Retail investors may safely invest in shorter-duration funds, suggests Sanjay Kumar Singh.
Want to invest in US-focused funds? Read thisRediff.com9 Feb 2021
Investing in the US market provides Indian investors a hedge against the rupee's long-term tendency to depreciate against the dollar.
Want to invest in Balanced Advantage Funds?Rediff.com29 Jan 2021
Investors who cannot manage an asset-allocated portfolio or rebalance regularly, or do not have an advisor, may opt for these funds, but only after a detailed study of their strategy, suggests Sanjay Kumar Singh.
Sell or Stay Invested in soaring markets?Rediff.com27 Jan 2021
'This market is very expensive in some pockets, dirt cheap in some, and the belly of the market is reasonably valued.'
Do you have enough insurance?Rediff.com21 Jan 2021
The first and most important check you must run is to see if you have adequate life cover.
2021: Expect modest returns in Mutual FundsRediff.com19 Jan 2021
In 2021, there is the risk of interest rates spiking. Investors should tackle duration risk with a longer investment horizon, suggests Sanjay Kumar Singh.
Planning to invest directly in equities? Read this!Rediff.com8 Jan 2021
Sanjay Kumar Singh suggests key factors investors need to keep an eye on while choosing the direct investment route.
MFs: When is it okay to pull money out?Rediff.com30 Dec 2020
Many investors, who have made money in the rising market of the recent past, are pulling out of equity funds, believing that they can earn more by investing directly.
Time to make tax-saving investmentsRediff.com28 Dec 2020
Tax planning should not be left for March. If you do so, you could face a severe cash crunch in that month, warns Sanjay Kumar Singh.
What 'Yes' or 'No' vote mean for Franklin Templeton investorsRediff.com21 Dec 2020
With a 'yes' vote, there is a more foreseeable outcome, while a 'no' could result in greater uncertainty, for which retail investors may not have the appetite.
Buying cancer insurance? Read thisRediff.com20 Nov 2020
Bear in mind that the amount you get paid depends on the stage at which cancer is detected, reveals Sanjay Kumar Singh.