All stories by Sanjay Kumar Singh
Looking for tax-saving options? Opt for ELSSRediff.com13 hours ago
Investors must, however, be prepared for volatility in ELSS, cautions Sanjay Kumar Singh.
Looking to invest in mid and small-caps?Rediff.com23 Feb 2021
The BSE Midcap and the Small-cap Index have run up 25.3 per cent and 31.3 per cent respectively over the past year. Valuations are no longer cheap, notes Sanjay Kumar Singh.
Sensex at 52k. Time for profit-bookingRediff.com16 Feb 2021
'Do some profit booking and bring your equity allocation back to its original level.'
Want to buy ULIPs? Read thisRediff.com15 Feb 2021
Stick to low-cost ULIPs launched in the past few years. Go with an insurer with a good investment team and solid track record of long-term returns, suggests Sanjay Kumar Singh.
What type of funds you should invest in?Rediff.com10 Feb 2021
Retail investors may safely invest in shorter-duration funds, suggests Sanjay Kumar Singh.
Want to invest in US-focused funds? Read thisRediff.com9 Feb 2021
Investing in the US market provides Indian investors a hedge against the rupee's long-term tendency to depreciate against the dollar.
Want to invest in Balanced Advantage Funds?Rediff.com29 Jan 2021
Investors who cannot manage an asset-allocated portfolio or rebalance regularly, or do not have an advisor, may opt for these funds, but only after a detailed study of their strategy, suggests Sanjay Kumar Singh.
Sell or Stay Invested in soaring markets?Rediff.com27 Jan 2021
'This market is very expensive in some pockets, dirt cheap in some, and the belly of the market is reasonably valued.'
Do you have enough insurance?Rediff.com21 Jan 2021
The first and most important check you must run is to see if you have adequate life cover.
2021: Expect modest returns in Mutual FundsRediff.com19 Jan 2021
In 2021, there is the risk of interest rates spiking. Investors should tackle duration risk with a longer investment horizon, suggests Sanjay Kumar Singh.
Planning to invest directly in equities? Read this!Rediff.com8 Jan 2021
Sanjay Kumar Singh suggests key factors investors need to keep an eye on while choosing the direct investment route.
MFs: When is it okay to pull money out?Rediff.com30 Dec 2020
Many investors, who have made money in the rising market of the recent past, are pulling out of equity funds, believing that they can earn more by investing directly.
Time to make tax-saving investmentsRediff.com28 Dec 2020
Tax planning should not be left for March. If you do so, you could face a severe cash crunch in that month, warns Sanjay Kumar Singh.
What 'Yes' or 'No' vote mean for Franklin Templeton investorsRediff.com21 Dec 2020
With a 'yes' vote, there is a more foreseeable outcome, while a 'no' could result in greater uncertainty, for which retail investors may not have the appetite.
Buying cancer insurance? Read thisRediff.com20 Nov 2020
Bear in mind that the amount you get paid depends on the stage at which cancer is detected, reveals Sanjay Kumar Singh.
Want to invest in Corporate FDs? Read thisRediff.com5 Nov 2020
When looking for alternatives, consider several parameters -- your investment horizon and liquidity requirement, post-tax returns, and risk.
How loan restructuring scheme can impact your financesRediff.com2 Oct 2020
The accumulated interest will increase the principal and you will have to pay a higher rate. Borrowers should take the restructuring plan only after they are convinced they have exhausted all other options.
Buying a used car? Read thisRediff.com8 Sep 2020
Buying a used vehicle is a lot more complicated. Not only do you have to worry about its condition, you also have to think about whether the price you are offering is anywhere close to its true value, reveals Sanjay Kumar Singh.
Why investors MUST book partial profits in goldRediff.com27 Apr 2020
Such an economic environment tends to be positive for gold, the ultimate safe-haven asset. Since gold cannot be debased by central banks, it naturally gains in value.
Work from home tips: 'Do not work sitting on your bed'Rediff.com14 Apr 2020
You need to revamp both your work practices and technology tools to maintain your efficiency and effectiveness