All stories by Rajiv Raj
How to read your CIBIL Report!Rediff.com31 Oct 2016
And why Diwali is a great time to do so
Best ways to set up your home this Laxmi PujaRediff.com29 Oct 2016
Rajiv Raj tells you about some easy financing options to deck up your home
Use your credit card instead of cash this Karva ChauthRediff.com19 Oct 2016
Making purchases on your credit card can turn out to be a better idea. Here's why.
5 tips to avoid credit card debt trap this festive seasonRediff.com4 Oct 2016
There may be huge discounts and easy EMI options on your favourite expensive smartphone, but do not swipe your credit card left, right and centre, warns Rajiv Raj
Get a credit card this Onam!Rediff.com13 Sep 2016
Let the festivities and celebrations begin; get yourself a credit card this Onam. Shop with it, earn reward points, make your family happy but remember to never go overboard or miss your payments, says Rajiv Raj
How to improve your credit score this EidRediff.com12 Sep 2016
Sacrifice these common misconceptions to improve your credit score this Eid
4 money lessons from Lord GaneshRediff.com4 Sep 2016
While you are busy making modaks and cleaning the house to welcome Ganesh, here's what you can learn from the Lord of Wisdom about money, says Rajiv Raj
Buying a home? 5 tips for youRediff.com22 Aug 2016
Making an informed choice will help you save money and some hassles too.
Get your sister a credit card this RakshabandhanRediff.com16 Aug 2016
You can gift your sister a Women Special Credit Card, which is not only loaded with exciting rewards for women, but they are also your sister's first step towards a better credit management.
How social media impacts your credit scoreRediff.com5 Aug 2016
The advice your mother gave you about choosing your friends wisely got a whole new meaning with lenders looking at your social media posts
Guaranteeing a home loan can land you in troubleRediff.com2 Aug 2016
Understand the finer points before signing on the dotted line as a guarantor
Ready to take a home loan? Improve your CIBIL score first!Rediff.com30 Jul 2016
Do you know that your application can get rejected on account of a not so perfect CIBIL score?
4 reasons why teenagers must use credit cardsRediff.com28 Jul 2016
You may think that teenagers and credit cards are a recipe for disaster but before you dismiss the idea give it a second thought.
4 golden rules to get higher credit card limitRediff.com25 Jul 2016
Warning: These tips are not for those who are already in a debt trap or struggling to meet expenses.
A 15-day guide to become a millionaireRediff.com20 Jul 2016
Now that you have clicked on this sensational headline do read what follows. It will not make you a millionaire in 15 days but lays a solid foundation for you becoming one.
Enjoy the monsoon with these credit card tipsRediff.com11 Jul 2016
If used without much care credit cards can become debt traps. But there are ways to use them to your advantage, says Rajiv Raj
3 money lessons from RamzanRediff.com5 Jul 2016
The principles and lessons of Ramzan are not just applicable to Muslims, but contain the wisdom that can help one and all whether in life or with one's finances.
Top four reasons to reject a store credit card offerRediff.com3 Jul 2016
Rajiv Raj tells you why a store credit card is not a good idea, even though you are tempted with extra 'savings' of 10 per cent on your purchase or a 5 per cent cash back or a 'sign on bonus'.
Don't just look at interest rates when applying for a home loanRediff.com22 Jun 2016
There are other charges too that you need to budget for
4 easy ways to increase your credit card limitRediff.com13 Jun 2016
While you go about it, please note that if it is difficult for you to keep your spending habit in check, all the benefits of getting a credit card limit increase will be pointless.