Rajiv Raj

All stories by Rajiv Raj

How to read your CIBIL Report!

How to read your CIBIL Report!

Rediff.com31 Oct 2016

And why Diwali is a great time to do so

Best ways to set up your home this Laxmi Puja

Best ways to set up your home this Laxmi Puja

Rediff.com29 Oct 2016

Rajiv Raj tells you about some easy financing options to deck up your home

Use your credit card instead of cash this Karva Chauth

Use your credit card instead of cash this Karva Chauth

Rediff.com19 Oct 2016

Making purchases on your credit card can turn out to be a better idea. Here's why.

5 tips to avoid credit card debt trap this festive season

5 tips to avoid credit card debt trap this festive season

Rediff.com4 Oct 2016

There may be huge discounts and easy EMI options on your favourite expensive smartphone, but do not swipe your credit card left, right and centre, warns Rajiv Raj

Get a credit card this Onam!

Get a credit card this Onam!

Rediff.com13 Sep 2016

Let the festivities and celebrations begin; get yourself a credit card this Onam. Shop with it, earn reward points, make your family happy but remember to never go overboard or miss your payments, says Rajiv Raj

How to improve your credit score this Eid

How to improve your credit score this Eid

Rediff.com12 Sep 2016

Sacrifice these common misconceptions to improve your credit score this Eid

4 money lessons from Lord Ganesh

4 money lessons from Lord Ganesh

Rediff.com4 Sep 2016

While you are busy making modaks and cleaning the house to welcome Ganesh, here's what you can learn from the Lord of Wisdom about money, says Rajiv Raj

Buying a home? 5 tips for you

Buying a home? 5 tips for you

Rediff.com22 Aug 2016

Making an informed choice will help you save money and some hassles too.

Get your sister a credit card this Rakshabandhan

Get your sister a credit card this Rakshabandhan

Rediff.com16 Aug 2016

You can gift your sister a Women Special Credit Card, which is not only loaded with exciting rewards for women, but they are also your sister's first step towards a better credit management.

How social media impacts your credit score

How social media impacts your credit score

Rediff.com5 Aug 2016

The advice your mother gave you about choosing your friends wisely got a whole new meaning with lenders looking at your social media posts

Guaranteeing a home loan can land you in trouble

Guaranteeing a home loan can land you in trouble

Rediff.com2 Aug 2016

Understand the finer points before signing on the dotted line as a guarantor

Ready to take a home loan? Improve your CIBIL score first!

Ready to take a home loan? Improve your CIBIL score first!

Rediff.com30 Jul 2016

Do you know that your application can get rejected on account of a not so perfect CIBIL score?

4 reasons why teenagers must use credit cards

4 reasons why teenagers must use credit cards

Rediff.com28 Jul 2016

You may think that teenagers and credit cards are a recipe for disaster but before you dismiss the idea give it a second thought.

4 golden rules to get higher credit card limit

4 golden rules to get higher credit card limit

Rediff.com25 Jul 2016

Warning: These tips are not for those who are already in a debt trap or struggling to meet expenses.

A 15-day guide to become a millionaire

A 15-day guide to become a millionaire

Rediff.com20 Jul 2016

Now that you have clicked on this sensational headline do read what follows. It will not make you a millionaire in 15 days but lays a solid foundation for you becoming one.

Enjoy the monsoon with these credit card tips

Enjoy the monsoon with these credit card tips

Rediff.com11 Jul 2016

If used without much care credit cards can become debt traps. But there are ways to use them to your advantage, says Rajiv Raj

3 money lessons from Ramzan

3 money lessons from Ramzan

Rediff.com5 Jul 2016

The principles and lessons of Ramzan are not just applicable to Muslims, but contain the wisdom that can help one and all whether in life or with one's finances.

Top four reasons to reject a store credit card offer

Top four reasons to reject a store credit card offer

Rediff.com3 Jul 2016

Rajiv Raj tells you why a store credit card is not a good idea, even though you are tempted with extra 'savings' of 10 per cent on your purchase or a 5 per cent cash back or a 'sign on bonus'.

Don't just look at interest rates when applying for a home loan

Don't just look at interest rates when applying for a home loan

Rediff.com22 Jun 2016

There are other charges too that you need to budget for

4 easy ways to increase your credit card limit

4 easy ways to increase your credit card limit

Rediff.com13 Jun 2016

While you go about it, please note that if it is difficult for you to keep your spending habit in check, all the benefits of getting a credit card limit increase will be pointless.

Tips for grads to build a good credit score

Tips for grads to build a good credit score

Rediff.com7 Jun 2016

Building your credit from scratch during your post-graduation years is a good idea because it gives you the opportunity to build a solid foundation for your credit history. Here's how to go about with it.

Don't mix insurance with investment! Here's why

Don't mix insurance with investment! Here's why

Rediff.com2 Jun 2016

One might wonder what's wrong if one were to get the best of both worlds by buying one product. There are basically two problems... cautions Rajiv Raj

Should you go for higher credit limit?

Should you go for higher credit limit?

Rediff.com31 May 2016

Read on to understand the pros and cons of higher credit limit

5 tips to make the most of your credit card

5 tips to make the most of your credit card

Rediff.com30 May 2016

Credit cards are not inherently bad. If used responsibly, they can be a saviour in times of need.

How to get a credit card without a job

How to get a credit card without a job

Rediff.com9 May 2016

Here are 5 ways you can get a credit card even if you do not have a job.

7 steps to understand your credit score

7 steps to understand your credit score

Rediff.com3 May 2016

Your credit score is more than just a number. Here's how you can read and understand its importance.

5 home loan mistakes you must avoid

5 home loan mistakes you must avoid

Rediff.com24 Apr 2016

Here are some of the common mistakes that most home buyers make when it comes to home loans and how to avoid them.

5 simple ways to avoid credit card fraud

5 simple ways to avoid credit card fraud

Rediff.com19 Apr 2016

So how does one protect themselves from misuse of their credit cards? Here are a few helpful suggestions.

What all home loan co-applicants should know

What all home loan co-applicants should know

Rediff.com17 Apr 2016

Before taking the plunge and being a co-applicant, make sure that you are aware of the rights and responsibilities that come with it!

What are contactless credit cards?

What are contactless credit cards?

Rediff.com5 Apr 2016

Here's a simple guide...

Why you should buy a home NOW!

Why you should buy a home NOW!

Rediff.com29 Mar 2016

A fall in home loan rates since last September as well as a few provisions in the Union Budget 2016-17 are working in favour of the home buyers, says Rajiv Raj

How to build a perfect CIBIL score

How to build a perfect CIBIL score

Rediff.com25 Mar 2016

Here's the formula and it is not too difficult to implement.

Resolve to bring up your CIBIL score to 750 this Holi

Resolve to bring up your CIBIL score to 750 this Holi

Rediff.com22 Mar 2016

If you have a CIBIL score that is below the satisfactory level of 750, make a resolution this day of spring to enhance your CIBIL score. Here are some ideas that will give your CIBIL score a boost.

A home loan for everyone

A home loan for everyone

Rediff.com20 Mar 2016

Lenders have lined up a number of home loan products that can fit every aspirant's annual income.

A home loan for everyone

A home loan for everyone

Rediff.com20 Mar 2016

Lenders have lined up a number of home loan products that can fit every aspirant's annual income.

Do you have multiple credit cards? 4 lessons for you

Do you have multiple credit cards? 4 lessons for you

Rediff.com15 Mar 2016

If you are the owner of multiple credit cards, here are some dos and don'ts you need to know about credit card management.

Should you prepay your home loan?

Should you prepay your home loan?

Rediff.com14 Mar 2016

Just in case you have surplus funds and are thinking about it, here are some pros and cons you must know...

Are you ready for a home loan?

Are you ready for a home loan?

Rediff.com11 Mar 2016

Find out with this five-point checklist

6 ways women can save money for retirement

6 ways women can save money for retirement

Rediff.com8 Mar 2016

Women are multitasking and management queens. The pointers here can easily be managed by all women along with juggling their current tasks at hand. Superheroes are fictional whereas superwomen are real. They are all around us!

The cheapest emergency loan for you!

The cheapest emergency loan for you!

Rediff.com4 Mar 2016

A top-up loan could come to your rescue in an emergency. Here's why

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