Young earners with high incomes and few responsibilities can save more than 30 per cent, while those with low salaries and high expenses may save less.
New investors should not allow themselves to fall prey to FOMO and rush headlong into gold.
Owing to uncertainties on higher inflation and muted growth in the United States (US), coupled with concerns around America's rising debt and tariffs imposed by President Donald Trump, the world's largest economy has become the epicentre of an unabated record rally in prices of precious metals.
'They are positioned as defensive products and can potentially give marginally higher returns than liquid funds.'
Despite similar tax treatment, debt MFs enjoy certain advantages over FDs.
If nominees pass away, distribution is governed by succession laws of insured's religion.
These plans are suited for individuals and families with regular OPD needs -- those managing chronic illnesses and families with young children or elderly members.
Even if you have a comprehensive motor insurance policy, it may not provide sufficient protection against monsoon-related risks.
A higher TER means a larger portion of the return goes to the AMC, leaving less for the investor, unless compensated by higher returns.
Only experienced investors with a high risk appetite, a grasp of market cycles, and comfort with volatility and timing risk should invest.
'Investors' decisions should reflect their financial goals, risk tolerance, and the amount of gold already present in their portfolio.'
Targets should avoid panicking and hang up. 'Disconnecting stops the scammers from building psychological pressure.'
With the RBI infusing Rs 7.5 lakh crore in liquidity -- and possibly more in the future -- the short- to medium-term corporate bond market is expected to benefit.
One should avoid keeping excessive funds in one's savings account.
'Go for a base cover of Rs 10 lakh and then buy a super top-up of Rs 90 lakh.'
'The rise in SIP contributions has created a pool of long-term MF assets that can be pledged for loans.'
Market downturns or regulatory shifts can reduce liquidity, making it harder to buy or sell assets when needed.
The trigger for international gold prices rising to $3,000 per ounce was Germany's upcoming heavy government borrowing.
A home insurance policy covers damage from earthquakes, fires, explosions, floods, landslides, cyclones, storms, aircraft damage, and acts of terrorism.
'Buyers should be provided either a fixed possession date or a firm date for the start of construction.'
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