All stories by HARSH ROONGTA
Weaning Investors Off F&O Is ToughRediff.com19 Oct 2023
SEBI has published data showing that more than 90 per cent of investors lose money in futures and options, explains Harsh Roongta.
Why Check and Balances Is Important In FinancesRediff.com28 Sep 2023
While managing their finances, individuals can make it a rule to seek advice from an expert or feedback from a trusted colleague or friend.
Finfluencers: Real Or Fake Experts?Rediff.com27 Jul 2023
A mass fan following or a large number of views on a YouTube channel can't possibly constitute 'credentials'.
Do You Know About Debt Fund Growth?Rediff.com9 May 2023
A growth scheme not only leads to lower tax payments than the dividend option. but also allows any income that is not withdrawn to compound, explains Harsh Roongta.
Unclaimed Shares, Dividends? Read This!Rediff.com23 Mar 2023
I stumbled upon shares worth around Rs 300,000 in my late father's name, which are currently with the Investor Education & Protection Fund, points out Harsh Roongta.
The Fear Of RejectionRediff.com17 Feb 2023
The fear of rejection keeps many of us from experiencing the rich lives we deserve, notes Harsh Roongta.
Start Financial Planning YOUNG!Rediff.com3 Jan 2023
A disciplined, systematic investment habit started at a young age is normally sufficient to meet modest goals without having to sacrifice a normal comfortable lifestyle, suggests Harsh Roongta.
Govt Must Improve Ease Of LivingRediff.com15 Feb 2022
Having a single point KYC that is automatically used across all financial and non-financial entities is a single piece of reform that should be an easy win to achieve, points out Harsh Roongta.
Time To Overhaul Nomination ProvisionsRediff.com6 Dec 2021
While reasonable safeguards should be built in, there can't be restrictions on the individual's right to leave her/his money to whoever s/he wants, notes Harsh Roongta.
Why I don't advise clients on cryptosRediff.com17 Nov 2021
Risk is difficult to evaluate, warns Harsh Roongta.
Why Is Modi Chipping Away At EPFO?Rediff.com4 Oct 2021
Will the EPFO be required to deduct tax at source or will the employee have to calculate the tax and pay it separately?
If you have elderly parents, please read thisRediff.com2 Jul 2021
The life insurance kind of 'statutory nomination', which confers final ownership on the nominee, is the need of the hour for all assets, suggests Harsh Roongta.
Why Every Family Must Have This DiscussionRediff.com17 Jun 2021
A discussion on death or serious illness seems to be taboo in Indian families. Not having this discussion borders on being irresponsible towards your loved ones, asserts Harsh Roongta.
How to Invest during Covid 2.0Rediff.com26 Apr 2021
Manage investments between debt, domestic equity, international equity, real estate and gold, advises Harsh Roongta.
Gold monetisation scheme: What you must knowRediff.com11 Feb 2021
Banks and friendly neighbourhood jewellers can serve as good channels to provide liquidity for gold deposits with built-in incentives for them, suggests Harsh Roongta.
How to tackle job loss and ruined financesRediff.com9 Nov 2020
Whatever you do, continue to pay your loan EMIs and insurance premiums for term and health policies (not investment-based policies) on time. Then try to buy yourself some breathing space, says Harsh Roongta.
What's better about new taxpayer's charterRediff.com9 Sep 2020
Apart from its enforceability through courts due to it being part of the I-T Act, two other factors will help ensure the taxpayers' charter is implemented, at least in letter (if not in spirit) this time around, points out Harsh Roongta.
Will govt succeed in collecting Rs 9 trillion in tax arrears?Rediff.com4 May 2020
The Vivaad se Vishwas Tak scheme will be one area where some much-needed revenue can be collected by the government. The scheme can be more successful if some specific steps are taken, says investment advisor Harsh Roongta. This results in a very high tax demand. Investment advisor Harsh Roongta takes you through the maze of appeals and counter appeals.
Redefined in Budget 2020: Who's an Indian residentRediff.com13 Feb 2020
No attention to detail seems to have been paid while introducing such a major provision and the wide arc of people it will take in its ambit, states Harsh Roongta.
Should I invest in this gold scheme?Rediff.com8 Jan 2020
'In most schemes, where the monthly investment is a fixed amount, investors run the risk of the price of gold rising during the tenure of the recurring deposit,' notes Harsh Roongta.