'TMFs trump FMPs and FDs when it comes to investing in a high-duration product.'
FMPs remain an option for investors who believe interest rates could head downward over time and wish to lock in the current rates. TMFs have very low expense ratios, which makes them cost-efficient.
To minimise risk, invest in a debt fund whose duration matches your investment timeframe.
Reserve Bank of India on Thursday said 15 large NBFCs, including LIC Housing Finance, Bajaj Finance, Shriram Finance and Tata Sons, will be subject to enhanced regulatory requirements. The central bank has categorised NBFCs into Base Layer (NBFC-BL), Middle Layer (NBFC-ML), Upper Layer (NBFC-UL) and Top Layer (NBFC-TL). A list of 15 large Non Banking Finance Companies (NBFCs) falling in the Upper Layer category has been released.
TMFs invest in a public index, so investors know beforehand which instruments the fund will invest in.
In a bid to push up sales, Tata Motors on Wednesday announced a special finance scheme by which a customer will get a loan for the Nano within 48 hours.
Suppandi has evolved over the years from being a household help to having a variety of office jobs.
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