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Home loans to businessmen riskier than salaried class: Report

Housing loans to self-employed people are more "susceptible to default" than those given to the salaried class due to possible volatilities in income, India Ratings said on Thursday. "A study of......

Markets end tad higher ahead of the November IIP

Markets closed marginally higher supported by IT shares after street gave a thumbs up to Infosys's Q3 FY14 results and upbeat December trade deficit figures released today. Key benchmark indices......

Why you should avoid gold loans

What explains the popularity of gold with retail borrowers? It's the belief they can sell it quickly or raise money against it.In fact, both banks and non-banking financial institutions (NBFCs)......

Gold loan firms swing into action as prices fall

The sharp fall in gold prices could be the first sign of a deeper problem for gold loan companies and some banks.The Reserve Bank of India has capped the loan-to-value ratio for gold loan companies......

SBI sees no stress in gold loan portfolio

State Bank of India on Tuesday said it does not see any stress on its Rs 35,000 crore (Rs 350 billion) gold loan portfolio because of the plummeting prices of the precious metal, but said it will......

  People speak for ltv

  • QNA
:  A. Loan-to-Value Ratio (LTV) is one of the most important factors banks scrutinize when evaluating the potential default risk of a mortgage loan...... more

anoop KR
Q. What is sub prime mortgage. What happened in the US. Can it happen in India too. IF no, why?
Anoop KR:  A. It may not happen, or it migh happen at a very small scale. The reason is simple. The procedures for getting loan in India is stringent. Especially...... more

  Web results for Ltv
Key indices lose ground after hitting record high

A Supreme Court ruling that termed all coal block allocations made since 1993 as illegal pulled key indices off record highs. Just before the apex... ...
Metal stocks slide

After hitting fresh record high, key indices pared gains in afternoon trade. The barometer index, the S&P BSE Sensex, was currently up 173.85... ...

T Under the new rules, NBFCs with assets of Rs 100 crore plus will be required to maintain a loan to value (LTV) of 50 percent, which means... ...
NBFC stocks rally

Non Banking Finance Companies (NBFCs) witnessed sharp rise in share prices on Friday. Shares of Manappuram Finance gained the most with rise of... ...
Nifty settles above 7,900 for the first time

BSE Sensex, rose 59.44 points or 0.23% to settle at 26,419.55. IT and banking stocks led gains for key indices. The market breadth indicating the... ...

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