Even if Mudra steps in to play its main role of refinancing at some stage, the responsibility for the bad loans remains with the banks.
The 30-share Sensex closed down 114 points at 28,622 and the 50-share Nifty ended down 37 points at 8,686.
It's also important to understand the rationale behind choosing particular stocks and when to sell.
With prices unlikely to run up sharply, genuine buyers can start readying deals before the festival season starts.
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