rediffGURU T S Khurana answers readers' personal income tax queries.
When looking for alternatives, consider several parameters -- your investment horizon and liquidity requirement, post-tax returns, and risk.
A N Shanbhag examines various proposals of Budget 2003 which are of interest to individual assessees.
Banks have been reluctant to transmit the entire policy rate cut by RBI to borrowers.
Salaried employees get several benefits under Sections 80C, 80D, 80G and others.
'Many of those who invested in NCD issues are those who traditionally put their money in fixed deposits...'
Investments and expenses under section 80 C allows various tax benefits, says Harjot Singh Narula
Even if interest rates go down, they may continue to offer better returns than fixed deposits.
Depending on your liquidity requirement, invest in the right debt instruments.