When the subscriber reaches superannuation or the age of 60, 60 per cent of the total corpus accumulated in NPS can be withdrawn as a lump sum.
'Investors don't have to worry about underperformance in passive funds, which earn market-equivalent returns.'
This sort of property is better suited for an investor rather than an end user.
Don't exit from growth-style funds as they may benefit next from a shift in investor preference.
'Negotiate a longer agreement with the escalation clause fixed now.' 'This will enable you to control future cost increases.'
Silver, which is currently trading at Rs 68,453 per kilogram, has appreciated 21.7 per cent over the past three months. Investors, however, shouldn't get carried away by its recent performance and put their money in it. Instead, they should evaluate its pros and cons and then take a considered decision based on their risk appetite.
Multi-asset funds offer exposure to gold, which tends to do well in times of geopolitical tensions and inflationary pressures, suggests Sanjay Kumar Singh.
The rupee depreciation will work in favour of students who are currently studying in the US and plan to secure a job that pays in dollars.
Sanjay Kumar Singh suggests key factors investors need to keep an eye on while choosing the direct investment route.
To select the right platform, get the opinions of a few existing users or browse online for feedback. Select a platform that offers a seamless experience. Check that the platform you are going with is a regulated entity, suggests Sanjay Kumar Singh.
These funds carry low risk and should be able to beat the returns from fixed deposits.