According to the survey carried out by international marketing research firm The Nielsen Company, India has topped the bi-annual Global Consumer Confidence Index for the fifth time in a row.
Despite returns from gold down over 5% in the past three months, it is a good idea to keep this asset class in your portfolio.
The markets represented by the BSE Sensex had become very expensive in terms of valuations, so one should not get panicky, says financial planning expert Rahul Goel.
As households age, they pile up debt, a peculiarity unique to Indians, a Financial Stability and Development Council report has found. Here are the key takeaways.
You can invest in two ways. you can either approach a qualified investment advisor or you can invest on your own.
Banks report you to the credit bureau if you default on your credit card payments. Here's what happens if you are blacklisted.
As a rule of the thumb any money that you do not need for a rainy day and can spare should go towards prepaymnet of all loans (with the possible exception only of home loans in some cases), says personal finance expert Harsh Roongta.
The interest payable on personal loan as well as the princiapl repaid will be eligible for a deduction.
If you have a huge debt, pay up, don't neglect it, says personal finance expert Harsh Roongta.
Do you know that you can get an education loan of upto Rs 4 lakhs to pursue an MBA course from a recognised university? What's more, you don't have to bother about repayment till you complete the course! Read on to find out more.
Reliance Industries chairman Mukesh Ambani recalls his early childhood and what his father Dhirubhai taught him.
We had limited capital but our approach was different, says the RIL chairman.
Move beyond making notes and Excel. With a little bit of discipline, a personal finance software can help you be your own money manager.
When selecting investments, pay attention to potential return, risk and how easily you can exit it.
Money managers have turned cautious about the technology space.
What investing can you do with just Rs 100? Well, you can become a crorepati, says Vatsal Ramaiya
Most first time home loan borrowers have no idea about how to bargain for one. Here are a few important things that you should watch out for while bargaining for a home loan.
It is difficult for an NRI to get a loan in India, says personal finance expert Harsh Roongta.
Look at effective interest rate on home loan offers. Availing of ICICI Bank's cashback offer will mean you lose the flexibility to switch or prepay the loan, reports Sanjay Kumar Singh
As a general rule of the thumb pre-pay the car loan whenever you can, says personal finance expert Harsh Vardhan Roongta.
One should concentrate on using credit card only for planned expenses rather than trying to plan an optimum usage of all the cards, says Harsh Roongta.
Managing your money in January will set the trend for rest of the year, says Adhil Shetty.
Can you run a business by taking personal loans or structured loans? What are the drawbacks of doing business on such terms? Personal loan expert Harsh Roongta gives his advice on such tricky finance issues.
We are working at putting the most modern technology in farms at Indian costs. I always say whatever the US implements in dollars we should be able to do it at exchange rate of Rs 10, then we would be globally competitive.
Reply to these questions (be honest) and find out how much you have scored...
The agency is also investigating the overall financial structure of Kingfisher Airlines.
When you take a loan, always look at your ability to repay: never stretch beyond your limits. Always maintain a buffer for unexpected turn-of-events.
The best way to inculcate a saving habit in your child is to start at a very young age.
"I must be the most risk averse person I have met. I am really scared of risks. The point is to keep de-risking at every opportunity," says Sanjeev Bikhchandani, CEO, Naukri.com.
Harsh Roongta says cash withdrawal on cards incurs heavy fees (normally around 2 to 2.5% of the amount withdrwan) plus the interest on that amount also starts immediately - no free credit period.
Taxation has played spoilsport despite double digit returns.
'We have great demographics, and are the fastest growing large economy. And we save.' 'All of which is great for financial services,' Aditya Birla Capital CEO Ajay Srinivasan tells Niraj Bhatt.
Experts say investors should stay patient and stay invested in mutual funds.
India's economic confidence improved last month in view of falling food prices and growth in exports.
If your are hassled with too many EMIs, bring them all under one umbrella and pay a single amount
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