A Codicil is a document created by the testator to make changes to an existing will, points out Sarbajeet K Sen.
Such a will, a cheaper and more convenient option, has to be signed by two witnesses.
Indian investments in equity and debt account for the second-highest remittances outgo (about a quarter).
Trustees and protectors can help ring-fence your trust deed and ensure it is executed exactly the way you want, for the benefit of your children, after you are no more.
Parents should secure thier special child's future.
If new goals have emerged, this is the time to make fresh investments.
Be a disciplined investor for attractive returns, says fund managers.
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