For investors, every cost-saving means higher returns.
While seniors seeking a regular income should switch to debt funds from balanced funds, younger investors should invest in balanced funds after understanding their risks.
Steep volatility in the markets has made fund managers cautious, awaiting opportunities to deploy the cash.
While debt funds have emerged as the flavour of the season, not all investors understand debt funds. So the best they can do is put trust in the fund manager and the fund house.
Despite recent setback, these remain the most appropriate tool for international diversification
Only tactical investors lose money in a downturn due to their short investment horizon
Take a call to stay put or opt our based on whether you think the company will be able to find a strategic investor, suggests Sanjay Kumar Singh.
Only if you are a conservative investor satisfied with index returns; but over long term actively managed funds give better returns in Indian markets
It was because of strong inflows into debt-oriented schemes that saved 2019 from being a "dark-dull year of investing" as inflows into equity funds has dropped this year due to a volatile market.
The move comes within months of a crisis at JPMorgan Asset Management Company.
'Allocate 30% to 35% of your equity portfolio to mid-cap funds and 10% to 15% to small-cap funds.'
How do you pick a mutual fund scheme that suits your needs?
In 5 years, the AMC has clocked a growth rate of 40% with its AUM up nearly 4 times.
'To ensure you remain with the better performers, you need to consistently monitor your MF portfolios and weed out the non-performers, even if they are from a star fund manager or a fund house with a sound record.'
Equity investments are fruitful over the very long 20-year term.
The fund industry may have embraced machines and robots, but managing money still needs the human touch