Have a query regarding health insurance or mediclaim policy? Maybe we can help. Drop us a line and our expert, Harsh Roongta, CEO of Apnapaisa.com, will answer it.
Have a query regarding health insurance or mediclaim policy? Maybe we can help. Drop us a line and our expert, Harsh Roongta, CEO of Apnapaisa.com, will answer it.
Have a query regarding health insurance or mediclaim policy? Maybe we can help. Drop us a line and our expert, Harsh Roongta, CEO of Apnapaisa.com, will answer it.
Health insurance expert Harsh Roongta answers queries sent by readers on various aspects of mediclaim.
The loss to policyholders due to massive mis-selling of insurance policies by trusted private sector and public sector banks will be well in excess of Rs 2 trillion, warns Harsh Roongta.
Health insurance and mediclaim policies help you manage your finances during medical emergencies. So, how much is enough?
In a chat with readers on July 1, home loan expert Harsh Roongta said readers must go for a home loan now if they are planning to buy their dream homes.
Have a query regarding health insurance or mediclaim policy? Maybe we can help. Drop us a line and our expert, Harsh Roongta, CEO of Apnapaisa.com, will answer it.
The real estate sector is a major employment provider and the economy cannot afford its hard landing. Harsh Roongta suggests measures that can revive the under-construction market
Banks report you to the credit bureau if you default on your credit card payments. Here's what happens if you are blacklisted.
Yet, no bank has been taken to task for its actions, says Harsh Roongta.
In a chat with Get Ahead readers on August 23, loan expert Harsh Roongta discussed the how and why of education loans. Here are the chat transcripts.
You are an engineering graduate and want to pursue higher studies overseas. Do you know how to get an education loan for this purpose? Our education loan expert Harsh Roongta has all the answers.
Has your home loan lender increased your loan period without informing you? Has the lender done this against the agreement you signed with the bank? What should you do then? Read this.
Have you run into a debt trap becasue of your over-indulgence with credit cards and personal loans? Here are a few ways that can help you to get out of this debt trap.
Have you always paid all your EMIs without defaulting? Or have you defaulted on your dues on a number of occasions? Is there any way by which you can get to know your credit rating?
An overdraft loan allows you to continuously withdraw money subject to a maximum amount of outstanding. You are charged interest on the amount used by you.
Do you know that you can get an education loan of upto Rs 4 lakhs to pursue an MBA course from a recognised university? What's more, you don't have to bother about repayment till you complete the course! Read on to find out more.
Are there any existing provisions that restrict you from claiming tax deduction on a number of houses you own? Can you and your spouse claim tax deductions on the house bought jointly by you?
Home loan interest rates are getting costly again. How do you cope with rising prices?
As a rule of the thumb any money that you do not need for a rainy day and can spare should go towards prepaymnet of all loans (with the possible exception only of home loans in some cases), says personal finance expert Harsh Roongta.
Can you take action against your home loan lender if the bank gives loans to new borrowers at lower rates and doesn't reduce rates on your loan? If yes, then what action can you take? Get Ahead home loan expert Harsh Roongta sheds some light on these and many other home loan issues.
Provisions of RERA, subsidy under PMAY and relaxation in PF withdrawal to buy a house will aid affordable housing, points out Harsh Roongta.
Home loan expert Harsh roongta answered home loan queries of Get Ahead readers. Here's the chat transcript for those who missed the chat.
Do you know what a step-up home loan is? Why is it good for young professionals? Home loan expert Harsh Roongta has the answers.
It is difficult for an NRI to get a loan in India, says personal finance expert Harsh Roongta.
As a general rule of the thumb pre-pay the car loan whenever you can, says personal finance expert Harsh Vardhan Roongta.
It makes sense to prepay your home loan if you have surplus funds, says home loan expert Harsh Roongta.
Offset home loans are available under different names. But do you know if they are beneficial to you or not? Read on.
Using the credit card to make a down payment -- particularly when you don't have enough money to clear your bill -- is an expensive proposition.
What are the best interest rates? Is an overdraft facility better than an EMI option when going in for a car loan? Get Ahead expert Harsh Roongta has the answer.
The floating interest rates on home loans have increased sharply in the last few years. Home loan expert Harsh Roongta explains how to solve the problem.
Is it the right time for you to invest in your first home? Expert Harsh Roongta tells you what to do in such a situation and several others involving home loans.
Can you run a business by taking personal loans or structured loans? What are the drawbacks of doing business on such terms? Personal loan expert Harsh Roongta gives his advice on such tricky finance issues.
It's such a well-kept secret that even well-heeled financial planners aren't aware of it, says Harsh Roongta.
Home loan expert Harsh Roongta discusses how to cope with rising EMIs as floating rates move up.
There are many reasons why taking an unsecured personal loan makes more sense than borrowing on your credit card.
You need to think of the costs and prepayment charges before taking one but it is better than revolving credit on your card.
You and your spouse are co-borrowers on a home loan account. Your spouse, though, is not a co-owner. Can s/he claim tax benefits? Read on.
Home loan rates are on an upswing once again. Will it help to switch from a floating to fixed home loan rate?
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