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Need to shift from fortnightly to real-time credit reporting: RBI DG

There is a need for real-time or near real-time credit reporting, instead of the current fortnightly system, to improve underwriting precision, enable timely reflection of borrower actions such as......

Loans? New agencies to ensure speedy approval

Borrowers often find their home or auto loan applications rejected due to credit rating scores from the Credit Information Bureau of India, or Cibil. And sometimes, even though they may not have......

Why it makes sense for banks to lend to MSMEs

'In times of recovery, we may see a rural-urban divide with the urban pockets affected more by COVID-19, but the MFI business model should encourage banks to handhold them in this hour of crisis,'......

Why it's important to maintain a healthy credit record

While going for a regular health check up is extremely important for leading a happy life, it is equally necessary not to overlook your credit health especially at a time when credit plays an......

Just how bad are the bad loans?

Only a fraction of defaulting loans is reported to central databases; what is made available for public scrutiny would be even less How much ‘bad loans’ are banks stuck with?......

Equifax Credit Information Services

News for Equifax Credit Information Services

Need to shift from fortnightly to real-time credit reporting: RBI DG

Loans? New agencies to ensure speedy approval

Why it makes sense for banks to lend to MSMEs

Why it's important to maintain a healthy credit record

Just how bad are the bad loans?

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