'Maybe the State wants to be watching people all the time. But when they are watching, others too may be watching!''The State is becoming more and more secretive while throwing people to the......
There is a need for real-time or near real-time credit reporting, instead of the current fortnightly system, to improve underwriting precision, enable timely reflection of borrower actions such as......
Credit rating agency Crisil has announced that it has reached a preliminary understanding with Equifax Inc of the US, and Tata Capital Ltd to set up a credit information company, which provides......
Borrowers often find their home or auto loan applications rejected due to credit rating scores from the Credit Information Bureau of India, or Cibil. And sometimes, even though they may not have......
A vast majority of borrowers are in the essential services’ supply chain with tiny and micro businesses, and this has sprung back. Illustration: Dominic Xavier/Rediff.com Micro-finance......
'In times of recovery, we may see a rural-urban divide with the urban pockets affected more by COVID-19, but the MFI business model should encourage banks to handhold them in this hour of crisis,'......