News for 'credit-information-bureau-of-india'

How to get the BEST Credit Score and loan rates

And get lenders offer you the best possible interest rates on home, personal and car loans.

5 MYTHS about your credit scores debunked

Loan defaults are not the only reason why you get a low credit score. Rajiv Raj of CreditVidya.com debunks five popular credit score-myths.

Loans? New agencies to ensure speedy approval

More credit bureaus to ensure faster dispute resolution.

Recruiters look up credit history for hiring

Most companies inform the employees upfront about the background checks that would be carried out. And a clause is included in the appointment letter of the employees that the final decision will be subject to the results of background verifications.

Know your credit worth and better it! Here's how

There are many advantages if you have a good credit score. You can get loans at lower rates of interest particularly for unsecured loans like personal loans.

How banks check if you are a bad borrower

Banks make use of credit scores based on your credit history and repayment record.

'Fraud repository will help banks'

From 13 members and database on four million trades in 2004, when Credit Information Bureau of India (Cibil) was set up, the country's first credit information company now has 162 members and database on 127 million companies and individuals.

You have a bad credit history, so no loan for you

Did your bank ever reject your loan application because you were reported falsely for having bad credit history? Tell us.

Largest number of NPA suits filed in Maharashtra

ARCIL likely to start operation in mid July

The Asset Reconstruction Company of India Ltd, promoted by the State Bank of India, ICICI Bank, IDBI and other banks, is slated to start operation by the middle of this month.

Missed your loan EMI? Be prepared for these consequences

Top four consequences for you to keep in mind before you miss a mortgage payment

CIBIL credit score dropped after clearing your loan? Here's help!

Here's why it happens and how you should avoid it.

4 reasons why credit cards are better than cash

If you do not overspend, we advise you to get yourself a credit card. It will open up a whole new world of benefits.

Are you a good borrower?

Find out how banks and lending institutions decide if you are worth their money based on your CIBIL TransUnion Score and Credit Information Report.

Planning to buy a new house? 5 important factors to consider

To ease the process of decision making while buying a house, we have put together important factors you need to consider.

5 things to bear in mind when applying for a loan

Credit card loans and personal loans are two prime examples of unsecured loans that must always be avoided.