Laxman Maake, 47, tells us why he is disappointed with the ATM that he often goes to.
Experts say RBI's norm on deploying a guard is loosely worded and it is discretionary for banks to have all ATMs manned.
We had asked you, dear readers to share your good and bad ATM experiences.
At present, there is no cap on free transactions at own-bank ATMs, while customers can use other banks' machines up to five times a month without any extra cost.
Delays in returning money for disputed transactions have also come under RBI's scanner.