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Consumer Credit Card And Related Services

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Rediff's Wave Rider Retires!

After steering the Rediff mothership for close to 29 years, Ajit Balakrishnan, founder, chairman and CEO, did what few businessmen in this country do -- R-E-T-I-R-E. On August 2, 2024, we were......

COVID-19 lockdown: How cyber criminals cheat YOU

'There has been a marked increase in four types of cases.''One is fraud related to online deliveries, online shopping and online groceries and liquor.''Second fake news, third hate speech and......

How India's young innovators do well by doing good

'Let me talk about young Indian startups with their hearts in the right place and how they are proving that innovations that represent 'affordable excellence' is indeed possible!' says Dr R A......

Why we must support the Food Security Bill

Only three percent of Indians pay income tax; our tax-GDP ratio is among the lowest in the world. This must change. Our elites must realise that India’s poverty has damaging consequences for......

How to make the most of RBI's new customer-friendly credit card rules

Some smart tweaking of the billing cycle will give you more time to settle without having to pay any interest. Bindisha Sarang reports. Illustration: Uttam Ghosh/Rediff.com The Reserve Bank of......

Need to shift from fortnightly to real-time credit reporting: RBI DG

There is a need for real-time or near real-time credit reporting, instead of the current fortnightly system, to improve underwriting precision, enable timely reflection of borrower actions such as......

HDFC Bank: Recouping lost credit card share to be 'gradual'

While HDFC Bank has vowed to recoup its lost market share in the credit card segment in three to four quarters by aggressively sourcing new cards, brokerages believe it is a little hard to come by,......

Kotak Mahindra Bank's margins to improve after ban removal: Brokerages

Kotak Mahindra Bank’s net interest margin is likely to swell after the Reserve Bank of India (RBI) lifted its restrictions on the private lender that barred it from issuing fresh credit cards......

Why RBI Flagged Small Loans As Risky

In FY24, loans given out by such firms had topped a whopping Rs 146,517 crore, up by 49 per cent year-on-year and spread over 10.19 million accounts (up 35 per cent). Illustration: Dominic......

'I am anxious about Ram Gopal Varma's reaction to Running Shaadi'

'I have been a part of more than a dozen films as a cinematographer but this was the smoothest shoot of my life. There was not a single day, when I wondered how a particular shoot would be done.'......

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