New retirement schemes from MFs offer Section 80C benefit but locks in your money for five years
'By entering at an early age, they stand a better chance of developing into skilled investors.'
Now that the National Pension Scheme offers more choices than the Employees Provident Fund, is more transparent and also allows to choose the level of allocation to equities as investors like, should one switch to the NPS?
Why the case for investing in passive funds is becoming stronger.
Despite recent setback, these remain the most appropriate tool for international diversification
The proportion in which a joint home loan is taken is important.
Experts say the size of the fund shouldn't be a primary criterion for selection.
If your fund's expense ratio has risen dramatically after Sebi's recent changes, compare it with the category average before switching.
Investing heavily in a top-performing fund during good times can cause long-term pain. Don't invest lump sum at market peaks.
With the introduction of 10 per cent tax both on long-term capital gains and on dividend, choose funds based on investment horizon and risk appetite, not on tax advantage, experts tell Sanjay Kumar Singh.
Retirees must also try and purchase a senior citizens' policy, despite steep premiums.
'If you retain your account with the EPFO for 10 years, you get a life-long pension.'
Are retirement homes attractive options for the elderly? Experts feel it is a good option to be able to live an independent and activity-filled life. But don't buy it as an investment
Education inflation abroad is high and the depreciation of the rupee can also set you back, says Vishal Dhawan
How do you pick a mutual fund scheme that suits your needs?
Banks and insurers are beginning to reward customers who show exemplary conduct with lower prices and penalise those who behave poorly by imposing higher costs.
Go for high quality and low-to-medium-duration funds in your debt portfolio
Debt fund managers think the Reserve Bank governor might at best go for one rate cut in April.
After retirement, the pressure on finances increases in the absence of regular income. Here are a few suggestions to ensure a smooth post-retirement life
With stock prices at elevated levels, investors must cut valuation risks in their portfolio
Reduce frill expenses, monetise your assets and invest in professional development to negotiate the choppy phase.
A new couple's financial situation changes from their bachelor days.
Look for one with the right mix of qualification, experience, ethics knowledge, and communication skills
Long-term tax on capital gains arising from selling a house can be invested in another property under Section 54.
Indians are the biggest non-Arab investors in Dubai's real estate market.
An Aadhaar card can fast-track the KYC procedure for some instruments.
When an NRI returns to India, he should be aware of his tax residency status.
© 2026 Rediff.com - Investor Information - Advertise with us - Disclaimer - Privacy Policy - Sitemap - Feedback - About us - Terms of use - Grievances